Just in time for the New Year switch I hope, I’ve added some nice functionality to YNAB that will have you budgeting just a bit quicker:

• You can now use drop-down menus to select the category for the Outflow, instead of having to switch back to your Budget sheet to remember exactly how you spelled “Miscellaneous Riff Raff and other Sundry Expenses” or other various categories.
• You can also use the drop-down menu to select the Type of Inflow. It should save a bit of time, and clear up some entry errors.
• The principle of savings accounts has been reenforced just a little bit. When you enter an Outflow for a Savings-type category, that does not mean you spent any money - it means you physically moved the money from your checking account to a mutual fund, emergency fund, retirement fund, etc. You now mark all savings acccounts with an asterisk so that outflows for those categories do not count as expenses on the income statement from the Overview page (they inappropriately included all outflows before).

If you’re a previous customer, this update is free to you (as all updates are). If you’re a customer mulling over your choice of budgeting solutions for 2006, stop mulling. This is it!