We’re Giving Away Five Copies of YNAB 3

This contest is over. Thanks for all the entries!

The launch of YNAB 3 is now in Open Beta, so we’ve found our winners here, here, here, here, and here.

(I admit, that was cruel how I announced that, but with the beta launch in full swing, I’ve left my inbox now for about 15 minutes and am extremely far behind now. Time is a hot commodity around here!)

Winners, please contact me with the same email address you used when posting and we’ll get you all set up!

Five lucky people will win a copy of YNAB 3

How You Enter the Contest
Simply leave a comment below singing praises to YNAB ;)

How You Increase Your Chances of Winning
Leaving a comment below will earn you one entry into our random drawing. Doing any of the following things to help us spread the word will give you even more entries:

Where What Bonus Entries
Mention YNAB 3 on Facebook (+1), and while you’re on Facebook, become a fan of YNAB (if you’re already a fan, no need to do anything here). +1
Tweet about YNAB 3 +1
Write a blog post about YNAB 3, linking to the YNAB 3 page. +3
Make a 30-second YouTube video describing why you like YNAB and/or why you’re excited about YNAB 3. (Tag it with “ynab 3″ so we can find it!) +7

Entry Deadline: the day before we launch into public beta (hint: don’t procrastinate entering the contest. We haven’t announced it yet, but we’re getting oh so close!)

What You’ll Win: On the launch date of our public beta, you’ll be sent a download link to YNAB 3, and also be given a YNAB 3 license key. The license key will unlock all of YNAB 3’s goodness for you to use to your heart’s content.

Rules: For bonus entries to count, your comment needs to link to your tweet, status update, youtube video, blog post, etc. Of course there’s no purchase necessary :)

How You’ll Be Notified: We’ll announce it here on the blog, and send an email to the YNAB 3 list with the winners announced. If you aren’t yet on the YNAB 3 list (which will also give you an early-bird discount), you should sign up below.:

Got it! Please check your inbox for a confirmation email.

1,741 Comments

Jeff
November 23, 2009

Me and my and Mac can’t wait! :)

Katie
November 23, 2009

I’m so ready for YNAB 3 for my Mac. I don’t have enough RAM to leave Parallels open all the time, so the extra time to open it in order to access YNAB has resulted in not using it regularly. :-(

Gina
November 23, 2009

Great way to stay updated on your budget.

Jeff Adams
November 23, 2009

Really looking forward to the new features in version 3.

Ernest
November 23, 2009

YNAB has changed my financial life! I use it on my Mac with Parallels, the only non-work app I’ve been willing to do this for, and I sooo look forward to running it directly on my Mac!

Doug
November 23, 2009

I’ve been using YNAB for a few years. The approach to managing money is like no other approach I’ve used before. The GUI interface before was done well but this upgrade will blow all the other applications out there off the map.

JD smith
November 23, 2009

Ooh, I’d love to win a copy. :)

twittered at: http://twitter.com/jdsmith2816/statuses/5991609055
Posted to my facebook at: http://www.facebook.com/jdsmith2816

Mike
November 23, 2009

It is so nice to have a Zero-based budgeting program. I have had no problem importing history and exporting transactions! I wonder what advances await me in the new YNAB3. — an accounting professional.

WairereRose
November 23, 2009

I love using YNAB and am really looking forward to the new interface in YNAB3, the sneak peeks look so streamlined!

Greg
November 23, 2009

YNAB FTW! :-)

Jeremiah Borke
November 23, 2009

Great product Jesse. Thanks!

James
November 23, 2009

YNAB gave me control!

Travis
November 23, 2009

I’m a huge fan of YNAB and can’t wait to start enjoying the new features of YNAB 3!

John
November 23, 2009

Cannot wait for the mac version

Eric
November 23, 2009

Great idea!

Me and my budget are patiently waiting…

john
November 23, 2009

A must

Noel
November 23, 2009

We love YNAB!

Ryan Turner
November 23, 2009

I am very grateful for having purchased YNAB and hope to get a copy of YNAB 3.

Suzanne Rutte
November 23, 2009

YNAB is the BEST budgeting system out there! I love the software and how easy it is to use. I budget for 15 minutes once a month and am totally in control of my finances with no credit card debt. Thanks!

Shawn Dowler
November 23, 2009

I have been checking in daily to see if YNAB 3 has been released. I’m really excited to start using it on the Mac. I’m trying to be patient, but it’s not easy! It would be awesome to start using it in time for the beginning of December. Switching mid-month is kind of a pain :)

Thanks for the contest, Jesse!

Angela
November 23, 2009

YNAB 3 is going to be the best Christmas present this holiday!! I can’t wait to have the updated version and spread the cheer to all my family and friends, too.

Colin M
November 23, 2009

This guy needs a budget bad and YNAB3 is the answer.

John
November 23, 2009

YNAB has been instrumental in getting my finances in line!

YNAB 3
November 23, 2009

Awesome! I’ve been using the PC version for years and I can’t wait to run YNAB 3 on my Mac.

Eric

Emily
November 23, 2009

I am so excited for YNAB 3!
YNAB has been a blessing in my life. I have been able to (finally) get my spending under control and I am ready for any emergency that may come my way. Couldn’t do it without YNAB!!!

Alex
November 23, 2009

First budgeting program I’ve stuck with.

Dwight
November 23, 2009

I’ve heard a lot of great things about YNAB, and I’m looking forward to getting to check it out!

Joshua
November 23, 2009

I’d love to be able to try a new version of YNAB. Keep up the good work!

Ken
November 23, 2009

My wife and I love YNAB and can’t wait for YNAB 3 to be released! Those sneak peeks just build the anticipation…

Christine
November 23, 2009

I was just telling a friend how awesome this program is. I can’t wait to get the new version.

James
November 23, 2009

After using Quicken for years and struggling to get it to do what I knew a good budgeting program to do, I found YNAB Pro and have never looked back. This is how budgeting should be done.

Micah Shaw
November 23, 2009

I am getting really excited about YNAB 3. Looking forward to basically every feature that has been previewed, but especially the ability to carry negatives forward in a category, and the new reporting stuff.

Also, kudos on the cross platform development!

Paul @ FiscalGeek
November 23, 2009

YNAB is the bomb, looking forward to the newest version to run on my Linux box too! Great work guys!

Jessica
November 23, 2009

This is so much more than just a way to budget — it’s a way to live! I’ve suggested YNAB to everyone I know, including my mother and my sister. (We girls haven’t been strong in the budgeting arena until YNAB came along!) I can’t wait for YNAB 3!

james
November 23, 2009

I haven’t found a better money management software anywhere! If your looking for the best, you need YBAB!

Kevin S
November 23, 2009

Can’t wait for the Mac version!!!

Keith
November 23, 2009

Can’t wait!

YNAB is allowing me to retire EARLY! Keeping an eye on dollars and cents is the key.

dara
November 23, 2009

Can not wait! I am sitting on pins and needles waiting. My MAC says “Way to go. You are almost there!”

Linda Hildonen
November 23, 2009

I’ve been budgeting on my mac with a virtual machine, and I gotta tell you, I’m about ready to be done with it.

If I tweet about YNAB 3, how will they know I did?

Laura Dilts
November 23, 2009

I can hardly wait! –a CPA who recommends YNAB to everybody

Stephen
November 23, 2009

Finding YNAB Pro was the best thing that could have happened to my finances just out of college. YNAB 3 is just going to make it that much easier – and I love that I can finally move it to my Mac.

Ben S
November 23, 2009

I love YNAB. YNAB 3 will be the best software release ever. Seriously.

Elizabeth Hosto
November 23, 2009

I love this program, it actually makes it fun to pay bills!

Michelle O.
November 23, 2009

Thanks for the contest; YNAB has helped me take control of my finances and I’m well on the way to paying off my debts!

Candy
November 23, 2009

I love YNAB!

Darryl Karleen
November 23, 2009

This has been the only product that has every worked for us. After 20 years of struggling with spending, YNAB has helped us change everything about our money. Thanks YNAB and sure am looking forward to the new version.

Jay
November 23, 2009

Oh YNAB 3, oh YNAB 3, you will make my life so easy.

James
November 23, 2009

YNAB took the stress out of managing my finances. I no longer have to guess where I sit; I know.

Chris
November 23, 2009

YNAB has changed my financial life! I can’t wait for YNAB3!

Dan
November 23, 2009

Best Budgeting Software I have found!! AWESOME!

Mark
November 23, 2009

I can’t wait until YNAB 3 is released! Between Jesse and Suze Orman I’ve
saved a bundle!

Tom Maier
November 23, 2009

I’ve been using YNAB to manage my budget since March… I’ve never felt on top of how I stand financially. And more prepared for the “non-monthly recurring expenses”. The ability to track money accumulating monthly in budget categories is a huge feature. Beyond that, I’ve been able to save more consistently, and deal with overspending in budget categories. I can’t wait for the new version of YNAB, I’m sure that it’s going to be great!

Caroline
November 23, 2009

After switching to a Mac earlier this year, I (and my household) have seriously missed using YNAB regularly. I’m so keen to get back into it and start staying on track again! I tried creating a spreadsheet to use while we’ve been waiting for this release and you know what that taught me – YNAB is totally brilliant! (and great value). Thanks Jesse and the team.

Ursina
November 23, 2009

My husband and I finally found a software we can agree on and that helps us to take care of our money! Our marriage has never been better

Adam
November 23, 2009

I love YNAB, I love my Mac and I can’t wait for the two of them to meet!!

Bev
November 23, 2009

I’ve used YNAB for about 3 years. Great program! Has helped me manage my spending/saving tremendously.

William Ulrich
November 23, 2009

YNAB is the simplest and easiest way I have found to get a grip on my home budget. It lets me see in a clear and consise manner where my money goes each month. No one should try to budget without it!

Greg
November 23, 2009

Forgot to link my blog stuff for the extra entries!

http://lite.facebook.com/gawellman

Luke Holdmann
November 23, 2009

I found YNAB when it was only in Excel format and have been very excited to see it evolve into YNAB3. I love the program and its base, I hope it continues to grow and more people use it.

S
November 23, 2009

Great! I will see how great it is!

Pawel
November 23, 2009

Can’t wait to use it on a mac :)

Danny
November 23, 2009

Can’t wait to spread the word — YNAB3

Brad Jones
November 23, 2009

Can’t wait for this on the mac!

Cat
November 23, 2009

YNAB has changed my life. For the first time in my 30+ years of working life, I am actually in control of my money. I understand where my money goes and I make conscience decisions about what I want to spend my hard earned cash on.

In the seven months since I started using the program, I’ve managed to lop 10,000 off my credit card debt. I am on target to be completely debt free within 18 months, which is an amazing achievement, given that using debt calculation software I was looking at 25 to 30 years just paying the recommended payments on things and robbing Peter to pay Paul.

I now control my earnings and spending…and that has given me a sense of control over my life. I cannot recommend YNAB highly enough.

Kate
November 23, 2009

Can’t wait for the Mac release. Thank goodness the time is close! I hope I’m one of the five winners of a free copy of YNAB 3. Thank you, YNAB!

Jeff
November 23, 2009

YNAB on my mac will get a lot more use once I can use it without opening VirtualBox.

Melissa
November 23, 2009

Definitely need YNAB3, haven’t been able to make the existing version work that well for me, and hoping the new version will be better.

John Ratliff
November 23, 2009

While I appreciate how the original YNAB introduced me to the joys of Excel spreadsheets — seriously, I’m a complete convert — I can’t wait for the app that actually works on my Mac. YNAB has already changed my financial life for the better, but I also know that the easier it is to use, the more I’ll use it. Hurry, guys!

James
November 23, 2009

Oooooooo I can’t wait!

Nikki Selene Lamagna
November 23, 2009

I cannot wait for this to drop; I’ve been dying to try it out.

Mike
November 23, 2009

YNAB is a life saver! You can’t go wrong with this philosophy!

Katy
November 23, 2009

Well, I haven’t used YNAB yet, but I’ve heard fantastic things about it, and I’m looking forward to this release so I can finally have it on my Mac!!!!

Darius
November 23, 2009

I’m a MAC and I’ve been waiting on our version for a couple years now. I’m so exciting that YNAB 3 is almost here!

Lydia Gregory
November 23, 2009

Singing singing singing praises LOL!! I haven’t been able to use it YET because I’m a Mac chic, but oooooooooohhhh I’ve been waiting for YNAB3 with bated breath! pant pant pant…

Amrik Chima
November 23, 2009

Love the product, really keep’s me on track with my budget and I am actually saving money!

JohnRN
November 23, 2009

Can’t wait for YNAB Mac!

Lauren C
November 23, 2009

Looks great I can’t wait!

Alison Therriault
November 23, 2009

Thanks YNAB. You have converted a chronic budget-o-phobe into a budget-o-phile! I have a long way to go to financial wizardry, but you have helped me overcome the first, and biggest hurdle.

Matt
November 23, 2009

I can’t wait to give YNAB a try on my Mac, the concepts behind YNAB have been very helpful.

TJ
November 23, 2009

I have a Mac and can’t wait. Let’s hope I can finally get my finances in order.

Sarah
November 23, 2009

I am ready to transform my financial life, and YNAB is the key to unlock the door to order and success with money. Until YNAB is available on a Mac, I’m going to switch from using my Mac to using my old PC, just for YNAB.

Amy
November 23, 2009

I love YNAB. It has been beneficial to getting our finances in order and back on track. I love the look of YNAB 3 and can’t wait for it to be released.

Morgan
November 23, 2009

I am so excited for YNAB 3!

Natalie
November 23, 2009

I’d love to try your product. I’ve heard great things and I’m so excited it will be Mac compatible! Thanks!

Brandon
November 23, 2009

I’ve been using YNAB since the spreadsheet days, I can’t wait for some MAC love!

Julie
November 23, 2009

Just getting started with the program but have learned so much already! Love it!

Shirley
November 23, 2009

Yayyy, can’t wait. I tried to wrangle the earlier version and it kept telling me, “You’re in over your head.” So hoping for a new, more forgiving version. Good for you.

Carl Jonard
November 23, 2009

YNAB3 is really looking very impressive. I look forward to saying goodbye to Excel forever.

Josh
November 23, 2009

I can’t wait for YNAB 3!

Keith
November 23, 2009

I can’t wait for the new pretty version because it will let me do everything with the program that I have ever wanted to do

Rachelle
November 23, 2009

I’m eagerly waiting!

Eko
November 23, 2009

YNAB has already changed radically my way to relate to money and financial planning.

i recently relocated to US from europe, and had to face many challenges, also in economic terms. YNAB helped me keep track of everything that was (and still is!) going on. I basically started afresh, and all this thanks to this powerful yet simple tool.

Thanks, guys!

Rob Richardson
November 23, 2009

Since I started using YNAB, I actually have a savings account again. I have been pretty happy with the current incarnation, so the new and improved version will be icing on the cake for me!

Erik Jones
November 23, 2009

Ever since I read about YNAB from a blog that I regularly read I have been patiently waiting for its release! I am very excited!

Matthew Crane
November 23, 2009

YNAB-Not only do you need a budget you need this one.
For those with Mac’s(me!) the time is now.
Follow the YNAB rules…and your spouse will call you hon.
stick with it and your money will be on track..Bow!
just 4 simple rules you need to follow
do it like clock work
or inside you may feel hollow
and in the end your wallet will it hurt

Lindsey
November 23, 2009

I would be lost without it!

