Waiting for the Perfect Month

It seems the move has given me plenty of fodder as far as writing goes. I have more ideas flying through my head than I ever did when everything was going nice and easy for us! The move has kind of rattled me in a good way and made me experience just a [...]

The Invisible Hand (Expenses follow Income)

Having just moved recently, we’ve travelled up the social ladder from very, very, very low, to very low. And the view is a bit better. With the CPA exam firmly under my belt (we found out on Saturday I passed all the sections) and my first “real job” starting on Tuesday, we’ve given [...]

Heard of the Debt Snowball? How About the Dumb Snowball?

Now I’m not setting out here to write this little bit and make anyone feel dumb. Well, not really. This is really more of a confession because man did I do a bunch of dumb things during this past week. In order to save at least a little bit of face, I’ll [...]

I’m kind of connected again

Well, we found a public library relatively close to our new location, I got a library card and we should be good to go. The apartment manager said it takes three to four weeks to get internet setup. I have no idea why. If that really is the case then this library [...]

The Reason I’m not Being Very Responsive

Shortest version: we’re right in the middle of moving from Utah to Texas, approximately 1,200 miles.
Shorter version: the hotel last night, it was a Days Inn in El Paso, TX on Yarbrough Rd — don’t go there — claimed to have high-speed wireless. It was so slow it was unusable. If [...]

Living Within Your Means is More than Having Enough

A few years ago I wrote about some of the practical aspects of living within your means. The gist of the article: if you want to successfully live within your means over the long term, you need to have some sort of system in place to record, track, monitor, and evaluate your spending. [...]

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This is The Wallet. My name is Jesse Mecham, founder of YNAB. Here I focus on the YNAB methodology, software, personal finance, and more.

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