Your Zero-Based Budget Welcomes You Back to Reality — You’ll Thank it Later

You’ll often hear people protest budgeting by saying something like, “If I budget, it will just tell me there’s not enough money” or “I don’t want to see all of those red numbers.” My mother-in-law (don’t worry, she doesn’t read this) claims that if she were to budget, her finances would be a mess, [...]

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This is The Wallet. My name is Jesse Mecham, founder of YNAB. Here I focus on the YNAB methodology, software, personal finance, and more.

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