I’ve never been able to talk to people that decide not to purchase the YNAB personal budget, but I wonder if some of the hesitancy in using the system doesn’t stem from the requirement of Rule #1.
You’re strongly encouraged to save one entire month’s expenses (how can I manage that?).
What to you do if you [...]

There was a man who was looking for a stagecoach driver that could transfer his belongings quite a distance. The man had three drivers approach him for the job. He asked only one question of each of the drivers:
“How close can you drive your stagecoach to the edge of a ravine without going over?”
The first [...]

There’s been lots of debate about the best way to pay off your debt. You want to reduce your debt, so you embark on a journey to find the best way to do it. What you find is a bunch of people talking about all of these different approaches to lining up your [...]