Jordan
November 23, 2009

I love YNAB because it actually helped me to budget, which was something I had been trying to get myself to do for years. And something I absolutely needed to learn NOW, when there’s still time to prevent myself from digging myself an inescapably financial hole.

Insofar as I use it, it helps me stay on top of my money, and it’s very easy to use.

Amanda M
November 23, 2009

I don’t want to use Excel spreadsheets anymore… I’m looking forward to a Mac-friendly YNAB 3!

Aaron
November 23, 2009

-haven’t used it yet but from the research I’ve done it looks like the best thing around.

tim king
November 23, 2009

Financial disarray is costing me a marriage. I have exhausted my free trials but haven’t been able to come up with additional funds to buy the program. I have told others about how great the program works but with all the additional expenses of moving out and rebuilding my life I haven’t. Been able to purchase ynab. I really could use your help. Thanks, tim. Ps regardless of outcome I will purchase as soon as I’m able. I have seen the benefits of this program and look forward to using it in the future. Thanks tim

Nick
November 23, 2009

Can’t wait for version 3

Miguel cortes
November 23, 2009

My financial management went from hours to minutes every other day. With the time I save I ride my bike and get in shape!! Thanks YNAB!

Brendan
November 23, 2009

I’m very excited about the upcoming YNAB3. Lots of my mac friends are frothing about it.

Nik
November 23, 2009

Between 2 car payment, a mortgage, 2 credit cards, and returning to school in Jan- this looks like the PERFECT program for me! I NEED A BUDGET!!!

Alison Diven
November 23, 2009

We adore YNAB and have convinced two friends so far to sign up for it themselves.

Erik Jones
November 23, 2009

Very excited about the YNAB3 release!

Michael
November 23, 2009

I am waiting for the Mac version, free would be great. Thanks!

Joel Mann
November 23, 2009

Been using YNAB Pro for over 2 years… can’t wait for YNAB 3. I now have over $30,000 in the bank already!

Nigel Smith
November 23, 2009

Can’t wait for this! It looks like its going to be a great release!

Sean
November 23, 2009

YNAB has really shown me where I am wasting money – and it’s helping me save money for once!

Kara Peatross
November 23, 2009

I can’t wait for YNAB 3 yippee

Natalie Rogers
November 23, 2009

Love YNAB! But, got a MAC, now!!! Can’t wait for the new release!

john
November 23, 2009

finally, no more virtualbox on the mac!

Daryl Lopes
November 23, 2009

I bought Parallels just for YNAB! Other than that, I don’t need Parallels. I only need YNAB for my mac. Please break this vicious cycle and give me freedom, o’ glorious freedom from all things windows!!!!

Mark Dillon
November 23, 2009

I cannot wait for YNAB 3 to be released. I have a mac and have been waiting for a budgeting program that I know will keep me and my family out of debt!!!

Karen
November 23, 2009

Love it! I can’t wait to put it on my mac!

pat
November 23, 2009

can’t wait. looking forward to macnab (like mcnabb, only it doesn’t lose to the raiders)

wes
November 23, 2009

YNAB 3!! Banking on the Mac will finally be easy!

Carol Hulsey
November 23, 2009

Thank you for YNAB! Such a simple program to use and the best way to build a nest egg. Before NAB we lived by the amount listed in the checkbooks and never had money left over. What a change YNAB has made in our lives.

Ali Weiss
November 23, 2009

YNAB’s program is built around a solid financial philosophy — it’s not just a place to record the mess; it helps you fix the mess! As a Mac user still using the Excel version, I cannot wait for YNAB 3.

Sienna
November 23, 2009

I LOVE YNAB! A budgeting system that actually works for me. :)

Natalie Rogers
November 23, 2009

My MAC cannot WAIT!!!!

Trisha
November 23, 2009

Love, love, love YNAB!!!

Phil
November 23, 2009

As a Certified Financial Planner™, I’m looking forward to a product that I can recommend to my clients.

Ash
November 23, 2009

Where can I start with my praise of YNAB?!

Two years ago I was a slave to debts (approx $20k consumer debt), getting absolutely no where not just with my finances but with my life!

Now I am debt free and my life is on a path way less rocky!

YNAB is just so easy to use, and requires little work ongoing to stay on top of things.

It helped me to purchase a Macbook, a reward for getting out of debt. Now I just need YNAB 3 installed on it!

Dwayne
November 23, 2009

Oh yeah baby, an early Christmas present!!!!!

Suzanne
November 23, 2009

I learned bad money habits from my parents. I don’t want to teach these bad habits to my sons. YNAB3 is going to help me accomplish that goal.

John Royce
November 23, 2009

YNAB is a refreshing choice in a world of me too financial software.

Krista Stone
November 23, 2009

I recently purchased my first Mac. I went to Amazon.com to purchase the Mac-friendly version of our “former” financial software. The 50-gazillion five-star reviews of YNAB Pro caught my eye and caused me to investigate YNAB more thoroughly. I went to the YNAB website and watch the videos outlining the four steps and couldn’t WAIT to order YNAB because it is exactly what I want in financial software. Oh how sad I was to discover that I could not use the software on my new Mac without an emulator. Needless to say I am so eager to begin using YNAB3 and plan to download the beta version as soon as I receive the email! Thank you for offering this contest! FUN!!

Debbie
November 23, 2009

YNAB helps keep me focused on my spending so I stay within my budget. Can’t wait for YNAB 3 to be released

Christine
November 23, 2009

We already qualify for a free copy, as we bought YNAB Pro after September 1. If we win, can we give the free copy to a family member or friend?
YNAB is helping us to become financially stress free!

Corey
November 23, 2009

I like the program because it is easy to use, and it carries the budget amounts over in an intuitive manner. I also tweeted/Facebook the site. So hook me up with my 3 entries :)

ann Merkel
November 23, 2009

I absolutely love YNAB. It has changed the way we spend. Completely!

Hope
November 23, 2009

I love YNAB. I actually look forward to balancing my spending with my income. I can’t live without it.

Mera
November 23, 2009

Been patiently waiting for a mac-compatible version. So excited it’s finally coming out!

Josh
November 23, 2009

Can’t wait to see the new YNAB!!! Me and my soon to be wife plan to use YNAB for all our financial needs..

Sarah Metzler
November 23, 2009

I would be lost without YNAB! It is the only financial software that has given me peace of mind!!

frugaltexan
November 23, 2009

YNAB was instrumental in helping me be prepared financially when I was laid off from my job this past February. It’s principles make so much sense (cents too!)

I am so excited to get my fingers on YNAB 3 with all the new possibilities – especially the reporting!

Samantha
November 23, 2009

When I saw the previews of screens in YNAB 3 I wanted to email Jesse and tell him that I was in love. LOL I’m in YNAB Pro just about every day and can’t wait for the new features on YNAB-3. It can’t come soon enough for me.

Tawnia
November 23, 2009

We just started YNAB and love it so far!!!

Mike Haehn
November 23, 2009

Just getting started, but works great thus far!

Fancy
November 23, 2009

I LOVE YNAB! I am so looking forward to all the improvements, too, and the new look.

Collin Wynne
November 23, 2009

Ilove ynab… it has taught me a lot about budgeting.

Andrea
November 23, 2009

Anxiously awaiting to use YNAB on my Mac!

Sebastian
November 23, 2009

My first anniversary with YNAB its on Dec 1st. Since we began, all of the sudden my wife and I stopped arguing about money!!

Now I almost forgot how does it feel to end up a month with a 0 balance in my account!! Thanks YNAB!

David
November 23, 2009

YNAB is the only software that does true budgeting! Can’t wait for YNAB 3.

Wendell
November 23, 2009

Since I switched to Mac, this is the last of my favorite applications that is still using the Windows virtual machine. YNAB3 for MAC, Please! – Thanks.

Julie
November 23, 2009

I am looking forward to an improved financial future. I love all the tutorials and support that comes with YNAB!

Sean
November 23, 2009

Anxiously awaiting the mac version!

Bobbie
November 23, 2009

Can’t wait to see YNAB 3, it is bound to be super based on the other 2. We sing praises for the program to all our family and friends. Way to go!

BudgetBoy
November 23, 2009

Great product, Jesse! After 19 years of budget brawling with my wife we are finally happy!

Martine
November 23, 2009

I love YNAB and I can’t wait to see all the new features in YNAB3

Lorraine
November 23, 2009

I’ve moved to YNAB after using another money management product for many years and I love it. I love the principles behind it and thoroughly recommend it to any one. I feel more in control of my finances than I ever have. The one thing I’ve missed is that its not as easy to do some things that I used to be able to do so I am really excited about YNAB3 and all the improvements it offers.

pat
November 23, 2009

Glad to be rid of Quickbooks Pro, Money, Quicken, and more. Tried Mint and liked it but nothing compared to YNAB. Have spread the word long before any updates or giveaways simply because I liked the product and considered it a fair price.

Renée Clark
November 23, 2009

I am so excited. I’ve been waiting to start budgeting till this came out…..lets just say my future bank account is excited.

dave d
November 23, 2009

Looks good can not wait

Becky
November 23, 2009

I have really loved having YNAB. I can finally keep track of where my money is going and plan for where I want it to go. Thank you!

Nick Daugherty
November 23, 2009

Hi, I’m Nick and I’m a PC, but YNAB3 may be just enough for me to make the switch. ;)

Rcktgirl05
November 23, 2009

I love YNAB so much… where do I begin? It’s the only budget tool (software or otherwise) that I’ve actually been able to stick with. And the benefits are so much greater than just in my bank account… I realize that I even sleep better now. I think it’s because I used to lie awake at night frantically running through all the bills and things coming due, so much that I would keep myself awake for hours. Now I don’t have to! YNAB got me off of Ambien =)

Steve
November 23, 2009

YNAB3 is really going to help me with my budget.

Zanthus Thomas
November 23, 2009

YNAB 3…My very own little bailout plan!

Kendra Morris
November 23, 2009

Oh so excited! My Mac laptop is always on, so to not have to boot up my PC desktop would make me more likely to actually keep up with my budget on a regular basis.

John McElroy
November 23, 2009

YNAB is a great tool to becoming debt free and creating an emergency fund which most of us neglect. It introduces discipline and order to the chaotic world of cash flow! If you get off target it has the prompts to get you back on track. You can’t become wealthy if you have debt!

Patrick
November 23, 2009

I’ve been using YNAB for almost a year now and I really helped me get my finances under control. I’m looking forward to YNAB 3.

Sean O.
November 23, 2009

YNAB has really trained me to stop over extending myself and be prepared for those big, unexpected events.

Ken Wood
November 23, 2009

I love budgeting, thanks to YNAB! And more important, my spose loves it now too. I’m looking forward to finally spreading the love to our family of Mac users.

Andrew Sarchus
November 23, 2009

YNAB has changed my life. I can’t wait to see what YNAB 3 does for it!

Rob
November 23, 2009

Looking forward to new version!!!

Noemie
November 23, 2009

I have big projects for the near future, and YNAB will help me achieve them. I can’t wait for the MAC version! If it ever comes out in French, all my family will start using it!

Dean
November 23, 2009

I can’t wait to get it.

Michael
November 23, 2009

I’m excited about YNAB3 and love the new features!! Can’t wait for it’s release and hopefully my free copy :-)

Alaina
November 23, 2009

I have heard so many great things about YNAB. I think it is the only time I have ever been jealous of PC users!

Thanks for the opportunity!

Liz L
November 23, 2009

I have been using YNAB for over 3.5 years now and I don’t know what I would do without it! It has been such a savior for my finances over the past few years.

Pascal Lasalo
November 23, 2009

I’ve been using YNAB for the last 2 years and it is worth every money spend. I have always been a big spender and have never thought of budgetting my money and spending accordingly. YNAB has really taught me to budget my money properly and spend wisely and I have found that I still have lots of money to worthwhile things.

Thanks Jesse for YNAB – a very great product.

mrsjmartinez
November 23, 2009

I have been looking forward to YNAB3. I have a MAC and i have read reviews that it’s a great program! Been waiting this year for it to come out!!!!!

Pam
November 23, 2009

I’ve been using YNAB for almost two years now and really like it. I love some of the features on YNAB 3.

Ashley
November 23, 2009

I haven’t been able to do my budget since I got a mac, so I can’t wait for YNAB 3! YNAB is the best budget program I have ever used and I plan to use it for the rest of my life :)

TB
November 23, 2009

Looks sooooo promising for Mac.

Barb
November 23, 2009

Thanks for making family finances fun! We are looking forward to trying out the neat new features!

Chad
November 23, 2009

Simply put, the best budgeting system available. I even use it for my business.

Renee
November 23, 2009

Love the program! I can’t believe the difference it has made in my attitude towards our finances in just the 3 short months I have owned it (I am the money manager for our household). Looking forward to the new program and all it has to offer!

Debi Claycomb
November 23, 2009

YNAB is simply the best financial tool I have ever used! It makes keeping track of your financial goals and being accountable for your spending decisions easy. There are no excuses for not getting and keeping your financial house in order once you commit to the program.

Todd
November 23, 2009

As a long suffering YNAB-less Mac user, the wait for YNAB to change my life is almost over. C’mon, YNAB, complete me! :-)

Suzanne
November 23, 2009

All I want for Christmas is my easy YNAB 3, my amazing YNAB 3, my FREE YNAB 3!

Gee, if I could only have my YNAB 3, then I could wish you “Merry Christmas!”

ChrisS
November 23, 2009

Really looking forward to the new features in version 3.

Nora
November 23, 2009

I am so excited to get YNAB3 for my mac- and ready to be empowered with my $!

Bobby
November 23, 2009

holding out for the mac version!!! can’t wait!

Ken
November 23, 2009

I am slowly turning my life around. Thanks YNAB!

Jon
November 23, 2009

I can’t wait for YNAB 3 it’s sure to help me out of the post bab finacial hole I’m in

Lisa
November 23, 2009

Excellent product! So simple to use, YET big results when you follow the YNAB philosophy.

Bryan Tibbetts
November 23, 2009

I’d loooove to have a free copy of YNAB 3. Version 2 was pretty cool.

Amy
November 23, 2009

Looking forward to the new edition. YNAB works great for keeping track of my finances.

Michael R
November 23, 2009

YNAB has completely changed our families life.. We have learned the valuable lessons of budgeting and saving money in our family– making every dollar have a job. I know when we began to put the principles behind YNAB into practice, we have been able to totally turn our cash flow problem into a problem solved! We thank God for YNAB and the principles behind it!! As a family, WE SHALL GET OUT OF DEBT!!!!

Katrina
November 23, 2009

So if I mention YNAB on my Facebook three times, do I get three extra entries? What if I make 3 Youtube videos that are substantially different in content? +21 entries?

Brad Ruiter
November 23, 2009

Hoping to win a free copy. This might actually displace my copy of Quicken 2010. Looking forward to it guys!

Josh
November 23, 2009

I can not wait to see all see and play with all the new features in the new release!

Donetta
November 23, 2009

Been waiting since May for the release ( when I switched to Macbook pro and refused to run parallels). Counting down the days!!!

Linda Bohannon
November 23, 2009

The current YNAB has enabled us to come to grips with our money and finances…the YNAB 3 looks like it will be more powerful, intuitive and more fun!

