The Budget Pow Wow: An Evolution

My husband and I have a monthly budgeting meeting, which we can now refer to with some affection as the “budget pow wow.” I believe for married couples, or those in a committed relationship, a successful budgeting meeting is the key that unlocks the door to an effective financial management system. The pow wow is [...]

Frugality in Fashion

I’m what you could call a bargain braggart. Instead of maintaining a mysterious vagueness about my penny-pinching, I’m prone to broadcast the fact that: These sandals? They were $.79 at the Goodwill! And: that vest that my son wore to church last week? The one that could have passed for Gap [...]

Emily Williams: Introduction

YNAB has now doubled it’s number of authors. We’ve gone from 1 to 2. It’s my pleasure to introduce Emily Williams, a long-time YNAB user and wonderful writer. My hope is that Emily’s colorful, witty, insightful contributions will balance my bland, dull, boring contributions. She’ll be providing a unique perspective that [...]

Money Management: an Event vs. a Process

I attended a business seminar on Friday, put on by Dave Ramsey (it was called Business Coach Live; I think it will be named EntreLeadership One Day in the future). His point was that leadership is a process — not an event.
This morning, I was reading the 21 Irrefutable Laws of Leadership (a book [...]

About

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This is The Wallet. My name is Jesse Mecham, founder of YNAB. Here I focus on the YNAB methodology, software, personal finance, and more.

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