When you’re managing your money, you’re playing an active role in what it does, how it works for you — hopefully aligning it with where your values are. The key to staying on top of the whole thing boils down to one basic principle:
Revisit. And Revisit Often.
At the beginning of last year, I broke [...]

The other day a group of friends and I were discussing investing and my friend mentioned that he had purchased some stock in Apple Inc. (Ticker: AAPL) back in 2003 for $20 per share. He had invested $4,000 for 198 shares (Disclaimer: I also own stock in AAPL, but alas, I did not get [...]

I’ve been fortunate enough to have the YNAB methodology in full force in my life since April of 2003. We’ve never lived paycheck to paycheck, always lived within our means, planned for larger purchases, and stuck with our budget over time. As a result of the methodology, our money situation has always been [...]

Yeah, I’ll be talking about Rule One again. Only because it’s so important. Yes, you can use the budgeting software without following Rule One, but my hope is that you follow it as soon as possible.
The other day I was interviewed by the founder of LivingLikeNoOneElse.com (also a fan of acronyms, you can [...]

One of our beloved forum members, Treasure Chest, decided to give YNAB as a wedding gift. She enclosed the following excellent poem:
My wish for you both is marital bliss.
A long life together, sealed with a kiss.
True love & friendship is already yours;
(So do please remember to divide up the chores!)
When pondering upon what would [...]

You’ll often hear people protest budgeting by saying something like, “If I budget, it will just tell me there’s not enough money” or “I don’t want to see all of those red numbers.” My mother-in-law (don’t worry, she doesn’t read this) claims that if she were to budget, her finances would be a mess, [...]

Yeah, sometimes it’s not all hot chocolate, matching sweaters, and laughter around the toasty fire when Julie and I are sitting down ready to do our budget meeting. The last one, actually, had a new addition: Julie’s List of Things She Wants / Needs.
She’s becoming quite adept at how this whole budget system [...]

Hats off to Taylor on this. I finally finished compiling the change log on the upgrade page (you can get to it by starting up Pro — it will detect that your version is outdated and bring you to the download page) and realized just how much work he poured into this new version.
First [...]

I’m pleased to announce a very quick turnaround for 1.1 of YNAB Pro (there may be more where that came from). With the release of 1.0, many users immediately began asking about the ability to print. Well, that ability is now available in 1.1.
Also, as an added help for those that would like [...]

Please post it to the forums, at this thread. One of the heavy-hitting personal finance blogs would like to feature some YNAB success stories during the months of January and February. Your help would be very appreciated. I think people are tired of my story so…