Michael Bernatek
November 23, 2009

w00t

Mel Nathanson
November 23, 2009

I’m really looking forward to using YNAB once the version 3 comes out! We’ve cut our personal salaries to the bone in order to continue writing paychecks to everyone who works for us in these trying times. This has brought our household budget to a razor-thin status. The financial tools and clarity provided by YNAB 3 would be wonderful to keep our small household on track. Other financial packages seem more interested in selling upgrades, and investing services, than the financial health of their clients. Thanks to everyone at YNAB for using your platform to bring the philosophical focus back to where it belongs…the financial health of the individuals and families using the software. More importantly, thanks to Jesse and family for making the commitment to push a style of financial sanity profoundly lacking in the good ‘ol USA up to and during this crisis. My vote is for Obama to lose Geitner, and hire Jesse!

Wonder how long it would take for congress to balance the federal budget if they swore to only use YNAB 3?

Best,

Mel

Chris Branson
November 23, 2009

Our Mac is so excited!

Tamara
November 23, 2009

I’d love to try YNAB, I hear nothing but good things.

Benjamin
November 23, 2009

I can’t wait for a good mac native budgeting program!

Ashley
November 23, 2009

Oh and here’s the link I posted on my Facebook….
http://www.facebook.com/posted.php?id=540056924

Chad
November 23, 2009

YNAB is what saved our marriage! My wife even gets into it! She enjoys taking care of things!

Keith
November 23, 2009

I have turned several people onto YNAB, particularly 20 somethings to give them a strong financial foundation and life-long money management skills.

Jonathan
November 23, 2009

YNAB is what I had been looking for all along! A simple to use, simple to understand program that easily lets me track my expenses. YNAB rocks!

Pepperguy
November 23, 2009

I want a copy!

Chantal Gilkes
November 23, 2009

When I first discovered YNAB, I thought ‘finally a way to get my budget organised!’ Little did I know it would become so integral a part of my, and my family’s lives. We don’t do anything before consult out budget and we follow the YNAB rules as close as possible. Still striving to complete adopt the full gamut. It’s easy. It’s simple. It’s great. We love YNAB and look forward to the next installation.

Michael
November 23, 2009

My bonus entries :-)

http://twitter.com/michaeljbullock

Not sure how to put my facebook status on here since my page isn’t public…..

Mathew Coffman
November 23, 2009

I have enjoyed using YNAB much more than Quicken, but am anxious for more reports.

Drew
November 23, 2009

I can run YNAB ]|[ on a MAC?!? Ooh, I better go buy one! No I shouldn’t… that’s not what my budget would tell me to do just yet. See? The product works! ^__^

Mari D
November 23, 2009

Can’t wait for the new release!!! :)

Kevin K
November 23, 2009

I really like the fact that it gives percentages for categories. I’m using YNAB in conjunction with the 60% solution strategy, and this will help a lot! :)

Dennis
November 23, 2009

Cant wait to upgrade to YNAB3…been a YNAB user for 8 months now and we’ve finally gained control over our finances!

Heather H
November 23, 2009

YNAB has gotten us totally on track with our finances. I thought we were managing okay before, but it really put a fine point on all the stuff we were missing.

David
November 23, 2009

I got a new mac for my birthday and I still have to have my old dog of a computer set up so I can use YNAB. I cannot wait until YNAB3 is released. With my job, my paychecks are different every pay period and now with the YNAB philosophy, I pay all my bills at the beginning of the month where I used to pay bills on the 1st and 15th of the month. that took a while to get used to. To this day, I still find myself thinking ” crap, I forgot to pay that bill today”, then I remember that I paid all of the bills on the 1st of the month. YNAB is the best budget program out there. I LOVE IT and cant wait to load it to my mac.

Roxanne
November 23, 2009

I can’t wait to see YNAB3!! It looks like it will be great!!

Katie
November 23, 2009

I have managed to put away savings this year thanks to YNAB. About 5-8% of my net earnings, actually. Thank you very much for the excellent tips and the excellent software.

sam
November 23, 2009

Just another mac user waiting for YNAB 3 so I can finally dump my old pc!
Great product……keeps me on track!

Nabeel Hamoui
November 23, 2009

My wife and I recently started using YNAB pro. It has revolutionized our life. Granted, the first month transitioning to a regimented budget is a bit hard, YNAB makes it palatable. An huge added bonus is the amazing resources, the awesome saving tips, and the even more amazing Webinars. I have tried other software (e.g. Quicken, etc…) and they don’t hold a candle to YNAB. They are hard to use (I am a physician and used to work as a consultant and I am very good with computers and numbers) and miss the point of budgeting. YNAB helps you set goals and get the finances in order. It allows you to enjoy life save money with making needless purchases.
In summary, if the US government would start using YNAB, we would be out of debt in no time.

THANKS YNAB!

Nabeel and Shahd

Cynthia
November 23, 2009

We’ve been working w/YNAB & it’s been good – but the fixes look like it will be what we need.

Della B
November 23, 2009

I can’t tell you how excited I am for YNAB3. Every since I decided I need financial software and need to get control of my finances I have researched EVERYTHING and YNAB3 is WHAT I WANT!! My New Years resolution is to get control of my finances and I have been holding back buying anything, waiting for YNAB3 for the MAC!!! Wooohooo It’s getting close!! and now maybe for free!!!

Russ
November 23, 2009

The last 6 months has been great. YNAB makes it fun saving money.

GregC
November 23, 2009

I realized I needed to get a precise handle on my monthly expenses. I wanted a simple yet effective budgeting program. I tried programs such as Microsoft Money and Quicken and found them to be more complicated than I wanted. The result: I didn’t keep my budget current.

Then I found YNAB. It was EXACTLY what I want. It does not try to manage my entire financial life. It does give meprecise control of your monthly budget and,the overhead of maintaining an accurate budget is minimal which means my budget stays current. Every few days I log onto my credit card and bank sites and download the “latest” transactions. The downloaded transaction files open in YNAB, I import them with a single click, and YNAB adds any new transactions to the appropriate register while ignoring any transaction that are already in the register. Magic!

I’m eagerly awaiting the next version.

Patti
November 23, 2009

I love YNAB!!! I am finally able to keep track of where our money goes. Can’t wait for YNAB3

Diane
November 23, 2009

YNAB has made such a difference – after only 1 year of using it, I can actually see the light at the end of the tunnel (or at least the day when I’ll be out of debt for the first time in a LONG time!)

Joe Van Winkle
November 23, 2009

I have been a fan of Windows YNAB for a couple years, but when I moved to Mac, I was without a sound financial tool to manage my income & expenses. Now, finally, it’s in the Mac delivery room and I can almost hear the baby’s squeal.

Thanks a bunch for creating a Mac app.

Michael
November 23, 2009

ynab helped me pay for my wedding just this past weekend and we are both so grateful :D

Holly Profitt
November 23, 2009

I can’t wait for it to come out!

Amy
November 23, 2009

I love YNAB! I use it for my home and business finances. It is so much easier to use than the other envelope budgeting software we’d used.

Kat
November 23, 2009

All I want for Christmas is YNAB 3!!! My emulator-free mac, oh how it longs to join in the fun and debt-free-ed-ness, please Master Jesse, make our dreams come true, let us budget too! We can hardly wait!

Lorie
November 23, 2009

YNAB saved me financially.

For the first time in my 30 years of working full time and raising two kids, I am in control of my money.

I have money saved for periodic expenses (like car insurance), and for unexpected items (like home and car repairs). I even have Christmas fully funded this year!!! All of this was painless using YNAB.

It is such an amazing feeling to open up the program and see at a glance how I’m doing. No more fearing bills, or wondering if I can afford to take the kids on a vacation.

Thanks to everyone at YNAB for helping me turn my life around.

Janelle Bergstrom
November 23, 2009

Can’t wait for YNAB 3!!!!!

http://www.facebook.com/#/janelle.bergstrom?ref=profile

Amelia
November 23, 2009

My husband and I love YNAB but we look forward to moving it to our MAC with YNAB 3 so we can sell our PC.

Ted Jardine
November 23, 2009

YNAB 3: Weeeee!

http://twitter.com/ovalsquare/status/5992910389
http://www.facebook.com/tedjardine

Carol Weinstock
November 23, 2009

I can’t wait to be able to use my mac for EVERYTHING YNAB! No more moving from computer to computer…yay!

David R
November 23, 2009

YNAB cometh!

Lucas
November 23, 2009

I love the software and can’t wait for the new version. It has helped my wife and I tremendously!

Corey
November 23, 2009

Looking forward to it, thanks!

Janet
November 23, 2009

Can’t wait for YNAB 3 for Mac! Got a taste of the goodness with the basic version but looking forward to the Pro Mac compatible version so I can reconcile to my bank accounts directly. Great work!

Bree
November 23, 2009

I enjoy the simplicity of YNAB along with the ‘depth’ of benefits!

Samantha
November 23, 2009

Hey Jesse, I’m a member of The Total Money Makeover forum so I posted a thread letting everyone know that YNAB 3 is coming. I linked to the YNAB 3 page. I know how much YNAB Pro has helped me so I hope some of the other forum members will give it a whirl.

Mary
November 23, 2009

I can’t wait to start the new year out on the right foot with the new YNAB! It is so valuable in helping me stay within my budget and plugging away at getting out of debt. It’s a fantastic resource!

Amy M
November 23, 2009

YNAB is an awesome way of sticking to a budget.

Chesney
November 23, 2009

YNAB is the only thing that keeps us on track financially and anything to make it better & easier is so exciting! Can’t wait for the new release!

Joe
November 23, 2009

I want YNAB 3!

Joseph Dowdy
November 23, 2009

I mentioned it on FB, became a fan, GOT A BADGE which should give me another point, Tweeted about it at twitter.com/meshmarketer (you should have asked people to use a #YNAB3 so that you can really see how well this contest is going by the way) and I plan to do a YouTube video which I will mention here, but not yet. So, you should be giving me about 1,000 points for this contest so far?? :)

Craig
November 23, 2009

good product. good tutorials. good help.

Teri
November 23, 2009

I am anxiously awaiting YNAB 3 and am hoping to get into Beta Testing…

Jonathan
November 23, 2009

This release could not be more timely. Having abandoned my OpenOffice spreadsheets when the paychecks became intermittent, I have been flying without a net most of this year. I expect them (the paychecks that is) to be quite regular in the coming year and sorely need to right my financial ship before next December rolls around.

Oh, need I add that OSX is my system of choice?

Gail
November 23, 2009

I have been using YNAB since March,2007. It is the best program for budgeting that I have ever found! Really looking forward to the reports in YNAB3. Thanks for all your great work.

Paula Bird
November 23, 2009

If everyone were to use YNAB 3, we would be able to retire the national debt, because we’d be able to influence our lawmakers to follow a similar program on the federal level. That’s how good YNAB is!

Ange
November 23, 2009

REALLY looking forward to the new capabilities of the reporting. So excited that I might finally be able to show my husband exactly what I am talking about!

Frank Leveque
November 23, 2009

Ynab Pro was the best thing to happen to me and my finances.
The new release of Ynab 3 is a required financial tool for every one.

Everyone needs a budget. Ynab is the key to making yours work.

wendy
November 23, 2009

I can’t wait for the release of YNAB 3. YNAB has already changed my life by making me more conscious of my spending decisions. It’s fun and i feel i have some control back over my finances.

The tutorials are helpful and the YNAB team is down to earth and genuine. They have developed a wonderful product!

Jerry
November 23, 2009

Just started with YNAB few months ago, but I believe it can help me manage my money better…..I never have such confidence before.
Still working hard to move to the next better level of my life……new YNAB 3 will help me a lot…..

Aimee
November 23, 2009

I am excited to jump into YNAB 3! I have reviewed many other budgeting programs and none of them are as easy and make so much sense as YNAB – and that was even before the improvements. Thanks Jesse :o)

Dale
November 23, 2009

Right now I’m using mvelopes.com. Can’t wait to try YNAB3 on my mac.

Ann Trethowen
November 23, 2009

Using YNAB has enabled me to retire and manage to live on my pension and be able to save a little each month. Saved my life!

Donna
November 23, 2009

I have been waiting to try this on my mac!

Wes Edwards
November 23, 2009

Looking forward to the new YNAB!

Elbe
November 23, 2009

As our aging PC is about to croak, soon to be replaced with a Mac Mini (hmmm…wonder if I need a budget for that expense), my life will be complete with a YNAB 3.

Jeremiah
November 23, 2009

This is the first financial software that I’ve used for more than two months. It has changed our lives forever and I can’t see us going without it. Jesse, I believe I will be a customer for life and can’t wait for the upcoming future changes to YNAB. Just awesome stuff.

Stacey
November 23, 2009

I can’t wait for YNAB3!! I am tired of manually entering in all my data into NuOffice!

Ed
November 23, 2009

Great program, can’t wait for the update to be able to finally dump Quicken

Laura
November 23, 2009

It’s helped to eliminate the “his idea about money” vs “her idea about money” issues we faced. Now we’re both on the same page. HUGE stress reliever!

Ian C
November 23, 2009

YNAB Pro has already been an answer to many heartfelt (and desperate!)prayers… cant wait for, what I’m hoping will be, a much slicker experience using my mac! Bells and whistles aside, if it just continues to “do what it says on the tin” then I’ll be well happy !!

M Spiker
November 23, 2009

I am sooo excited about YNAB 3! My Mint-and-homemade-spreadsheet combo is NOT cutting it. I’m still thinking you’re a genius just for the spending-last-month’s-money idea, BTW. Even my finance-o-phobic hubby thinks it’s a good idea!

Colleen
November 23, 2009

We have been managing our income with YNAB for over 4 years. Can’t wait to see what 3 has to offer!

DaveM
November 23, 2009

I am ready-ready-ready to get my personal finances tamed, This is an inspired product !
Please hurry…

Kim Fenske
November 23, 2009

Looking forward to the new release! Using YNAB is so much easier then using two- 13 columns ledgers to keep all our finance straight!!! Thanks for your help. God’s continued blessings on you and your family!

Michele
November 23, 2009

YAY! Can’t wait for the Mac YNAB!!

Eric Nicholas
November 23, 2009

YNAB is the greatest thing going. Got my financial life in order.

Tommy Higdon
November 23, 2009

YNAB is awesome.

Jules
November 23, 2009

Purchasing YNAB has been the best spending decision I ever made. Can’t wait for YNAB3 and all the new features….never thought it was possible to get so excited about a software release. I’m definitely a YNAB-nerd!!

Willis Hazard
November 23, 2009

I bought the version available for my mac several years ago but couldn’t figure it out. Looking forward to 3.

Denver
November 23, 2009

I tried YNAB one night because it was free and I wanted to start budgeting. I have been using it for 6 months now. I started to get earger to for the release of YNAB 3 so much so that I could not wait. So instead of waiting I tried Mint, Quicken 10, Mvelopes and several others….I was very disappointed with all of these programs. While they offered some features that I thought would be better and more convenient ….they did not come close to the simplicity and flexiblity of YNAB. In fact some of the features that were suppose to make bugeting easier made it more frustrating.
So now I am back to eagerly awaiting YNAB 3! I now truly appreciate what I was taking for granted.

Crystina
November 23, 2009

Can’t wait for YNAB 3 – YNAB is so far superior to my old excel spreadsheet it isn’t even funny, and YNAB looks even greater! The bonus is now my husband understands the budget without needing me to explain every line of the spreadsheet!

