It’s tough to find a savings account that does a good job doubling as your emergency fund account. I think the ING Orange Savings Account fits the ticket.
My wife and I recently signed up. Previously we were using Vanguard to house a money market account. The service was great. I use Vanguard for other services [...]

This little tip helped me manage my money by cutting spending about 60%. Those results are a little skewed because I did this when I was in high school. However, the principle remains the same.
What if I told you this little money management tip can easily cut your spending by 10-20% right off the top? [...]

My objective in writing this article is to dispell a myth that should have been dispelled a long time ago when it comes to the tax advantages to owning a home. For purposes of my objective, a better title to this article should be “The Tax Advantages to Owing on Your Home” because you only [...]

People are always looking to make a return on investment improvement. Don’t you love hearing about a person’s raving success in the stock market? (Yet they fail to mention all of the losing stocks they also picked). If you’ve ever been bored enough to be watching late-night television, you most likely saw an infomercial about [...]

I thought I’d expand on the six root causes of poor spending, as highlighted in “Money for Life”.
1. Loss of a psychological tie to real money.
2. Explosion of ways to spend money.
3. Inability to compare expenses to income.
4. Lack of training.
[...]

It seems as though people in the money industry thrive on confusion. They enjoy knowing cool numbers that mean neat things to boring people. If the discussion of topic doesn’t involve a 1040, 401k, or 403b it involves a SEP, Roth IRA, or HSA.
I won’t go into each of these today. But we should really [...]

Observing wealthy people teaches us three key factors in how they built their wealth. Keep in mind, I’m not talking about Hollywood-type wealthy. I’m talking about the kind of wealthy people we don’t see in the media. “The Millionaire Next Door” type of wealthy people. We would all be well served mastering these three factors [...]

Not too long ago, Americans’ greatest asset was the equity in their homes. However, banks have targeted the home equity loan aggressively in the last several years. This has caused a dangerous shift in the net worth statements of Americans. What was once an asset is now a liability.
The offer might be extremely enticing: You [...]

If saving money just to save money doesn’t really float your boat, then you might want to read a little bit of this.
This little money saving trick is often overlooked, but those of you who are “financially savvy” might be anticipating the topic of this article, based on the title. My goal in writing this [...]

Everyone is familiar with Murphy’s law. It basically says that if something can go wrong, it will. Popular radio talk show host Dave Ramsey also warns listeners that if they buy a house while they’re broke, Murphy will “move into the spare bedroom.” My favorite Murphy’s Law revision:
You cannot successfully determine beforehand which side of [...]