I posted just a little while ago about how ING had raised their rates .1%. Well this time they’ve gone a bit further. You’ll now be getting 3.75% on your money that sits there. It might be a nice place to stash a large portion of your emergency fund.

On a related note, Emigrant Direct is offering 4.0%. I don’t (yet) have any personal experience banking with them, but I hear from others that it’s pretty much the same - with only the application process being a bit slower.

Start your emergency fund at 3.75% or 4.0% today. The key not being the interest rates, but the word today.