Eli
November 23, 2009

YNAB is the reason that we have a baby! Before we sorted our life out with YNAB, we knew that it would be financially irresponsible to start the family that we wanted so desperately.

Mike
November 23, 2009

YNAB is great for a lot of reasons but the best thing about it is the stress reduction in my life. I used to get stressed out when I would spend money, even for an important expense. Now I feel comfortable spending because I know I have my income and expenses balanced appropriately.

kim
November 23, 2009

Can’t wait to see YNAB3! My Mac and I are eagerly anticipating it!

Chris
November 23, 2009

I am so excited for this release!

Mashurst
November 23, 2009

The promise of YNAB3 running in Ubuntu makes me happy. Windows and personal finances should never be mixed.
Thanks Jesse

Theresa H.
November 23, 2009

YNAB turned around my life! Got out from under credit debt, have a buffer and am ready to send a child to college without fear. Thanks so much.

Julia
November 23, 2009

Thanks for continually improving YNAB!

slumdogbrother
November 23, 2009

Finally i can give my finances a lift!! ive been waiting for a Mac version for ever!!

Jon
November 23, 2009

Quicken = Accounting

YNAB = Budgeting

I don’t just need to know what I did with my money, I need an effective method of budgeting!

YNAB is Excellent and very easy to use.

:-)

ken j
November 23, 2009

Waiting for my free download of YNAB for my Mac.

Mesa, AZ

Jesse
November 23, 2009

Sign me up. I’m ready.

Kim
November 23, 2009

Since my husband began his own business we had really struggled to get our personal finances under control with a changing income. YNAB has been the only budgeting program that we have found that is easy to use and allows us to adjust depending on the monthly income, which so many other budgeting programs do not allow for and we are able to use despite not being American.

We have not had an argument regarding money for months now, as we both decide on exactly where our money goes each month. I swear you have literally saved my marriage because the stress of a new business as well as trying to adjust to living with a new type of income was driving a major wedge between us! And the simplicity of YNAB has helped convince my husband that having a budget is a good thing!!
Can’t wait for YNAB 3!!!
(And a big thank you for creating YNAB in the first place!!)

Claire
November 23, 2009

I am a huge fan of this software. Despite getting a new mac (which I love) as a present over the summer , I kept my old clunker PC just so I could keep using the YNAB software. I can’t wait the YNAB 3 software to come out so I can rid of that hunk of junk!!

Mark
November 23, 2009

It’s gunna be great

Adrienne
November 23, 2009

YNAB is awesome! I can’t wait for YNAB 3… especially for Mac!

Sylvia Schlessman
November 23, 2009

I have tried EVERYTHING there is to try and YNAB has them all beat “hands down.” I recommend it highly

Richard
November 23, 2009

YNAB is the greatest thing since sliced bread!! Can’t wait for the new release!

Mike D
November 23, 2009

YNAB pro got me on my feet financially and I can’t wait for YNAB 3!

Chris H
November 23, 2009

YNAB Pro has helped my spouse and I get on the same page financially! I’m excited to upgrade to YNAB 3.

Shawn
November 23, 2009

YNAB is simply the best, most realistic budgeting software out there. I can’t wait for YNAB3!

Chris
November 23, 2009

Looking forward to the new product. Keep up the good work.

Jeff
November 23, 2009

I’ve used an Adobe Air-based program. Air turns out some pretty nice software.

So combined with YNAB, I’m also excited. I’m still using Quicken 2005 on my Mac, because I haven’t found anything better than it, other than YNAB. But I just couldn’t use the spreadsheet version any more.

So bring it on! And my offer to proofread your help (I’m a technical writer/editor) still stands.

Jeff

John Wartman
November 23, 2009

Great Program. Recommend it all the time.

jac
November 23, 2009

I can’t wait to get YNAB 3! We use YNAB pro on an extremely old and slow PC. I will be much happier when I can use it on my new mac! If my PC dies before YNAB 3 comes out I will be very sad!!!

David
November 23, 2009

Looks impressive — I’m excited!

Aaron
November 23, 2009

I hope I win!!

YouTube: http://www.youtube.com/watch?v=2atO_pNSLX4&feature=player_embedded

Facebook: http://www.facebook.com/lovingdeeply?ref=mf

Twitter: http://twitter.com/AaronDBennett

I can’t wait. Thank you Jesse.

Aaron

Alan Flum
November 23, 2009

My wife and I are really looking forward to YNAB 3. We are loyal YNAB Pro users and both love the program as well as the great support and terrific online community. If the sneak peaks of YNAB 3 are any indication, it is going to be an absolutely awesome program, well worth the upgrade!!

Geoff Hopkins
November 23, 2009

Your YNAB product actually turned our lives around!

Even if I don’t win, this is an easy spend for me. Product looks great so far.

Pam and Herb Burns
November 23, 2009

I love YNAB! I’ve tried Mvelopes, Dave Ramsey’s software and my own weak budgeting efforts, but YNAB has worked best for me. The other programs are good too, but YNAB is easiest for me to keep up with on a daily basis and I especially like the idea of saving for the buffer money so that you’re never losing your “month ahead” cushion. The money-saving tips are great too!

Frank Spina
November 23, 2009

Can’t wait!!!

Mike Smith
November 23, 2009

I’ve been using YNAB for some time now….I swear by it…keep up the good work…..AND PICK ME FOR A FREE VERSION OF THE NEW RELEASE>>>>>>>>>>>

Katarzyna Kasiarz
November 23, 2009

I love YNAB!

Susan
November 23, 2009

YNAB on MAC! We are huge fans. It feels so much better choosing where our money goes.

Jason
November 23, 2009

Looking forward to moving to YNAB3 on my mac from Basic!

Dave
November 23, 2009

YNAB Saved My Marriage!!!!!!!

Jesse M
November 23, 2009

Would love to have YNAB on my Mac, even though I find it’s really easy to use on Windows!

Gina Brady
November 23, 2009

YNAB is as cool as mint chip ice cream. Me and my mac are counting the days till we can be together.

Joseph Dowdy
November 23, 2009

http://meshmarketer.com/2009/11/ynab-3-is-coming-soon-i-plan-to-have-it-how-about-you/

There’s my blog entry…

Jeff
November 23, 2009

I just like winning stuff. Can’t sing till I’ve got something to sing about. Can’t promote till there’s something to promote. But my Mac and I have high hopes.

steve
November 23, 2009

YNAB 3 will by my first try with YNAB software and I am hoping it is the saving grace with getting my finances back on track! Fingers are crossed!

mike
November 23, 2009

YNAB is awsome! It takes the stress out of budgeting, saving, and spending…

Megan
November 23, 2009

Totally excited about the upcoming changes. This program has completely changed the way my husband and I manage our money!

Joel
November 23, 2009

Have been using YNAB for sometime. Excited for the new release!

Mike
November 23, 2009

YNAB rocks my bank rolls! :-)

Ryan Miller
November 23, 2009

Ooh ooh, pick me!

Bill
November 23, 2009

I look forward to YNAB for me and my MAC.

Jesse and his Team could show the “big guys” what support and training is all about!

Bill

Laura
November 23, 2009

Pick me!

Michael Gossett
November 23, 2009

It would be great to get this upgrade free. My company is currently (as of today) over a week late in paying and I need this more than ever right now. Thank you very much.

Christina
November 23, 2009

I’ve been looking forward to the Mac version of YNAB since you announced you were developing it. My husband and I have different ways of looking at budgeting, but YNAB has a method we can both agree on. Your software will help our year-old marriage get on target for our goals. I can’t wait for it to be released.

Frank Gordek
November 23, 2009

My Cat (inky) has been looking over my shoulder whenever I’m entering data in the YNAB Pro register. He has enven entered his own by walking across my,oops, our keyboard.I know inky will be meowing forward to YNAB 3 so he can make entrees in his own category :CAT:FOOD. Please tell him I’m not wrong.

Beth
November 23, 2009

YNAB is so easy to read that my husband can understand what I am doing

Connie
November 23, 2009

A must for every household! Can’t wait for YNAB 3.

Lynn
November 23, 2009

I have been waiting with great anticipation for a version of YNAB Pro that I can run on my MAC. I am hoping that Santa will give it to me for Christmas. I have been a very good girl, really!

Nikki
November 23, 2009

Anxiously awaiting YNAB 3!!!

Michael
November 23, 2009

Looking forward to being able to “3.0″ my financial life! YNAB is the perfect app to allocate my income before it is spent. No other program I’ve found does a better job!

Frank
November 23, 2009

I love this program and have been using it for almost 6 months now. I used to have serious problems managing my money up until I started using YNAB. I have been waiting somewhat patiently for the release of YNAB 3 so i can use it on my mac. This has got to be one of the best pieces of financial software I have ever used before and I have gone through quite a few that have not even come close to the results I have achieved with YNAB. Can’t Wait for YNAB 3 the anticipation is killing me!!!!!!!!!!!!!

Ahad L. Amdani
November 23, 2009

I’m really excited about YNAB 3. I’ve had to wait since I’ve been running on Mac OS X, and while I have a virtualization option available to me, it hasn’t been very convenient to load up to budget.

I like YNAB’s ease of use and the fact that I only have to use it once a week or so – which is one of the primary reasons I’d have to load up my virtualization, since I don’t use it for much else. The hassle was worth it, but this will make life even easier.

-Ahad

wmukj
November 23, 2009

New to the YNAB family, but very excited to see the finished product and start saving and paying down debt! As a Mac user I am quite happy to soon be using YNAB 3 with OS X! Great job!

Steve Rook
November 23, 2009

I was a veteran, devoted Quicken user and had tried every way to Sunday to get Q. to do envelopes — of course, to no avail! I took YNAB on as almost a 2nd full-time job for about a month, immersing myself in the videos and tutorials. I even requested an extension on my 15-day free trial (and got it!) to make sure I could do what I wanted. YNAB has met all my expectations an made living on a budget much more possible. I am waiting with bated breath for YNAB 3!

Bob Riley
November 23, 2009

YNAB (You need a budget) is a much handier and more thorough tool for setting up a person/family budget and then comparing it with monthly expenses over time than the “big name” home finance software, in my experience.

Geoff with a G
November 23, 2009

Hey Jesse,

I am very excited to see the next version of YNAB!…My wife and I have been using it for the past 42 months (only reason I remember this is that we put $100 in Emergency every month….:)
This software has helped us out of debt!!!!….Thanks so much and I continue to promote you and the success it has for us!!!
Congrats on YNAB 3!!!

Kim White
November 23, 2009

I love YNAB!!! I can’t wait to see the newest version, I know it will be great!

Mike
November 23, 2009

YNAB accomplishes everything I’ve tried to do for years with clunky Excel spreadsheets, and it does it in one slick, self-updating package in mere seconds. And soon, YNAB 3 will be available for Mac users, too.

Kym Henderson
November 23, 2009

I am tired of my sister singing YNAB’s praises. It is time for my mac to get a piece of the fun!!

Teena
November 23, 2009

So excited about the new version! Can’t wait to see it.

Christian Adjemian
November 23, 2009

I have been using YNAB for a few years. The improvements have been great. It keeps track of all my accounts and places the data in the budget. This is the first time I have found budgeting a simple matter. Great program. Congratulations.

Fred
November 23, 2009

I don’t have a lot of money so I need to look after it carefully. I’m fortunate that I found YNAB to help me with this task. I didn’t realize how valuable YNAB is until I started using it. Thanks Jesse.

mrparson
November 23, 2009

A contest to win YNAB 3 Thank You! :o)

Seth
November 23, 2009

Thanks Jesse for providing a path to a better quality of life..

Kara @ Home With Purpose
November 23, 2009

I can’t wait for YNAB on my Mac! I’ve been eagerly awaiting it for over a year!

Louise
November 23, 2009

I have been using YNAB Pro since August 2008 and am looking forward to the release of YNAB 3. I appreciate how YNAB has helped me to budget and get my finances in order. Thank you

mrparson
November 23, 2009

A contest to win YNAB 3, Thank You! :o)

Atif
November 23, 2009

Looking forward to the new YNAB. I like the new features and sure will make this version more user friendly.

Cell
November 23, 2009

This is really great news! I can’t wait for YNAB3 with all the great new features!

Keep up the excellent work YNAB!

~Cell

Tim Totten
November 23, 2009

I am so excited about YNAB 3. I have tweeted about it here http://twitter.com/supernovus/status/5993680860 and also posted a Facebook message about it. Not sure how to show that URL without having you on my friend’s list. Anyway, here’s what I said about YNAB 3 on Facebook. I’m planning to write a full review of it on my website/blog in the next day or so as well.

I love YNAB, and I can’t wait for YNAB 3. I’ll finally be able to run it on my computer, instead of having to use Nancy’s all the time (I run Linux, not Windows.) YNAB is more than a computer application, it’s also a complete financial management methodology, and one that makes sense, even for those of us who don’t speak “money talk”. I recommend both the methodology and the application to anyone who wants to improve their financial situation. Check it out!

(the Share link was below that)

Thanks for all the work you’ve put into YNAB! I’m totally up for beta testing YNAB 3 by the way!

Jan
November 23, 2009

Incredibly useful. Thanks for the hard work on this upcoming version.

Beth @ Smart Family Tips
November 23, 2009

I’ve been using YNAB for a while now and love it! I can’t wait for the new version to come out!

Beth @ Smart Family Tips
November 23, 2009

I’ve tweeted: http://twitter.com/SmartFamilyTips/statuses/5993790487

Thao Tu
November 23, 2009

YNAB is helping me build my financial future. Check out the YNAB mention in the comments section of my article in Kiplinger’s.

http://www.kiplinger.com/magazine/archives/2009/05/if-you-are-graduating-during-a-recession.html

Good job on YNAB 3. Can’t wait to release date.

Steve
November 23, 2009

YNAB is the best of it’s kind! But that’s easy because it’s one of a kind!!!

Scott
November 23, 2009

Can’t wait to try it!

Brad
November 23, 2009

I started using YNAB about a year ago. I was looking for more than a fancy check register. I had tried Quicken and Money. To me they were simply glorified check registers that added a little budget utility. I tried a couple of accounting style software which seperated categories into accounts. I wanted a software product that focused on the budget, but also had the check register. That’s when I found YNAB. It helps focus on budgeting and has allowed me to start reaching my goals. I recommend YNAB to anyone who wants to gain control of their money. I will get YNAB 3 as soon as its available!

Evie
November 23, 2009

Love YNAB! Keeps me on track throughout the month and year.

Pat Sojka
November 23, 2009

Can’t wait to get my family & friends hooked on YNAB 3. I’m so rived up about the Beta release!!

Aleksandra
November 23, 2009

With YNAB budget it’s FUN !!!!!!!! new version new users :D !!!!

Mike
November 23, 2009

Yeah YNAB!

Kevin
November 23, 2009

I’ve used YNAB since the excel version! Bring on 3.0!!

manjeet
November 23, 2009

Looking forward to new ver.

Michelle
November 23, 2009

YNAB has changed the way that my husband and I budget and handle our money. I have even convinced my mother to let us buy it for her Christmas present and teach her to use it. She has struggled with her finances all her life. Thank you for such a great product.

Chris Delk
November 23, 2009

YNAB made it so easy to get on a budget, best $$ ever spent.

