What do YNAB and College Football Have in Common? More than You Think.

I know a few games have already happened, but for me, college football begins today (4:00 PM MST to be exact). All of this football talk has me thinking of one thing of course: budgeting.
I just finished reading JD’s post over at the forums. He’s 1 1/2 years into using YNAB and he’s [...]

What Will Your Budgeting Look Like 64 Months From Now?

This is written to those people that are getting discouraged and wanting to throw in the towel.
Julie and I have been budgeting with the YNAB Methodology since April of 2003. We were married in February of 2003. For that two-month gap, we were following Rule Two (budgeting all of our income) and Rule [...]

It’s the little things

The big things:
For the past few weeks, we’ve been working on YNAB Pro version 2.5. Our beta testers have been diligently hammering on it, and now we think we’re less than two weeks away from a public release.  I’m excited about this release for two reasons.  The first reason is that we’ve added some cool [...]

How Are Things? Well it’s All Your Fault (and other productive thoughts)

WARNING: This is a rant. I would say skip ahead a few paragraphs if you don’t want a rant, but you’d still be getting a rant. The whole darn thing is one big rant.

If you’re stuck in a job you hate, do three things today that will help you like your job. If [...]

How Much Does that Cost? (Part 2 of 2)

If it has been a little while since you have read part one, go back and review first. The reason is that I am not going to give any background or explanations. I am just going to pick up where I left off, as if you had just turned the page.
What’s a Dollar?
My [...]

Your Key to Successful Dieting (and Money)

Sunday evening Julie and I both committed to using FitDay–every day–to record everything we eat. My hope is that I can make this a habit, though I honestly didn’t do everything I needed to do to make it an instantaneous habit.
Is FitDay some magical solution that will make it so french fries aren’t so [...]

Hey Budget Hater – Admit It. You Already Have a “Budget”

Hello there Budget Hater. I know who you are. You’re the type that snickers when I ask for a receipt after purchasing one bag of Great Value Seasoned Fries (excellent with some grilled hamburgers) for less than two dollars.
I need that receipt so I can record it, you fool!
Yes, I know who you [...]

How Much Does That Cost? (1 of 2)

“We just got a subscription to Dish Network. We need a way to relax and we figured that it is only $33 per month out of our budget. We deserve it, and it’s really not much money.” I am confronted with a variation of this comment much more often than I would like to be. [...]

Wow! You saved more than you spent!

Last week I stopped by the grocery store on my way home from work with the specific task of buying some things that we needed, which also happened to be low-price-leaders for the week. Armed with my “club card” and with an iron will to only buy the true bargains that we truly needed, I [...]

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