Carnival of Personal Finance #163 - “Quotable Quotes”
- July 28th, 2008
- Other
- 55 Comments
Welcome to the 163rd Carnival of Personal Finance! This week’s theme is “Benjamin Franklin’s Quotable Quotes”.
You Need A Budget (YNAB) is thrilled to be hosting this week’s carnival. Since 2004, this site has been dedicated to getting the world on a budget, one person at a time — but I truly love all things personal finance, which means I absolutely loved this week’s best from the personal finance blogosphere.
Editor’s Picks
Madison from MyDollarPlan quit her job because she, “lined up all [her] priorities in life and work fell off at the bottom.” I think the big key to her being able to prioritize work off her list was because she’s been working a plan for a long time now. You go Madison!
VH from Funny About Money wins for the Killer Quotable Quote in “Dealin’ with the Devil”: “I would suggest that far from being un-American, putting the brakes on your spending impulses and shucking off as much debt as you possibly can is the best thing you can do for your country.” Zing!
I read Russ’ submission and immediately subscribed to his RSS feed. A takeaway from his great piece on Risk and Return: “regarding risk and return, the question shouldn’t be which came first? The most important question is how can I manage my risks while still participating in the returns?”
And yes, we’re biased around here, so we’re kicking it off with the stuff about budgeting (Oh, by the way, I quit budgeting last week).
Budgeting
If you know how to spend less than you get, you have the philosopher’s stone.
7 Millionaires … In Training! thinks you need to think again if you’re of the opinion that 100k means you’re ‘rich’.
LivingAlmostLarge comments on 7 ways to stay poor.
To Be Debt Free asks the tough question: How Deep is the Hole You’re In?.
Career
It is the working man who is the happy man. It is the idle man who is the miserable man.
FMF from Free Money Finance says his Blackberry makes him more productive on the job.
Andy from Saving to Invest points to 21 Signs that you are losing interest in your job .
Credit
Creditors have better memories than debtors.
American Consumer News exposes 5 Untruths About Your Credit Report.
Debt Freedom Fighter provides 3 Credit Card Tricks that Keep More Money In Your Pocket.
Ask Mr Credit Card answers the question: Does Paying My Credit Card Bill Before the Statement Raise My Score?.
Debt
If you would know the value of money, go and try to borrow some.
The Happy Rock is thinking about selling the car to accelerate debt reduction [Editor's note: go for it! what have you got lose? :)]
Dan Ray from Taking Charge noticed Title Loan Ads on a Chicago Tribune Title Loan Exposé piece.. Do you smell the irony?
Dana from Not Made Of Money lays out the strong logic in how to Break the Cycle of Car Payments.
Anthony Luafalealo from Amateur Economists thinks loan modifications just add salt to the wound.
Economy
Any society that would give up a little liberty to gain a little security will deserve neither and lose both.
Curt from PennyJobs.com presents a humor piece on How to Determine When We Are In A Recession From Your Neighbors.
Kyle from Amateur Asset Allocator sheds some light on Common Misconceptions About Government Statistics.
Bryce from Save and Conquer explains how a run on the bank can happen.
FiveCentNickel did a nice piece: The Federal Minimum Wage: Looking Back Over Time.
The Personal Financier writes: On the Psychological Effects of Ownership and Overpricing (Sellers tend to overprice their assets to include the pain of having to let go). Very interesting read!
Lisa Spinelli from Greener Pastures makes the case that Cash for Clunkers helps the economy and the environment.
Free From Broke outlines Recession Or Not - The Challenge The Fed And Our Economy Has.
Finance
Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.
HelpMyCashGrow.com gives the GrigsbyCo Retro Post: What Truly Is Financial Freedom?
J2R from Journey2Retirement presents Be honest with your finances, even if they’re bad.
Broke Grad Student asks whether we’re ready for a cashless society.
Money Answer Guy gives 5 Mistakes to Avoid When Buying a Car From a Dealership.
Pete from Bible Money Matters presents Another stimulus check? Maybe, but why not just create your own? (talks about a possible second stimulus check, and then talks about why you might want to just create your own supplemental income.)
JS from Smart Money Daily states: I wish I had married for money, not love.
Bob Vineyard, CLU from InsureBlog presents With This Ring, I Thee Insure. We’ve all heard about marrying for looks or money, but insurance?! InsureBlog’s Bob Vineyard reports on couples who think they’re forced to do just that.
Jim from Blueprint for Financial Prosperity is telling you to Beware False Indicators of Bank Health.