Mark
November 23, 2009

Lining up with other Mac folk! Can’t wait!!!

Megan
November 23, 2009

The system has been so helpful, and that’s with a do-it-yourself spreadsheet I cobbled together in Numbers. It’ll be so much easier to keep track of with dedicated software!

gwendolyn
November 23, 2009

I have been without YNAB for almost a year since I purchased a mac. My now non-budget has gone down the tubes completely. I have been waaiiiiiiting sooo long for this to come out.
And now I’m broke and can’t afford the upgrade when it comes out so I reaaallly hope I win. I wonder if shamelessly begging will work. Seriously. I miss YNAB. Its the only way I have ever been able to make sense of where my money is going. So my money has a message for you Jesse: “I’m lost without you.”

Glenn Hay-Roe
November 23, 2009

YNAB is already awesome, and YNAB 3 promises to pack even more awesomeness into the program! I’ve tried all the budgeting programs out there, but until YNAB I had never found one that actually helped us to change our spending habits. YNAB teaches you to actually create and live on a budget, set realistic goals, and pursue a lifestyle free from the bondage of debt! All the other programs just help you keep better track of your mistakes and juggle things around after the fact.
The coolest thing about the YNAB community is that you really feel like you are among friends who want to help you to learn and grow, not a bunch of people selling you software, and then doing nothing more to help. With all that said, I have not been as excited about the release of a software program in quite some time, let me tell you, Brother!

Matthew
November 23, 2009

So very excited here. I’ve been using YNAB basic on my mac. Looking forward to the upgrade. Free would be even better.

Kevin
November 23, 2009

I’ve used YNAB since the excel version!

I have gotten friends and family to get YNAB.

I upgraded myself and others to YNAB pro

I am looking for 3.0! Bring it on!!

Thanks, Jesse!

Kevin

Skye Dunning
November 23, 2009

YNAB has made our financial life simpler and more stable than it’s ever been before. I can’t wait for the release of YNAB 3!

Jeff@MySuperChargedLife
November 23, 2009

I’m a big believer in YNAB! I’ll be posting an article and I’m going to think about a YouTube video too. Thanks for the chance to win a free copy!

Bruce Olson
November 23, 2009

YNAB rocks I purchased 4 years ago and never looked back

Karine
November 23, 2009

I am getting married next year and am very excited to have the YNAB up and running on my Mac so that I can set up a home budget for us! I don’t think I’ve been this excited for an update since the finale for Dallas!

Jared Weber
November 23, 2009

Roses are red
Violets are blue
You need a budget
and I do too

:)

Graeme
November 23, 2009

The best budgeting software available on the web today – LIFE CHANGING SOFTWARE! Spread the word amongst all your friends: there is a proven, rock solid pathway to becoming debt free. Don’t waste time on other, more complicated (and expensive) software – fast track your financial freedom NOW! Great to see a native Mac version too!

Pamela Vogt
November 23, 2009

I LOVE YNAB!!! This is by FAR the very best money tracking/budgeting/analyzing software tool available – I have tried and reviewed and researched SO MANY programs and NOT ONE of them can even come close to YNABs complete package of capabilities and power and price! EVERYBODY should at least be exposed to the software and to the “way of life”!!

Kimberly P Nolte
November 23, 2009

I’m still a newbie, but I am enjoying learning about budgeting and am very excited to have a better handle on our finances.

art heller
November 23, 2009

YNOT YNAB?

Wade Anderson
November 23, 2009

I’ve used every previous version of YNAB and the simple interface along with the zero-based budget principles make this the best budgeting software out there. I’m a diehard Quicken user but Quicken’s budgeting software has always been too jumbled and hard to use — so I use both Quicken and YNAB.

Frank
November 23, 2009

Looking forward to the Mac version!

Paul
November 23, 2009

I am really looking forward to the update. YNAB really helps a professional keep the dollars going out in balance with the dollars coming in. Thanks

Rel
November 23, 2009

YNAB + Mac = A match made in HeAvEn!!

Thomas Bailey
November 23, 2009

YNAB has taken our financial outlook out of the dark and into the light–now we know in advance how much we really have to spend and can allocate accordingly. Its a simple (almost fun!) approach hat simply works.

Deborah Addington
November 23, 2009

I’m a Life Coach by trade. One axiom of my practice is: “If you don’t manage your energy, something or someone else will.” I often find that with clients who have difficulty managing their personal energy, there’s a corresponding failure to manage their money as well. I believe you can’t teach what you don’t know, so I set out to get myself a budget. I found YNAB and it has changed my life. In learning more about managing my financial energy, I’ve learned tons about managing personal energy; that becomes wisdom I can share with my clients. I have them research budgeting software and pick what they think will work best for them. In each instance I’ve done this, I mention YNAB as a useful tool. So far, after doing the research to make an informed decision, each of my clients has chosen YNAB for themselves as a vehicle to personal & financial empowerment. When we manage our energies–personal or financial–we become better people. Better people create a better world. YNAB pays goodness forward in ways I’m still discovering; with YNAB 3 there will be even more empowerment afoot! Thank you, Jesse & YNAB!

Luci Dawson
November 23, 2009

I’ve been using the XL version on my Mac for months and am eagerly awaiting YNAB3.This is tthe first time in my 67 years that I am actually on top of my monthly outgo, have built-in savings for periodic (non-monthly) expenses, a contingency fund for unanticipated expenses, and am well on the way to cleaning up my credit card debt…all this without any increase in income. I swear that YNAB is a miracle!!!

And “whacking the mole” is actually fun ^_^

sarah ellsworth
November 23, 2009

YNOT NAB YNAB NOW?

Pete
November 23, 2009

I’ve been waiting to purchase for the release of YNAB 3. I need this…I really need this!

Jeannie
November 23, 2009

I think this is one of the best budgetting tools available and would love for my kids to try this and get their finances under control. Good work Jesse!

misty
November 23, 2009

YNAB has been awesome with helping me keep track of money. Can’t wait for YNAB3.

[twitter.com/mmobrien/status/5994028163]

Steve Windsor
November 23, 2009

Lovin my YNAB Pro…really looking forward to the improvements in YNAB 3!

K. Horn (bad-pun aficionado)
November 23, 2009

Why nab (get it?) a copy of YNAB 3, you ask? Because it will help me save a bundle on budgeting software — if I win one of the give-away copies that is… ;-)
(if not, it’ll help keep saving me a bundle on everything else by keeping my budget on track.)

Mayuresh Deorukhkar
November 23, 2009

YNAB is the best budgeting software I have ever used. I had bought it about 9 months back…but never really used it till abt 3 months ago. In the last 3 months, its been a blessing. The ability to seamlessly budget across different categories and then track the expenses is priceless. Looking forward to YNAB3

Lina R.
November 23, 2009

Jesse I want to thank you for creating the best budget program there is out there, you have changed my life, and from what I read on your blogs and web site you have changed many lives and that my friend you should be very proud of, its amazing how this program can make you live the life youve always wanted, debt free, and live within your means and all you have to do is live by the YNAB rules !! I am Loving it !!! :)

thank you, Lina

Timothy MacConnell
November 23, 2009

Can’t wait to completely abandon Windows. YNAB is the only reason I still run it

Tamara
November 23, 2009

We are very excited over here — give me some Mac love!!! YNAB is aligned with how we want/need to budget to pay off debt. Having tried countless other programs in the past including the overly complex Quicken (too much for me) — all we needed was simple YNAB. Thanks!

MelanieF
November 23, 2009

YNAB 3 is going to be my Christmas present to myself. But hopefully “Santa” will send me a free version. :)

Margaret
November 23, 2009

YNAB is great! I have been using it for four months and I can’t live without it!

Barry Kaufman
November 23, 2009

Love YNAB. Really opened my eyes to my bad spending habits and helped me get on track.

Deb
November 23, 2009

I love it. It just makes sense. I have convinced my son to buy this program. And I am so exctied to have the mac version coming. This is hands down the tops on my list.

Tom Buck
November 23, 2009

YNAB has made creating and maintaining a budget both fun and personally instructive. I can actually see where my money goes and still feel very much in control. It’s easy to adjust on the fly to accomodate those unexpected events while still planning for the future. Can’t wait got the expense tracking app for the iPhone! ;)

Jeff W.
November 23, 2009

I’ve been waiting all year for YNAB3!!!!

Scott
November 23, 2009

My bills used to sit waiting for the money to come in so I could pay them. Once I found YNAB, its the money that is sitting waiting the bills.

No more living paycheck to paycheck. The money is always there now ready to be put to work.

Thanks Jesse and thank you YNAB.

Scott

Dan
November 23, 2009

Help! I really need a budget and software to help me track my finances! So far it has been total hit or miss, and before my lack of organization backfires on me, I need a better plan. I downloaded another program earlier this year when it looked like your software would be a while. But, I still haven’t used it because it isn’t what I thought it would be. So…I’m thinking I will just wait and begin new with YNAB3!!!!! This may be my only chance to enter because I don’t use the kind of technology you listed for multiple entries. So, I’m just letting you know how excited I am about the coming YNAB 3!

Sarah McCanless
November 23, 2009

Can’t wait for YNAB3!! I have tried several budgeting software programs and this is BY FAR the best – the only one I saw that takes into account a dynamic, ongoing need to assign each dollar a “job”, instead of just tracking spending. Congrats on a great product, and I can’t wait for the next release.

peterpainter
November 23, 2009

With the old ways still
budgeting in excel, oh!
YNAB3 comes free.

Sean Gilbertson
November 23, 2009

I’m so excited this is getting so near! Keep up the good work!

Jim Egly
November 23, 2009

This would be a big help in getting my new year resolution off to a good start!

Dallen
November 23, 2009

My MAC is just waiting to save me money and Headache with YNAB 3!!!!!!!!!!!!

Mike
November 23, 2009

So excited for V3!

Bonus:

+3 Blog :http://leaandmikemcewan.blogspot.com/2009/11/excited-for-new-budgeting-software-ynab.html
+1 Facebook: updated my status!
+1 Twitter: http://twitter.com/mcewandds

thepesotree
November 23, 2009

I never knew that budgeting could be this cool!

YNAB dramatically changed how I handle my finances! Now, Spending and Saving are more fun — what a great tool!

Thanks YNAB!

Karen Johnson
November 23, 2009

I’m always posting about YNAB on the various chat sites I go to, because it has made such a difference in my life! I downloaded it during a rough period in our finances, and following the methodology behind the program (”The 4 Rules”) helped us to stay out of debt! Now that our income has increased, we’ve been able to put money aside for an emergency fund, a Christmas fund, and our baby-to-be fund!! No more wasting money on piddly stuff – we have focus! We have a plan! We have a budget!!

tom
November 23, 2009

Cannot wait for YNAB3. I’ve lost control of my finances trying to MAKE Quicken do what I want. It will be quite the relief to have a program already designed to manage my finances the way I want it done.

Carry
November 23, 2009

YNAB made it possible for me to budget and pay for law school without incurring any debt. Woohoo!

Steve
November 23, 2009

I have never used YNAB but I can’t wait to get my hands on this new version. I am excited for what it can help me accomplish in 2010.

Josh
November 23, 2009

I’ve been waiting for this and trying to work it into my current budget!

Diane
November 23, 2009

YNAB is the software for those who live a real life. Juggling life today is challenging enough; add to that the unexpected bills and paying down debt. YNAB makes it easy to have a back-up plan! I’ve used it for two years and would never try anything else!
Yeah, not sure how to share my Facebook status here…
http://diane.simmlers.com/

April
November 23, 2009

In anticipation of this release I never upgraded my Quicken for Mac, therefore I lost online support for Quicken because it was old. My budget/registers are a mess! I’m going to explode from excitement!

http://twitter.com/charcoaldrawing
http://www.facebook.com/everythingapril

Theresa
November 23, 2009

YNAB makes budgeting fun and easy!!

Dave H
November 23, 2009

I have a new iMac and have been waiting for YNAB3 rather than upgrading Quicken.
Let’s go!

p2k
November 23, 2009

YNAB for Mac! woot woot!

Ray
November 23, 2009

I quit World of Warcraft for YNAB!

Diane
November 23, 2009

YNAB is the software for those who live a real life, juggling life today is challenging enough; add to that the unexpected bills and paying down debt. YNAB makes it easy to have a back-up plan! I’ve used it for two years and would never try anything else!

http://diane.simmlers.com/2009/11/23/let-ynab-3-tame-your-financial-woes/

Tony
November 23, 2009

I need a budget…..real bad….hehe…..seriously!

Sharon
November 23, 2009

So ready for the MAC version! I feel so neglected!

Kim Rich
November 23, 2009

It is not an exaggeration to say that YNAB has changed my life. I have tried so many ways to get a handle on my finances, but YNAB is the ONLY thing that has been successful. I am grateful to Jesse and his team… honestly.

Kari
November 23, 2009

I love YNAB. It keeps me on track & accountable to myself.

Michelle Bowden
November 23, 2009

I can’t wait for YNAB3. I’m so excited! I’m another Mac user who NEEDS a good money management program!

Judith Gardner
November 23, 2009

YNAB is the best money management program I’ve ever used, and I’ve used 3 other ones over a period of almost 30 years. I even had one once that handled budget categories similar to the way YNAB does, but it was so much more complicated than YNAB that there was no comparison. Both my daughters have purchased YNAB within the last few months, and I’m trying to get my son interested in it. Can’t wait to see what YNAB 3 is like. I especially like the way YNAB handles downloads from the bank.

J. Gardner

Jim Schuitema
November 23, 2009

YNAB has changed our lives! We no longer fight over money. It’s easy to see where we are at financially which helps us make decisions about spending. I recommend YNAB to everyone that wants to be a good steward of what God has given them.

Noreen
November 23, 2009

love this budget. Changed my husband’s and my financial life! Can’t wait for YNAB3

Tammi Brangard
November 23, 2009

Me and Mac here can’t wait until YNAB3 is released. Although, I think Mac may get lonely since I won’t be waking up at midnight just to check my email for something from Jesse saying “IT’S DONE and ready for beta testing”. Although, Quicken might get a little upset since he will be retired. Shhh, I haven’t told him yet, I want it to be a surprise. I think I will have to delete him quickly so that he doesn’t try anything funny with YNAB… ;)

Matthew Niedzielski
November 23, 2009

I’m at a very tough time in my financial life and knowing where the money is going would be helpful, haven’t gotten YNAB before because I’m running OSX.

Maija Prakash
November 23, 2009

Hello, I have purchased YNAB pro which I can only use on my old PC. This program is the only reason I keep this PC around. I am desperately waiting to receive the new YNAB 3. YNAB has helped us pay off a huge chunk of our line of credit and helped us get our monthly spending in control. It has reduced the stress of our household and quite literally is a savior. I can not wait for the new program to use on my beloved mac.
Thanks!

Dan
November 23, 2009

Cannot wait for YNAB 3! The preview looks great!

Janet Critelli
November 23, 2009

YNAB has changed my life and saved my sanity!! Can’t wait for YNAB 3!!

Joel Bell
November 23, 2009

Hey! found YNAB not that long ago..Excited to finally use a program that can think like me instead of trying to do it all by hand

Josh Griffin
November 23, 2009

As I transitioned from the life of a grad student to that of a working professional, YNAB was essential is helping me create and stick to a budget. Thanks YNAB!

