If your bank is compatible with Quicken or MS Money, then it’s compatible with YNAB Pro budget software. YNAB Pro imports OFX, QFX, QIF, and CSV files from virtually every banking institution available.

How do we keep your data secure? We never ask for it in the first place. You download your bank transactions from your bank’s website and we’ll import the file. You’ll have no need to worry about one company having all of your bank data.

Envelope budgeting is a time-tested, proven method that will have you quickly aligning your spending with your values. In YNAB’s budget software, you’ll set up ‘categories’ that will act like virtual envelopes for your spending.

You can set up as many categories as you like. Fund your category by simply entering the amount you’d like budgeted for the month. When you record spending, you select which category you spent from. YNAB will track all of your category (envelope) balances for you. It can’t be any simpler!

If your car insurance is due every six months, and it’s $300, you’ll want to set aside $50 in your ‘car insurance’ category each month. When the bill arrives, the money is there, and you pay it. No stress. No worries.

You can use this tactic to save for vacations, gifts, property taxes, car repairs, etc. It does an excellent job of helping you avoid debt by planning and working toward purchases. You’ll also find the crazy roller coaster ride you’ve experienced in the past (you know the one, where a large, unexpected bill arrives…) is completely gone. Life will be blissful!

Getting out of debt isn’t automatic, and it isn’t easy. The software doesn’t get out of debt for you!

However, we can let the numbers speak for themselves. According to a recent survey of YNAB users, on average, a YNAB user pays off $500 in debt in their first 31 days!

So if we’re not talking about magic here, what exactly happens? YNAB’s budget software lets you easily and intuitively prioritize where your dollars go. It’s not magic, but it works.

Perhaps you’ve been forgetful a few times with bills. Let YNAB Pro help you out. Simply enter your recurring bills one time in the Scheduler and YNAB Pro will auto-enter the transaction when it needs to be paid.

Or maybe you never forget a bill, but you’re just tired of entering transactions over and over again…the Scheduler will take away a bit of your pain.

With a few clicks of the mouse you’ll quickly be able to identify spending that’s out of control, or just needs some shoring up. This is absolutely crucial, as it will free up your money to save toward worthwhile goals and pay off debt.

You aren’t bombarded with 67 different useless reports that can be viewed 19 different ways. You’re provided the information you need to make informed decisions.

Budget for the upcoming month with just a few clicks.

While it’s important to recognize that each month is different and that “normal” months don’t exist, it’s also important to realize that you’re busy–and budgeting can be tedious. We’ve taken care of the tedium.

With a few clicks, simply carryover last month’s budget to this month, review the numbers, and tweak where necessary. You’re done.