Squawkfox wrote an interesting piece: Cars Are the New Smoking. Can the costs of SUVs be compared to smoking?
Frugality
Our necessities never equal our wants.
Daily Money Hack provides some great information on COBRA with COBRA Health Insurance Hack: Pay Only If Needed.
DJ from The Family Wallet presents Turn Closet Cleaning into Cash.
Fitz Villafuerte from Ready To Be Rich presents Simple and Practical Ways To Save Money On Clothing [Editor's Note: Hide the money from your wife?]
Dave from Money Under 30 presents Five Frugal Travel Secrets.
Grey from Frugal Fu says A Consumer Awakes!
MoneyReasons shares some money saving tips you probably haven’t seen before with Saving money in the Library.
Sean Lewis from The Money Saving Blog presents 25 Ways to be Tech-Savvy but Frugal. (This is a great read if you’re into the tech stuff but, uh, have a budget).
Investing
An investment in knowledge pays the best interest.
Todd from Harvesting Dollars makes a great case for Spreading Out Your 401K Investments Throughout The Year.
Megan from Counting My Pennies asks: Who Should Get Your Retirement Money?.
Dividend Growth Investor shares his Dividend Growth Plan Strategy.
The Dividend Guy cautions against loading up on company stock just because of the match.
Money Management
The use of money is all the advantage there is in having it.
AJC takes issue with paying your mortgage off as quickly as you can. (Dave Ramsey followers beware).
Saving Advice presents God and Money: Prayer Won’t Fix People’s Finances. If you’re up for a lively debate, you’ll want to head here.
The Financial Blogger manages to tie in the new Batman Movie with The Dark knight Money Management Approach. It’s a nice twist.
Budgets are Sexy gives My 4 Favorite Pieces of Financial Advice E-V-E-R.. There are some gems in here!
Tanesha Morgan from Personal Finance Analyst presents LifeLock Identity Theft Protection - Savior or Fraud?.
mbhunter from Mighty Bargain Hunter presents Can you handle the financial truth?, and says, “Sometimes is takes someone raking you over the coals to make a real change …”
Shadox from Money and Such presents iPhone and the Road to Financial Ruin, and says, “The long lines for iPhones are the road to financial ruin for many Americans. Not because the iPhone is not a great phone, but because folks just seem unable to control themselves.“
Ashley from Wide Open Wallet shares Green Living: Solar Power.
Glblguy from Gather Little by Little presents Personal Finance Kata. (I had to look it up too).
Kevin from No Debt Plan presents The No Debt Plan: Step Five: Revisit Your Goals and Budget, and says, “Once you’re out of debt, you need to reassess where you’re at before moving forward.”
Patrick from Cash Money Life says the first step to becoming a millionaire is to earn some money.
RC from Think Your Way To Wealth presents 7 Safe and Smart Money Moves for Unstable Economic Times. (This is a great read).
Other
MoneyNing (David) from Personal Finance Blog by Money Ning presents An Intro to Passive Income, and says, “Passive income, we all love it but seldom know how to make it.
So Cal Savvy from So Cal Savvy presents Going to the chapel of thrifty love.
Jennifer Lynn from Broke-Ass Student explains Why A Smile Is Your Most Valuable Asset.
Real Estate
Dan Melson from Searchlight Crusade presents What Does It Mean To Fall Out Of Escrow?.
Blair Benjamin from Asset Almanac presents Housing Bill: New Help for First Time Home Buyers.
Money from Moneymonk warns that a large house could threaten your financial future.
Peter Harrington from Money Management And You! talks about Diversifying With Real Estate.
Reviews
Silicon Valley Blogger from The Digerati Life presents Mint and Wesabe: Online Personal Finance Tools Are Gaining Ground.
Saving
A penny saved is a penny earned.
Del from Fiscal Liberty presents How To Change Yourself from a Spender to a Saver.
Dan from Everyday Finance talks about saving money by avoiding convenience.
Bob from Christian Financial Help shares the most important organic fruits and veggies.
Penelope Pince from Our Fourpence Worth presents How to Save Gas and Time with Google Maps. This is a great article about re-routing, mapping, etc. — Very cool!
Super Saver from My Wealth Builder presents Are My Bank Deposits Insured by the FDIC?.
Fred from Smart Savings 101 presents 10 Tips to Save Money on Gas.
Taxes
In this world nothing can be said to be certain, except death and taxes.
Michael from Beyond Paycheck to Paycheck asks, “Can I lower my tax withholdings?”.