Nicole
November 23, 2009

Yay! I’m looking forward to it!

Kristen
November 23, 2009

Here’s hoping that YNAB get’s an iPod APP version as well that will sync with my up-and-coming Mac version that is getting so close, I can almost feel the savings I’ll be getting in my wallet!!! :D

Lucia
November 23, 2009

YNAB is one of the most important tools in life and managing money. I think YNAB should be available to every high school student as a required credit for graduating.

Josh Race
November 23, 2009

I’ve been using YNAB for a couple of years now and it has put me back in control of my finances. And I’ll tell you I’ve used mint.com too… and YNAB is better – because of the underlying principles that come embedded in the functionality of the software. It’s not just a software… it’s a personal finance coach.

Bethany
November 23, 2009

I purchase YNAB Pro for my brother and his wife a month ago as a wedding gift becasue I’m the nerd in the family and have been totally addicted to my YNAB Pro for over a year. I hope they get as addicted as me, because it’s been life changing for our family.

I’m so excited to get YNAB 3 with all the great tools to make it even easier to make our money work even harder! So excited, that I may have to hold the free upgrade hostage. I feel like I’m stealing half their gift, keeping the free upgrade …. but I just can’t wait to have the upgrade! And hey, they can learn all the tricks of their YNAB Pro and THEN upgrade, right!

Sara
November 23, 2009

Great! I is very easy to use.

Sarah
November 23, 2009

I can’t wait. I’d love to try this application.

Chad Dickinson
November 23, 2009

YNAB 3 looks very much like it will ease my budgeting concerns! I can’t wait to give it a shot!

Chris
November 23, 2009

Me and my Mac have been awaiting YNAB3.

Jo valle
November 23, 2009

YNAB is must have. It changed my life in ways that I never thought possible. My family budget is tight and I owe it allto ynab. You won’t be disappointed.

Julian Baumgartner
November 23, 2009

W
A
N
T
!!!

I have never obsessively checked a website for software as I have with YNAB. To say I am excited about YNAB 3 would simply be an understatement. Way to go YNAB team!!!

Steve
November 23, 2009

Wow, great idea for a contest.
My blog entry: http://infinityandjellydonuts.com/?p=754
Tweet: http://twitter.com/shollis2814
I also posted the link to my facebook page, but not sure how to verify that since it’s not public. I also became a fan.

Hated having to quit using YNAB when I stopped using Windows. Pumped about the upgrade.

Bill
November 23, 2009

YNAB, I say Yyes, get your life in order by getting your money in order. Ynot do it today……..

Michael Simone
November 23, 2009

Love it.

Susanne Watson
November 23, 2009

Seriously – this program is addictive, in a fun budgeting sort of way. It’s intuitive and makes looking at your finances (yes, even with a partner!) a painless endeavor. I’m a newish user and still working out some of the subtleties, but it is a powerful and comprehensive system. I can’t recommend it highly enough.

Talai
November 23, 2009

I’m a fan!

Rachel
November 23, 2009

My best friend has me hooked onto YNAB and now I want the new version! I wouldn’t change to any other software.

Sarah Kelley
November 23, 2009

Really looking forward to seeing the new features in action

Marianna
November 23, 2009

We love YNAB! It has saved our budget!

Beth
November 23, 2009

I absolutely live YNAB and can’t wait to use the new version on my Mac! Been waiting for this for a year! It looks so awesome!

Cindy
November 23, 2009

I have read so many positive things about YNAB and am so anxious for YNAB3 to be released so I can start using it on my Mac! I’m ready to start paying down debt and become empowered financially!

Tim Culver
November 23, 2009

Quicken has always been terrible for budgeting. It says, “You are over
your budget. Better luck next time. May I interest you in a pie chart?”

I’ve dropped it in favor of YNAB, which is true budgeting software. You
make a plan for your money, you slurp in your bank download that shows
where you actually spent it, and then …within the software you adjust
your plan for the next month to compensate.

I’m posting this endorsement also because YNAB is a very small shop,
consisting of CPA budgeting guru Jesse Mecham and one programmer. And I think that’s cool.

Deanna
November 23, 2009

YAY! :-) – I’m in for 13 entries! ;-)

Here’s our youtube vid – http://www.youtube.com/watch?v=C5OWwsn4gac
and my tweet – http://twitter.com/growingwarriors – not sure how to link my facebook page, as its private, but I did post there, and and am trying to become a fan but facebook and your page aren’t playing nice at the moment. And my blog post: http://www.growingwarriors.com/2009/11/23/shameless-plug-so-i-can-win-something/

Eugene
November 23, 2009

YNAB has enabled my wife and I to easily take control of our money and keep our money from controlling us. It proves its worth every moment that things get tight and can only get better with patience

Jesse, I can’t wait for you to develop an equivalent application for managing personal schedules as well as YNAB manages finances. ^_^

Sarah
November 23, 2009

YNAB helped us get on a budget so that I could stay home with my daughter. I now have a mac & would love to have the new version.

Kevin Kotula
November 23, 2009

Made the switch to Mac this year and had to keep my PC around for YNAB… Can’t wait to use my Mac with the newest version. Thank you YNAB

Eric
November 23, 2009

Switched to a MAC about 6 months ago. The only reason I still have my old PC sitting on the corner of my desk is to use YNAB. Please hurry I want the rest of my desk back…..

Lindy
November 23, 2009

Absolutely LOVE LOVE LUUUUURVE YNAB…it has literally turned my life around from a serial spender to serial saver…from debt overloaded to debt free…I am now on my way to buying my own home and YNAB has shown me (and the bank) that I can do it! Can’t thank you enough and can’t wait for YNAB3!

Tara McGovern
November 23, 2009

Everyone needs help budgeting… :)

Pamela
November 23, 2009

I’ve been using YNAB for over 2 years now and I can’t imagine life without it! My life AYNAB (After YNAB) has changed for the better. Yes, I need a budget. I really, really do!

Charles Maderer
November 23, 2009

Though I’m a Dave Ramsey Fan and thus all about budgets and no debt, I use YNAB since it is so much better than Quicken or other programs at actually FORCING you to budget and forecast into the future….I appreciate the elegant way it addresses money and money issues, and find no conlict between it and the Dave Way… in fact I find that they compliment each other very well.

Thanks for a great program look forward to the new version…

Karen Robertson
November 23, 2009

Can hardly wait!! Now can you take on government spending, budgets and healthcare costs? You’ll do a MUCH better job, I know it. 100% confidence. Thank you for all that you do – you help many people in so many ways. Happy Thanksgiving. Now go celebrate and get some rest……

Toby
November 23, 2009

I thought I had a good handle on my finances but YNAB proved me wrong. YNAB just blew all of my past efforts at budgeting, saving and controlling my expenses out of the water! This is THE software you need to manage your finances, and YNAB 3 promises to make the whole process so much easier. Can’t wait until YNAB 3 is released!

Robert
November 23, 2009

Earlier this year my wife lost her job. Up until that point we were a dual income, “separate finances” couple. When she lost her job, we sat down and figured WE need to do something different. We needed to come up with a plan to live by. So we started our search to find a budget tool. After some searching and trying out multiple systems we stumbled across YNAB. We downloaded the software and setup our budget. What an eye opener. I am glad to say there is no more separate finances. WE are truly partners in our relationship and finances. After several months of using your system (and one less income) we enjoy the one month cusion. The greatest feeling is when a bill comes that you have been budgeting for and you JUST PAY IT. YNAB has changed our lives for the better!!! Looking forward to YNAB 3.

Prue
November 23, 2009

So looking forward to YNAB 3 for my Mac! I’ve been using the excel version for 2 years and it has completely revolutionised my life! Not as debt-free as I would like to be but at least with YNAB I’m on my way. Can’t wait for all the extra features too.

Paul Nylund
November 23, 2009

We’ve been using YNAB Pro for a year now, and love the work Jesse, Taylor and the gang have been doing for YNAB 3. Moveable and hidable categories? Check. Easy to use scheduler? Check. Customizable register columns? Check. Can not wait to fire it up!

YNAB has changed our lives, made our financial decisions soooo much easier, and put a huge amount of needed discipline and control in our money habits.

Paul Nylund

Patrick Kelly
November 23, 2009

We love the YNAB:) Thanks for all the time and effort you’re putting into this. Everyone here definitely appreciates it!
Here’s facebook:
http://www.facebook.com/pa7rickkelly
Twitter:
http://www.twitter.com/pa7rickkelly
You Tube:
http://www.youtube.com/watch?v=8gGzqnH1sAo&feature=youtube_gdata

WOOT!!!

Jonathan Wold
November 23, 2009

My wife and I are both looking forward to YNAB 3! We had some fun and put together some extra entries tonight. Here we go!

Bonus Entries:

Facebook: http://www.facebook.com/posted.php?id=646432634&share_id=211076457585&comments=1#s211076457585
Tumblr (Blog): http://wordpress.tumblr.com/post/254993685/new-ynab-3-arriving-soon
YouTube: http://www.youtube.com/watch?v=CC0KhjLwW9o
Twitter: http://twitter.com/sirjonathan/status/5994946387

Keep up the good work! :)

Joslyn Wold
November 23, 2009

YNAB has greatly improved my husband’s and my budgeting experience. Before YNAB, we used multiple spreadsheets trying to, in essence, create exactly what YNAB does.. but it just wasn’t working. THANK YOU YNAB! :)

* Bonus Entries *

Facebook Link: http://www.facebook.com/posted.php?id=1077455513&share_id=209491705578&comments=1#s209491705578

Twitter Link: http://twitter.com/joslynrose/status/5992747003

Blog Link: http://joslynwold.wordpress.com/2009/11/24/first-blog-post-ynab-3/

Youtube Video Link: http://www.youtube.com/watch?v=Kv7MZ1wDa-U

Paul
November 23, 2009

YNAB Rocks!!!

Reeni Stezaker
November 23, 2009

I’ve been singing praises about YNAB 3 to all my friends since it was first announced. I’m sure I qualify for a free copy! Right?

Tara
November 23, 2009

Can’t wait to start a new budget for the new year. Woohoo!

Monique
November 23, 2009

Oooh me! I’d love to win! Thanks

Ben Hawkins
November 23, 2009

I simply CANNOT wait until YNAB 3 is released. I’m sorry ready to dump my current software and adopt a effective and productive piece of software!!

Monica Z
November 23, 2009

I love YNAb! Cant wait to see what 3 has in store!!

Jonathan Lowe
November 23, 2009

YNAB has been a godsend for us. It’s gotten our budget on track and actually brought my wife and I closer together. We’re talking about money and the stress involved is not there anymore! We can’t wait for YNAB 3!

Clay
November 23, 2009

I’ve been dying to get my hands on ynab3 since the first screenshots.
Can’t wait to see it. It’s turned my financial life around!
Thanks Jesse,
Clay

Susan McGrath
November 23, 2009

Can’t wait to try it – I have heard all about it!!

Laura
November 23, 2009

I can’t wait for YNAB3! I’ve been YNABing in combination with TMMO, and I’ve made more progress than I could have believed was possible. Thanks Jesse for this amazing budget solution!

m fish
November 23, 2009

Glad I found YNAB a few years ago – exactly what we needed to get our budget going and spending under control.

Ro
November 23, 2009

Been looking for a good budget program forever! Ynab is user friendly and makes sense. No excuses for uncontrolled spending anymore! I really like that it helps me to set goals and puts all of my money to work. I would recommend this program to anyone who cares about their future. Whether you make big bucks or small bucks. This is the program!

Belinda Major
November 23, 2009

YNAB is amazing so it is with great expectation for both my mac and me to await for YNAB3.

Jody
November 23, 2009

First Christmas that I had the money saved before instead of paying afterwards – Thanks YNAB. Looking forward to the new version!

Denise
November 23, 2009

Can’t wait for the new YNAB. May give it to one of my family in much worse debt than me.

Shock
November 23, 2009

I’m already a fan of YNAB on Facebook [+1 :)]. I can’t wait for the release of YNAB 3! comment [+1]!

Patrick Jeanquart
November 23, 2009

YNAB 3 is the way to be for me…Thanks from a true believer !!!

Carolyn Barber
November 23, 2009

Can’t wait for the mac version, I’ve been waiting a long time! YNAB rocks!

Ed Craig
November 23, 2009

We have been using YNAB for a little over a year. We find we have more control over our money and more money than we have ever had. For retirees it has been a god send budget. We live within our means, have a good savings, and have money left over.
We thank our lucky stars that we have this program. I wish more people could be introduced to it. In todays’s economy I think it would “save” and help so many people to live with what they have.

I can’t believe that YNAB 3 can be any better than what we have, but if it is I know it will be great.

Thanks a bunch.
Ed and Lesta Craig

Amanda
November 23, 2009

I’m looking forward to updating our system. YNAB is the best way we’ve avoided marital conflict over the budget so far. Thanks!

Tammy
November 23, 2009

Waiting for YNAB 3 is like waiting for Christmas…I can’t wait to see all the cool stuff inside the package!

Pamela D.
November 23, 2009

I love YNAB Pro, and I can’t wait for YNAB3 to get here! I have been amazed at the wisdom it has given me to get our finances in order. There have been a few steps back, but the steps forward are big, and those were small! Thanks!!!

Eric
November 23, 2009

Can I just say that I LOVE YNAB? Bless this program.

Lorna
November 23, 2009

I’m hoping to get our finances under control. This looks like the answer! Thanks!

Andrew
November 23, 2009

I’ve used several different personal finance software options and none are better than YNAB. It’s simple, but has all the features you need–and nothing you don’t. Love the reporting and the budget functionality. It’s a really powerful tool for telling your money want to do (or where it went) and you can tell it was designed with a lot of thought.

Georgina Faw
November 23, 2009

I use YNAB for everything. I would hate it if it disappeared. I have it on Parallels. I hate Windows but I can’t not budget. Georgina

Bonnie
November 23, 2009

I use YNAB for my grant funds as well as my family finances. Great product and outstanding support network. Looking forward to YNAB 3!

maile
November 23, 2009

YNAB is the only budget program that my husband and I have been able to actually implement. It’s changed our lives and marriage, and now we can’t imagine life without it!

Joy Clymer
November 23, 2009

I absolute love YNAB & I’m looking forward to the release of YNAB 3!

Ray Derr
November 23, 2009

YNAB is a great way to keep your finances straight!

Alison
November 23, 2009

Definitely looking forward to YNAB 3. YNAB has been a godsend for us and our budget!

Jason Lande
November 23, 2009

I have been using YNAB for a couple of years. I can’t begin to tell you how much it’s helped me save and rein in my financial situation. I’d love to get ahold of YNAB 3 (and especially, for free)!

Chad
November 23, 2009

I can’t wait for the new release of YNAB, It’s more then budgeting software it’s a philosophy! (also tweated on twitter and linked on facebook)

Shelley Heun
November 23, 2009

I can’t wait!! I’ve been telling everyone I know and sending them to the site to check it out on their own :)

Crucial
November 23, 2009

Christmas is almost here!!

Julie
November 23, 2009

YNAB provides new solutions to the old problem of budgeting. thank you!

Wendi
November 23, 2009

Can’t wait to start using YNAB3

Angela
November 23, 2009

I am using NYAB basic on a mac. It has made a huge difference in our finances. I can hardly wait for NYAB 3 to run on a mac.

