Two lessons can be learned from the current banking crisis. And remember, the odds of you getting a personal bailout? Pretty slim.
Lesson One: Don’t be greedy
The banks became very greedy. They rode the housing boom all the way up, and all the way (are we all the way yet?) back down — and [...]
A few weeks ago my MacBook lost its charge. I plugged in the adapter, and the green light didn’t come on telling me it was getting charged. I disconnected, reconnected, (no, I didn’t blow into the adapter — though that always worked for Duck Hunt) but didn’t have any success. Then one [...]
I suppose the key is to dig down into the details (license and registration, once per year at $115 a pop, so $9.58 in that category every month) with your finances. You think through things hard once per month, with everything in front of you, with your attention focused — you don’t multitask.
If you’re [...]
I’ve been teaching people to budget for years now (we went live four years ago this month) and I finally figured it out. It’s taken a while, I know. But I finally figured out what keeps people from budgeting.
I suppose I’ll just write about it tomorrow.