If saving money just to save money doesn’t really float your boat, then you might want to read a little bit of this.
This little money saving trick is often overlooked, but those of you who are “financially savvy” might be anticipating the topic of this article, based on the title. My goal in writing this [...]

Everyone is familiar with Murphy’s law. It basically says that if something can go wrong, it will. Popular radio talk show host Dave Ramsey also warns listeners that if they buy a house while they’re broke, Murphy will “move into the spare bedroom.” My favorite Murphy’s Law revision:
You cannot successfully determine beforehand which side of [...]

I’m going to attempt to draw a line between extreme frugality and having a simple mentality of frugality. Extreme frugality can be detrimental to, well, your enjoyment of life. However, if you want to channel this extreme frugality for a very short amount of focused time, then I say go for it. An example might [...]

You might have read about our quest to find a rocker in the Garage Sale Lady article – this is a prequel to that.
My wife I and were at R.C. Wiley’s looking for a rocker a few weeks ago. We didn’t really find what we wanted, so we began to make our way out of [...]

Once I’ve gotten to know someone for a while, I’ll usually ask the question, “Do you budget?” The response is always interesting. That was how I got into one particular conversation.
My friend went on to tell me that they used to. But they couldn’t have any fun. When you’re young married students (and I am [...]

Just the other day I was talking with someone about Dr. Stanley’s book “The Millionaire Next Door”. I was making a point of the fact that used cars are really the only cars that middle class people should be purchasing, and that plenty of millionaires still drive used, even though they could afford one, two, [...]

Only 30% of Americans have stopped living paycheck to paycheck. The other 70% of Americans are one paycheck away from financial disaster. I’m reminded of the movie “It Could Happen to You” (starring Nicholas Cage) when I see this statistic. I think we all know I’m not talking about the fact that this 70% also [...]

Abraham Lincoln wrote this letter to his stepbrother, John D. Johnston, who had written Lincoln that he was “broke” and “hard-pressed” on the family farm in Coles County, Illionois, and needed a loan. Lincoln’s offer of a matching grant, as we call it today, was a recognition that “this habit of uselesly wasting time, is [...]

So simple.
But few do it.
The reason that so many people don’t live within their means is because they don’t know what their “means” are. It would be extremely difficult to work for a boss that yelled at you for going over budget on a project, but he or she wouldn’t tell you what your budget [...]

Using the title “Anticipatory Budgeting” has allowed me to join the ranks of financial advisors that have coined a new term. Well, I don’t know if this term is new – probably not – so I’m not going to do any coining. At any rate, here’s a solid household budgeting tip: anticipate your expenses.
Maybe I [...]