Chris Johnson
November 23, 2009

I’ve been using YNAB for over a year now and it is hands down the best way to take control of your finances. Can’t wait for the additional features of YNAB 3!

Stephen S
November 23, 2009

YNAB is needed very much in this economy, when most are tightening belts and trying to stay above water.

Budgeteer
November 23, 2009

YNAP is wonderful–better than MS Money!

Jill Waters
November 23, 2009

Can’t wait for the NEW YNAB! Love it and am so excited to start the new year with it! It has been what I have always looked for in a budget!

Kimberly
November 23, 2009

I heard about YNAB on the Today show about a year or so ago. I looked it up but never bought it. I thought, “How could one save money doing things the YNAB way?” A couple of months ago, I wanted to upgrade my MS Money program and began looking at other alternatives. I found a free trial version of YNAB on the internet and decided to give it a try – can’t go wrong! The first month I found $1000.00 extra in my account!!!! I bought the software! How did I live without this program this long? I have told everyone about the program, about the extra 1K and the trial version they could use to try it out and find their hidden money! There are still some skeptics and I keep working on them.
Thanks, Jesse!! I can’t wait for the upgrade!!!

Kelsey
November 23, 2009

Cannot imagine life without YNAB, this app is the very best value for time and money

Jackie
November 23, 2009

YNAB has been such a great software. I highly suggest it to everyone! I am a merit badge counselor for Boy Scouts. The boys need to learn how to budget and I use the free version so they can complete their Personal Management Badge. I have suggested to the parents to use the Pro version to help with their budget. Can’t wait for the new version!

bd74ca
November 23, 2009

Awesome! I can’t wait to get out of debt in style!!

Josh
November 23, 2009

I’d like to finally be able to try it.

Cameron
November 23, 2009

YNAB 3 for free! Deal of the Century!

Erick Montero
November 23, 2009

Great tool, currently using YNAB pro and can’t wait to taste the new flavor

Kevin
November 23, 2009

Enter me, me, me! :-)

Facebook mention at: http://www.facebook.com/home.php?ref=home#/profile.php?ref=profile&id=656380900

Sean Sullivan
November 23, 2009

I have used this for years and is looking forward to the opportunity in using this on a linux machine. I hope I can have that opportunity real soon.

Jeremy
November 23, 2009

YNAB is the greatest budgeting software. A co-worker introduced me to it about a year ago and we have been using it ever since. Allowed us to buy our first house. thanks

Cheryl Treacy-Lenda
November 23, 2009

I can’t wait until YNAB 3 is released! I’ve been using YNAB for over two years now and have just been starting to itch for some additional features now that I’ve mastered the zen and the details of YNAB and, what do you know, they’re on their way!

David and Diane Walker
November 23, 2009

Thanks to YNAB pro we are so much better stewards now of the resources God has entrusted to us than we used to be. I am still getting the hang of it, having just watched the video on paying your credit card in full each month. I now know how to do that! Thank you very much for your program! I look forward to our money management skills continuing to grow with the aid of your budget program improvements!

Mike
November 23, 2009

The previews look incredible for YNAB 3. I can’t wait!

Jessie
November 23, 2009

Got YNAB a few months ago, and it has been great! I’ve always been pretty budget-savvy, but this has helped me become oh-so-much better, and the new features on YNAB 3 sound fantastic.

Patricio Ramal
November 23, 2009

Where was this 10 years ago, ja, ja, ja… I have been using YNAB now for almost a year and it has made a huuuuge difference in how I handle my personal and family finances. I tried everything, from Quicken to Money to Mvelopes, to Mint, but nothing did it for me. The principles behind YNAB is what really sets it apart from the rest. And the software is great and easy to use. I can’t wait for the improvements from YNAB 3.

Brozono
November 23, 2009

Can’t wait to try out YNAB3. Screen captures and videos look awesome!

Connie
November 23, 2009

Looking forward to the new version.

Sean
November 23, 2009

The last argument that my wife and I had about money was ge last argument that my wife and I had about money. We found YNAB by chance and it’s the best thing that’s happened to us financially.

The concept is so simple that it just works.

We went from having overdrafts to finally having a savings. Sooooooo nice to implement the buffer and pay bills all at once for the entire month. Simply put this methodology saved our marriage.

Jake
November 23, 2009

Love the current product and I’m psyched about the updates and convinced my sister to use YNAB 3 when it’s released (she’s a die-hard Mac user.)

craig jackson
November 23, 2009

I love ynab

Sondra Wisialowski
November 23, 2009

I am in week one of my first budget (ever) and I am over 40. Your software was highly recommended but I have a MAC so I’m waiting for the new version. I am clumsily using Excel ( I use Windows at work and admit I more comfortable with Microsoft tools) as my budget software until I can try your software. I have Quicken but don’t like it. I hope your software lives up to its reputation….thanks.

kat
November 23, 2009

Can’t wait!!

Heather Malone-Grippe
November 23, 2009

A true Life saver! We love our YNAB and my husband can’t wait for YNAB 3 for his Mac! Keep up the great work!

Stephanie
November 23, 2009

Im so excited to be able to have complete control over my money in a fun way. Your program seems like a fun game rather than a chore. As an artist type this makes a huge difference to me (not to mention how well it deals with an unpredictable income). Ive already watched all the tutorials in the past and was bummed I couldnt use it with a MAC easily. Then I found out you are coming out with it for MAC asap!!!! Im already addicted. This is huge for my future survival!

Three Eyed Toad
November 23, 2009

Although I’m looking forward to the release of YNAB 3, I do hope you consider offering free upgrades to those of us who purchased in the last 90 days.

Robin Poupard
November 23, 2009

Finally a budgeting program that makes sense and is easy to use. I WILL get my finances in order!

Jill F.
November 23, 2009

I’m sooo excited for YNAB3 to come out! I’ve loved using the “older version”, but I’m sure the new one is even better!

Financial Keeper
November 23, 2009

Prior to YNAB I was double recording my transactions in Quicken and my own Exel worksheet for a budget. The double recording was a source of contention in my marriage. Thank you, you’ve saved me time and stopped frustration in our marriage.

Chris Blair
November 23, 2009

I think I’ve tried every personal finance program on the market. So far YNAB makes the most sense. Very easy to use. I’m jazzed about the upcoming release. Looks like it’ll raise the bar significantly.

Tyler
November 23, 2009

I can not wait for YNAB 3. Hopefully it will be virtually waiting for me under my Christmas tree. Merry Christmas!! Doing my part to spread the word in the links below. Thanks!

http://twitter.com/GTylerE

http://www.facebook.com/tyler.edenfield

Carin
November 23, 2009

I started in 2007 trying to get out of $61,000.00 of debt (not including the house). Now I am out of debt and have over a few months salary in the bank! I purchased YNAB for my daughter and it saved her when she was laid off from her job. I will use each version of YNAB that comes out!

Levi
November 23, 2009

I’ve been using it for two years. I’m anxiously awaiting YNAB 3… it’s been way too long, Jesse. Would love to get it free for my brother-in-law!

Brian Burk
November 23, 2009

I began using YNAB about two years ago and it completely changed the way I look at and think about money. The beautifully simple principle of putting this month’s paycheck away for next month has allowed me to purchase my first home this year, taking advantage of the $8000 tax credit. I can’t sing Jesse’s and YNAB’s praises highly enough! I tell everyone I can about the program. I watch my co-workers stress about how many days are left until payday and can’t believe I used to be just like that. So liberating. Thank you, Jesse.

Michael L
November 23, 2009

YNAB replaced 10 years of Quicken telling me where our money went with a plan of where our money needed to go. Great tool for bringing spouse on board with a plan. Thanks.

John Lee
November 23, 2009

I’ve been waiting for this product to come out for sooooo long. I’m thrilled at the work that you’ve put in and the fact that I’ll finally be able to use it on my mac without vmware.

Pete MacDougall
November 23, 2009

Have been using Quicken since forever. Now i am a Mac user and don’t want to try Quicken after reading about the issues others have had. Looking forward to trying YNAB.

Jill Kern
November 23, 2009

Oh my! I am sooooo excited to try the new YNAB on my Mac. I can hardly wait to change my financial life permanently!

mrkwst22
November 23, 2009

I’m leaving a comment but I never win these things.

Marco
November 23, 2009

YNAB has made me feel like I FINALLY have a handle on our finances.

jafa
November 23, 2009

I’m incredibly excited about YNAB 3, thanks Jesse & team!

OneVeritas
November 23, 2009

This is great, along with Dave Ramsey & YNAB I can be debt free!!

Jose
November 23, 2009

Can’t wait to use it with my new Windows 7.

mattW
November 23, 2009

YNAB is THE reason my wife and I have been able to both finish our degrees at the same time. We’ve been able to save a month’s buffer in the most stretched of financial circumstances, working part time without getting into debt. I recommend this program to everyone! Can’t wait to find YNAB 3 in my Christmas stocking!

Troy Smith
November 23, 2009

I will not be the same until YNAB 3 is released….seriously…..YNAB is THAT good! I will wait right here patiently until we get the download link.

Rita Janzen
November 23, 2009

I love YNAB and tell my family about it!

Andy Bronson
November 23, 2009

YNAB was the software I had been looking for. It has been a perfect fit to match the 0-based budgeting that I wanted and it is great looking software, too. Obviously looks aren’t everything, but the polishing touches show that the creators really care about their product. I’m excited to use all the great new features I’ve heard will be in YNAB 3!

Raquel
November 23, 2009

So looking forward to use YNAB on my Mac!!! Good job guys!

Michael Bybee
November 23, 2009

YNAB has made our life so much easier!

Kieran
November 23, 2009

This Mac guy has been waiting a long time for this.

Steve
November 23, 2009

OK, I wasn’t going to do this, but I ended up making the YouTube video. If you can, please add the points to my previous entry.

http://www.youtube.com/watch?v=6yprybXhS_0

If you like the song, check out Josh Wilson, “Trying to Fit the Ocean in a Cup”. I did get permission from the artist.

Chris
November 23, 2009

Love the last version. Can’t wait to see the improvements.

Nathan
November 23, 2009

Looks great as usual. Just wondering, though, why the lines that separate the columns don’t line up with the header lines? Other than that, looks perfect.

Stéphane Bergeron
November 23, 2009

Can’t wait for version 3! YNAB has changed mine and my wife’s life… literally. Keep up the great work!

Joleen Borg
November 23, 2009

Best budgeting program I have used. The zero-based budgeting is a great approach to not living paycheck to paycheck. After using Quicken for years and not getting anywhere with my budget, it is great to have a budget program that works as a register instead of a register program that has a budget in it.

I have gone from being over $20,000 in Credit Card debt to having money saved!!

Jon
November 23, 2009

Still working on living the YNAB way but I can’t wait for YNAB3!!! Thank you Jesse.

KS
November 23, 2009

Sounds like what I’ve been trying to do with a messy spreadsheet for ages. Sign me up!

Chuck Stones
November 23, 2009

Can’t wait to use YNAB 3 on my Mac

elle
November 23, 2009

YNAB3 will be an early Christmas present to myself – seriously I am that geeky! Buying YNAB was a turning point in my financial life. It’s been the single best purchase I have ever made and I can’t wait for YNAB3, it looks amazing.

A.W. Domboroczky
November 23, 2009

Looking forward to the new version helping me understand my money as much as the last version did!

Bill Elwell
November 23, 2009

Looking forward to it … each version keeps getting better, and what a help. At first we enjoyed staying in control of our money, but it felt almost like a hobby … now I’m between jobs and the control your system offers is absolutely essential. Thanks for all your help and good advice.

And … I’m looking forward to the Linux version!

Bill

Lydia
November 23, 2009

I cannot believe I’m breathlessly awaiting the release of budgeting software but here I am, breathless. Keep up the good work and thanks for helping me keep track of and plan for my money!

Melanie
November 23, 2009

I can’t wait for YNAB3!

Patrick
November 23, 2009

My financial meltdown was subverted with the YNAB method.

Chris Brown
November 23, 2009

Working on converting the rest of my family to YNAB! You know this software works when I’m checking the updates more than Facebook or Youtube.

Cheers.

Amy
November 23, 2009

I tried so many other things… this was the only one that worked. And it has now worked for my parents, my sister, and by brother in law! Thanks Jesse!

Andrew
November 23, 2009

Woohoo! Mac usage for one of the most innovative budgeting apps out there is almost here. Can’t wait!

eric.hein
November 23, 2009

Been on hiatus with the finances as I am stuck in the desert. Back next year and I’ll get a fresh start with a new app. Woot!

Kathryn O'Brien
November 23, 2009

My Mac and I cannot wait for YNAB 3. :)

Matt Roberts
November 23, 2009

Waaaaaaaahooooooooooo!!!!! YNAB 3 for mac!!! The best thing to happen to my financials!!! Can’t wait to winca copy!!! :-P

Leslie Jones
November 23, 2009

I have been looking for a good Money management program since Intuit Quicken left UK. I am very pleased to say I have now found one. I have well advertised YNAB at my club in UK and now in New Zealand. I am now looking forward to the new edition. Good Luck.
Les.

Dewayne
November 23, 2009

My new 27″ imac is waiting… hurry!

Leslie Jones
November 23, 2009

Go for it, it is top class software.

Bobbi Meehan
November 23, 2009

Hurry Hurry Hurry !!! Once and for all I want to do this money thing right…..and I am really counting on

YNAB to teach me,

Thank you so much, to all of you, for working so hard on this Mac version.

Happy Thanksgiving !!! Bobbi

Dave M
November 23, 2009

I am new to YNAB, just got the program in the middle of August, so am still new to it. However, it does appear to be an effective tool to manage a budget. I wish I would have waited a couple of more weeks, then I would have been eligible to try YNAB3 for free.

Magdalena
November 23, 2009

I’m looking forward to YNAB 3 – I bought the YNAB Pro and 2 months later my PC stopped working. We purchased a Mac, so I’m looking forward to this new version. Keep up the good work!

Michael
November 23, 2009

Love the software. Love the philosophy even more…
Tweet: http://twitter.com/stuplarosa/status/5996094758

Jorge
November 23, 2009

YNAB gave us control!Thank you.You are the best!!!!!!!!!

Steve
November 23, 2009

I’m a Mac user so this will be my first time using YNAB. It will be the perfect tool for my budgeting needs. I’m Dave Ramsey would approve!!

Sally
November 23, 2009

I love YNAB. I can’t wait for the release.

Dave
November 23, 2009

YNAB is the budget program I have been searching “YEARS” for!!!

Marilyn
November 23, 2009

YNAB has made working out our finances much easier. Thanks and we look forward to the new version.

Jason
November 23, 2009

Everyone should YNAB!!

David Caldecourt
November 23, 2009

The amount of stress that YNAB has taken away is amazing. Thanks Jesse.

cindy
November 23, 2009

YNAB has gotten me financially organized at last. These are rules to live by.

Susan King
November 23, 2009

Love, love, love YNAB. It has seriously changed my life in such a positive way. I’d love to win YNAB3, but it will be mine, one way or another. I’ve already budgeted for it. :)

SuznK

Josh
November 23, 2009

Can’t wait to get it for my Mac!!!!

Anne
November 23, 2009

Can’t wait for YNAB 3 on my mac! I’m so excited for it’s release… bring it on!