Kay from Don’t Mess With Taxes presents Sales tax holidays on tap, and says, “Attention shoppers! More than two dozen jurisdictions are waiving sales taxes on purchases this coming weekend.”
There were tons of great submissions this week. Thanks so much for participating and thanks especially for letting YNAB host!
If you enjoyed this post, then make sure you subscribe to our RSS feed!
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Glblguy
July 28, 2008
Great job and thanks for hosting Jesse!
Simple and Practical Ways To Save Money On Clothing
July 28, 2008
[...] Update: This post is featured in the Carnival of Personal Finance #163 entitled Quotable Quotes. Please visit the link if you want to read more articles about personal [...]
Patrick
July 28, 2008
Thanks for hosting!
Russ
July 28, 2008
Jesse,
Thanks for hosting and including my post. I’m honored to be an “editor’s pick”
Carnival of Personal Finance #163 - The “Quotable Quotes” Edition — Thornton Wealth Management
July 28, 2008
[...] Big Thanks go out to Jesse over at the You Need A Budget Blog for hosting this week’s Carnival of Personal Finance - “Quotable Quotes Edition” which includes a roundup of some of the [...]
Del
July 28, 2008
Thanks a lot for including me in this week’s carnival. I look forward to reading what my fellow carnival listees have to say.
hgstern
July 28, 2008
Terrific job!
Thanks for hosting, and for including our post.
FFB
July 28, 2008
So much wisdom in Ben Franklin. Thanks for the quotes and for hosting…great job!
Funny about Money
July 28, 2008
Wow! This is a vast carnival! Thanks for hosting it. And thanks for including Funny’s rumination about the pending crisis in credit-card debt.
Flexo
July 28, 2008
Thanks for hosting, Jesse!
Carnival of Personal Finance #163 : Carnival of Personal Finance
July 28, 2008
[...] latest edition of the Carnival of Personal Finance has been published at the You Need a Budget blog. Thanks to Jesse from YNAB for assembling this week’s extensive Carnival. Here are the [...]
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[...] week’s carnival of personal finance is at YouNeedABudget.com. Our article about 3 Credit Card Tricks that Keep More Money In Your Pocket has been included [...]
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July 28, 2008
[...] that spirit, I submitted the previous Housing Bill post to the most recent Carnival of Personal Finance, a weekly anthology of blog posts from the large number of bloggers focused on financial topics. [...]
Andys
July 28, 2008
Thanks for including my post in the career section!
Blair
July 28, 2008
Nice work. Thanks for including me. I particularly enjoyed the theme. For a light-hearted take on Ben Franklin’s financial wisdom, check out this post of mine from last year in which I put some of my favorite “Poor Richard” sayings through a Gizoogle urban slang translation: http://assetalmanac.wordpress.com/2007/04/18/po-richard-on-wealth-buildn/. You’ll never look at Ben Franklin the same way again.
Budgets are Sexy.
July 28, 2008
Mr Credit Card
July 28, 2008
Thanks for hosting and including my post. Very nice carnival indeed.
Pete @ biblemoneymatters
July 28, 2008
Thanks for including me, love the theme!
Tage
July 28, 2008
What a great quote! “Any society that would give up a little liberty to gain a little security will deserve neither and lose both.”
This rings true with the Patriot Act and such… hope it doesn’t lead to anything worse!
It’s not what you earn that counts … « How to Make 7 Million in 7 Years™
July 28, 2008
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July 28, 2008
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Curt
July 28, 2008
Great job and thanks for including my article.
Broke-Ass Student » Blog Archive » Credit Card Shopping Made Easy
July 28, 2008
[...] latest Carnival of Personal Finance is up at You Need A Budget, be sure to check it [...]
RC@Thinkyourwaytowealth
July 28, 2008
Great job with the carnival, thanks for including my post-glad you enjoyed!
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July 29, 2008
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Grey
July 29, 2008
What a great carnival! Thank you for including my (long-winded) article.
Carnival of Personal Finance #163-”Quotable Quotes” «
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July 29, 2008
Great job! Thanks for including my sales tax holiday item. I’ve let my readers that PF163 is ready for their reading pleasure!
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July 29, 2008
Thank you very much for including my article about saving money on gas. There are a lot of great articles in this addition.
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My Dollar Plan
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Thanks for the editor’s pick!
- D
August 5, 2008
Thanks for including my article. Looks like you got a lot of great posts in this edition… some really great reading here!
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