Gain Control of Your Money Today
Use a proven, Four-Rule Methodology to gain control of your money. You’ll focus only on what’s important and find out that everything else takes care of itself.
Kiss Your Debt Goodbye
YNAB’s simple interface allows you to easily focus on getting out of debt and breaking the paycheck to paycheck cycle. One YNAB user paid off over $6,000 in debt in seven months - making the same amount of money!
Find Wasteful Spending & Increase Savings
Simple software, combined with a completely new way of thinking about how you manage money, will allow you to plug the leak instead of just bailing water. You’ll be throwing cash toward your savings in no time flat.
No More Useless Bells and Whistles
This is budgeting software with all the features you want and nothing more. Eliminate stress and confusion, and save time by only doing those things that truly matter with your money.
New YNAB Case Studies!
A $13,000 Turn-Around in 16 Months
“16 months after starting YNAB, I am debt free (since the 7 month mark). I have no credit cards and am just shy of $7,000 in the bank.”
Finding Savings Every Month“…for the first time in years, we had a positive balance of £160 in our account at the end of the month. A month or two later, that figure was £400 and then went up to £600.”
Transitioning to One Income…Reaching Goals
“Without major sacrifice or hardship, we stopped floundering around and being stressed, and now feel like our goals are really achievable.”
A Few of Our 10,000+ Customers Share How YNAB Has Helped Them
Seven months of success living on one income, paying down car and student loans–with a 9 month old baby in tow. We live on a not-for-profit worker salary, too. Pretty cool. Best impulse buy I ever made. source
The time I spend on money stuff is so much less, we’re able to track spending so much better. This is a fantastic tool! source
Even though we’re making the same money, it feels like we have had a HUGE raise. Our lower bills has allowed us to throw more money at our debts. source
What exactly is YNAB?
This is first and foremost about a completely new way of managing your money (We affectionately call it “Y-NAB” because you need a budget after all). This will be a paradigm shift. The fact that the methodology is implemented using extremely effective, easy-to-use software? That’s just a bonus.
You’re welcome to check out the long version of how YNAB came to be, but the short of it was something like this: We were a just married couple, both still in school with no money, no car, and part-time-low-paying jobs.
But we had an idea.
What makes YNAB different?
You can learn all about the methodology, but the short of it is that you think less about the balance in this or that checking account and focus on spending categories that each carry their own balance. You assign funds to those categories each month, if they aren’t used, they roll forward to the next month (that’s Rules Two and Three in a nutshell).
We encourage you to stop living paycheck to paycheck and work toward paying this month’s bills on last month’s income (Thousands are doing it, you can too!). Not only will this alleviate mountains of stress, but it will solve the whole “I don’t know what to budget because I haven’t earned it yet” mentality (that’s Rule One).
Dig into the site. Take the free personal budgeting course and learn what makes YNAB so different. And so absolutely effective. Heck, just read what the YNAB community users have to say about YNAB. It’s the real deal.
