Financially Excel your Household Budget

Of course I’m biased towards using Excel as your budgeting solution. I sell a product designed just for that! Aside from the obvious play on words in the title, there are certain tips you should be aware of if you really want to Excel your Household Budget. I’m going to outline the five I think [...]

Checkbook Balancing Programs are Useless

Okay, okay, I probably started out a bit too harsh with the title of this article. Checkbook Balancing Programs are probably not useless, but they certainly aren’t necessary. Some people get really defensive when I say such things. It’s just the honest truth. As a matter of fact:
You don’t need to balance your checkbook.
Which is [...]

A Student Loan Consolidation Alternative

If you really want to understand all of your alternatives to student loan conslidation, you just might want to read a bit further. Chances are, you’ve been looking for an alternative to go ahead and consolidate the student loan you’ve been staring in the face for the past – well – long time.
Be careful
Remember the [...]

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This is The Wallet. My name is Jesse Mecham, founder of YNAB. Here I focus on the YNAB methodology, software, personal finance, and more.

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