One Tip to Establish Yourself as “The Boss” When it Comes to Your Money

Lately I’ve felt like our money has begun asserting itself a bit more. It’s talking back. It drags its feet. It slouches at the dinner table. It ignores me when I’m talking to it. (The purchase of our first home has everything to do with the new bad attitude).
And yes, I often think [...]

A Good Advisor, or a Bad One – Both Can Have Significant, Lasting Effects

It was Tuesday, April 15, 2008. Yes, the infamous “tax day.” It was about 11:00 a.m. as I sat outside on the deck of our office speaking with a client. She was there to sign the last tax return that I had to do for the 2008 season. The feeling of relief was very nice. [...]

The One Secret to Money in Marriage

I don’t have an answer for the wife of a husband that won’t listen to your worries when it comes to paying the bills, buying the necessities, etc. It boggles my mind that people can be married and live together but still be living (or at least attempting to live) completely separate financial lives. [...]

Common Sense…Senseless

There is a bit of “conventional” wisdom out there that I just don’t understand. I take that back. I understand it. I just don’t understand how seemingly intelligent people subscribe to it. It is even touted by CPAs and Financial Advisors as great advice. The idea is that it is good to get or keep [...]

Carnival of Personal Finance #160

Just sending a quick link over to the carnival at MightyBargainHunter. He did a great job hosting and there are a bunch of great articles. A few of my favorites:

Living Almost Large uses the word “buffer”, so I’m biased from the get-go. The question is how big of a financial buffer do [...]

How I Formed a Habit in One Evening

Habit: Spend five to ten minutes every night brainstorming ideas, creating a To Do list, and prioritizing the list.
That was my desired habit. Yours may be completely different. I would, of course, like to see one of your habits be the regular recording of your expenses, and a monthly budget meeting.
21, 30, 45 [...]

NCN’s Tutorial on Handling the Paperwork…

With YNAB, we don’t get into the nitty-gritty of actually handling the paperwork associated with bills (one way to minimize it is to minimize your bills…like cancel things and stuff like that) — NCN has with his tutorial: Bills-in-a-Box. Check it out. He promises that it’s stress free. I like the [...]

Emergency Fun

I know that those two words don’t usually go together. You may have even thought that I just left the ‘d’ off of the last word. But I actually want to talk about emergency fun. Not that emergencies are ever fun. If you have prepared properly, though, there can be a real element of fun, [...]

Short-Sales and Foreclosures – The Bank Might Not Make You Pay, But Don’t Forget About Uncle Sam!

Considering the current Real Estate downturn, there is a pretty good chance that some who read this blog are in the process of losing their homes. Hopefully the percentage of readers in this situation is smaller than the national average because you have learned to budget well. Even if you are not in this situation, [...]

Carnival of Personal Finance #159

I know normally anyone following the personal finance blogosphere is bombarded with carnival posts each Monday. I thought I’d do a follow-up post today. Maybe you can take a few moments away from your holiday and dig into this a bit! You can find it over at Greener Pastures.

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This is The Wallet. My name is Jesse Mecham, founder of YNAB. Here I focus on the YNAB methodology, software, personal finance, and more.

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