Doug
November 23, 2009

I plan to give the freebie to my brother-in-law so they can see for themselves. Families that share these types of lessons succeed intergenerationally.
I’d give it to my Congressman in order to make a point, but they’ve already proven they don’t take the time to read anything.
Thanks for improving the reports section!

Natrgirl
November 23, 2009

Looking forward to it! I love budgeting with YNAB!!!!!

Shannon
November 23, 2009

YNAB has enabled me to get in control and start building for the future! I love the program and cannot wait for the release of the newest version.

Carol
November 23, 2009

I just purchased YNAB about 6 weeks ago, and I am already starting to feel more in control of our money. I keep a much closer eye on things and can really see where our dollars go. It’s a great tool, better than any other software product I have used for budgeting.

Don Lussier
November 23, 2009

YNAB has changed the way we approach our monthly budget–for the first time, we feel like we have control over our monthly cashflow and spending. Thanks!

Jen Donahue
November 23, 2009

Regular use of YNAB leads to wedded bliss <3

Katrina
November 23, 2009

Y not use YNAB? It ROCKS!!!!

James
November 23, 2009

I’ve used MS Money for a long time and YNAB 3 was going to be a software tide-over of sort…since I started using it, I’ve grown to love the program and can’t wait for the new version.

HM
November 23, 2009

Better charting would be nice. Free would help my budget.

Ken Rigby
November 23, 2009

YNAB is proof that there is life after Quicken!

Patzer
November 23, 2009

Jesse,

You’ve got a major bug in the YNAB 3 beta–it isn’t out yet!

Until you get that corrected, I couldn’t recommend that anyone upgrade. ;)

Dawn
November 23, 2009

Looking forward to the latest installment for my Mac! I’ve also been enjoying the YNAB University bits of advice lately.

Tara Braun
November 23, 2009

YNAB is a wonderful budget program. My husband and I use it all the time! I would totally recommend it to all my friends.

Elleta Wilson
November 23, 2009

The program is great! I use it everyday to update my register from my bank. This lets me know at any time where I stand with cash flow.

April
November 23, 2009

I am really looking forward to falling in love with ynab3!! Hope I win!

Lincoln
November 23, 2009

The new features look quite interesting!

Vern
November 23, 2009

YNAB keeps me and my money in line! It’s financial!

Josie
November 23, 2009

Have been a YNAB user for a long time now and I am very much looking forward to YNAB3.

Rosanna Stritzel
November 23, 2009

I love YNAB! Ever since I’ve been using it, I actually have money left-over and i don’t overdraw our checking account anymore! Never have I seen a program that shows how much left you can spend on a category, track expenses so easily and have reports easily accessible! I wish I knew about this long ago as it would have saved many headaches and heartaches with our finances. The programmer of YNAB really outdid themselves! I am excited for YNAB 3 to come out and am hoping to be one of the lucky 5. If not, I will purchase it anyhow! Wonderful program, highly recommended and have recommended it to many friends already!

Thanks YNAB!

Rosie Stritzel

LeeAnn
November 23, 2009

To YNAB or not YNAB….it’s an easy one….YNAB!!

john young
November 23, 2009

I’d love to have a copy of this!!!

RKJ
November 23, 2009

YNAB has made budgeting (and keeping more of our money in our pockets) so easy. Before we found this program, we never could figure out what was missing with the other financial software. This is the envelope program times ten. Thanks for such a great tool!

Dave
November 23, 2009

We are looking forward to getting your product in our hands to help us win at budgeting.

Janie Suttles
November 23, 2009

I have tried several times to begin using YNAB only to give up again. I just don’t understand how to use it- so sorry.

Stephen Arturo
November 23, 2009

Been using YNAB Pro for almost three years now and love it!

Nicole Cunningham
November 23, 2009

I love YNAB!!!!! and I am so looking forward to YNAB 3!

Jim
November 23, 2009

Everyone above says YNAB, I say YNotAB (You Need only this Amazing Budget). But seriously, Jesse has provided a unique way to integrate practical budgeting principles into super software, and for that alone he deserves all of the praises sung (or stated) above! (Even if I don’t win!)

I, too, cannot wait to run YNAB3 on Mac OS X. Thanks Jesse!

Josie
November 23, 2009

Twitter:
http://twitter.com/josielphelps

became a fan on Facebook and commented on YNAB there:

http://www.facebook.com/people/Josie-Phelps/1612880735

Tipana
November 23, 2009

I don’t know how we did it for so many years without YNAB. Constantly overspending, worring and living pay to pay. YNAB gots us back on track where we saved enough to actually take a dream honeymoon years after the wedding! We bought our first car and are now looking into purchasing our first home. I can’t wait for YNAB 3…

Jim Colman
November 23, 2009

YNAB is perfect to control my money instead it controlling me.

Don
November 23, 2009

I have been using the Pro version for several months, and haven’t used Quicken ever since!

Ashley
November 23, 2009

Looking forward to the next release – thanks!

Michael Poston
November 23, 2009

Why would I pay for an enhanced product that never worked the first time? But hey, you got my $49 bucks so who cares?!

Kelly Christian
November 23, 2009

We can’t wait for yet another reason that we only run a MAC. Thanks for supporting us!!

Karyn
November 23, 2009

I’m never really good at math and needed a program to help me with my budget… I started with Microsoft Money and that worked for awhile but they updates stopped ocming adn I lost my “steam” as it were, for budgeting. Now along comes YNAB, and boy do I ever! I have read the tutorials and love the features, especially the “envelopes” so I can have money in different “pots” yet keep it it all together in one bigger (more interest) account. I can’t wait for this new verion to come out. We are really tightiening teh strings here… but I’m digging the money for this outr of somewhere, I gaurantee it!

Gary Stephens
November 23, 2009

YNAB Pro has helped me immensely by giving me control over my spending.

James
November 23, 2009

My wife and I are very excited!

Catherine Beckman
November 23, 2009

I want to thank you for your insight and product. I’ve talked about it so much that two siblings and an aunt are looking at YNAB. Mostly, though, it is the financial serenity that I am moving toward and beginning to experience that I truly appreciate. It gives me hope again.

Miranda
November 23, 2009

Jesse,
Great tool, I use it personnally and have recommended it to clients and co-workers at the financial planning firm I work at, good luck with the new version, I can’t wait to see it!

John Monguillot
November 23, 2009

YNAB 3 has a nice rhyme to it. “YNAB 3, set yourself free, from debt”

Ruth
November 23, 2009

I love using YNAB. I’m anxious for the upgrade, and I hope it will be affordable.

Vanessa
November 23, 2009

I’ve only been using it for a month, and we’re already on our way to getting out of debt. Love this software! And can’t wait to use it on my Mac!!!

James
November 23, 2009

I guess I am pretty excited about ynab 3 – tweeted about it and posted it on fb. Can’t wait for it to come out.

Brianne
November 23, 2009

CAN’T WAIT for this…it’s exactly what we need to manage $$ so we can be better stewards!!! My MAC is waiting for you… :)

Allan Lewis
November 23, 2009

YNAB? YNOT? I spent my entire life muddling through money handling issues but no more as I finally said YNOT and entered the friendly world of YNAB!

Thanks to all the folks at YNAB for not only making a great product, but for listening to us, the users and making our suggestions come to life in the newest upcoming version. Allan (In Panama!)

Mary Gahagan
November 23, 2009

Can hardly wait for the Mac version!!!

Tom
November 23, 2009

YNAB is the first budgeting tool that I actually use. It makes so much sense(unlike others) and I am looking forward to YNAB3!!!

Kenny D.
November 23, 2009

So ready for YNAB 3! I should not have to run Windows to have a great experience budgeting. I have been recommending this to all my Windows-using friends who are looking for a good personal finance app. Can’t wait to recommend it to Mac and Linux users too!

Elizabeth
November 23, 2009

Looking forward to YNAB3.

Richard Rhea
November 23, 2009

I can’t wait – my finances can’t wait – my creditors can’t wait – so please hurry.

Hava
November 23, 2009

Pick me, pick me!

Susan King
November 23, 2009

http://twitter.com/susan_king

Facebook: Susan Lynn Fowler King

♥ YNAB!!!

maureen
November 23, 2009

This is a totally awesome program. I’ve been waiting since springtime to get my hands on it.

Holly
November 23, 2009

YIPPEEE! YNAB 3!

Lincoln
November 23, 2009

The new version looks very nice, I can hardly wait!

maureen
November 23, 2009

I tweeted it, I posted it on FB and I joined the fan club. Yahoo. Not really too relevant to my blog and I’m not into making video postings

Jeff Sinchak
November 23, 2009

YNAB has helped discipline our budgeting process and is truly the premiere program for personal finance management. If you are not using YNAB, you handicapping your freedom from debt.

Sue Baltes
November 23, 2009

Hi Jesse,
We have been playing around with the YNAB samples for some time now. We love it! We have not been able to afford it yet but it is definitely something we have been wanting to purchase. If I win it that’ll be even better!
Sue

Hava
November 23, 2009

Oh sorry, I just realized that I am supposed to sing the praises of YNAB. That’s easy to do, considering how AWESOME I think YNAB is! I have been using it for several years, and with it comes freedom to truly know where I’m at financially, unlike when I used Quicken. Quicken’s budgeting feature is laughably horrible, and as bad as Quicken is at budgeting, YNAB is good at it.

Hava

Josh Galbraith
November 23, 2009

I love YNAB…It is the best product of its kind on the market!

Steven
November 23, 2009

After Quicken left me out in the cold, and Microsoft Money kept changing,I had to look for something a little more specialized. That was when I got hooked on YNAB. I’ve been using YNAB Pro for one year, and while setting up the program, realized we were heading down a path of destruction. No software has been able to do that in less time than it took to answer some basic questions. With some online classes and a little bit of tweaking we are on our way to a debt free life….it won’t be tomorrow, but we are now on the right path, thanks to YNAB. What a wonderful feeling being in control of your money instead of stressing about when the next bill will need to be paid. If YNAB could do all of this, I can hardly wait to see what is in store for me with YNAB 3.

Teresa Richards
November 23, 2009

We love YNAB so much. It’s simplicity, user friendly and gets the job done. I really love how simple it is.

Rochelle
November 23, 2009

YNAB has turned my family’s finances around. A year and a half ago we had no idea how we were spending our money and we didn’t have any savings. Today we have 2 months expenses saved, no credit card debt, and we are close to paying off our cars. All because we were started tracking our money with YNAB and setting a budget.

Tod DeLisle
November 23, 2009

Hard to believe that you can improve it. Looking forward to it.

Lisa Chmiel
November 23, 2009

I have really enjoyed YNAB so far, so I’m very excited about the new version.
Facebook post: http://www.facebook.com/profile.php?id=1531812077&ref=mf

Tara
November 23, 2009

I am so stoked! THis will be my first YNAB product and I am very excited to utilize this product. Thank you!

Zach
November 23, 2009

Has totally helped me rein in my overeager wallet. :)

Kathy
November 23, 2009

Can’t wait, all the sneak peeks look fab!

Rick May
November 23, 2009

I’m excited about the upcoming release of YNAB3, and as a user of YNAB Pro for the last 2 years, I’m sure it will have some great improvements. But the best thing about YNAB is not the software, but the METHODOLOGY! The 4 rules along with the tool, are why it is the BEST budgeting solution out there. It is easy to use, and will help you regain control of your money. Highly Recommended ++

Jon
November 23, 2009

I so cannot wait until YNAB 3 comes out! Mac users (and all YNAB users) worldwide, rejoice!

http://www.facebook.com/#/profile.php?ref=name&id=678361525

Jared Engstrom
November 23, 2009

I love YNAB! Looking forward to YNAB 3…

http://www.facebook.com/jared.engstrom

Liz
November 23, 2009

I don’t do the tweety twit thing or the lacking a real life Facebook thing, but I am really looking forward to the release of YNAB3! I have a Mac and am really looking forward to finally being able to put the principles I have been learning into action!!!

Debra Dixon
November 23, 2009

YNAB has changed my life. I no longer worry about money, I just know it’s always there working for me in the background – allowing me to live my life. Thanks YNAB

Tracey Touchton
November 23, 2009

YNAB helps me keep track of where we’re spending money and helps me plan ahead for future expenses, so the money is there when it’s time to pay the bills.

Doug
November 23, 2009

I bought version2 but decieded to wait for three to come out! Can’t wait.

P. Chramer
November 23, 2009

YNAB is so intuitive!

Lynette
November 23, 2009

I love YNAB but haven’t been able to use it in quite awhile since I switched to a MAC! I can’t wait until the new version comes out so I can finally use it again!

Melinda
November 23, 2009

I have been using YNAB since April 2008 and have already managed to save $60,000! Can’t wait to upgrade to YNAB 3. :)

Tina Davis
November 23, 2009

Dear Santa, All I want for Christmas is YNAB 3!

Tim B
November 23, 2009

Been using YNAB for the past few months and I love it. It’s helped me budget out my bills and purchases I need to make. Definitely helping out with my Christmas purchases as well.

Ray
November 23, 2009

Looking forward to using on my Mac!

Jon
November 23, 2009

Jesse, we’ve waited long enough! It’s time to bring YNAB 3 out to the public. We’ve been confined on this windows machine far too long…

Tim B
November 23, 2009

+1 Twitter: http://twitter.com/bleckshire/status/5997460137

Mike Schumann
November 23, 2009

Awesome program! I’m really looking forward to version 3.

Sarah
November 23, 2009

I cannot wait to have YNAB to run on my Mac.

Rick May
November 23, 2009

http://twitter.com/rfmay
http://www.facebook.com/rick.may

Joe
November 23, 2009

Great Program!!!!

Helen
November 23, 2009

I’m really looking forward to YNAB 3. YNAB Pro changed my life and worked so well for me personally that I also use it to manage the budget of our business. Cashflow is no longer a problem, thanks to YNAB.

Pam
November 23, 2009

We have been using YNAB since this summer and love it. We used to use Microsoft Money. This is so much better. Instead of looking at the past, we are planning the future!

Erin Marie
November 23, 2009

Since I do my finances on my Mac, I can’t WAIT until YNAB 3 comes out!

Janelle
November 23, 2009

I’m sold.

John
November 23, 2009

YNAB is amazing budgeting software! I can easily prepare a monthly budget based on my previous month’s earnings. It is easy for me to see where I overspend, so I can put that money toward something more worthwhile. With this software I’ve managed to save money, keep my debt down, while all the while getting more enjoyment out of the money I make. It’s amazing! It’s more of a lifestyle change than simply financial software. I’m a fan for life!

Robbie
November 23, 2009

This is the best financial software available for Windows, without question.

Joe C
November 23, 2009

My mac is anxiously awaiting the new release.

Lea
November 23, 2009

I’ve been using YNAB Basic for a year, and am soooo looking forward to YNAB 3!!!

Norman
November 23, 2009

YNAB has helped us finally get a handle on our finances. We are looking forward to version 3.

Thanks for the hard work!

Adam
November 23, 2009

I can’t wait… YNAB has helped me come so far in my understanding of where my money goes…

I can’t wait to start from scratch with YNAB3 and really get my finances into line.

Thanks guys keep up the good work.

Julie
November 23, 2009

I can’t wait to get it!

Michael Romano
November 23, 2009

Looking forward to YNAB 3 and the new reports feature!

YouTube video: http://www.youtube.com/watch?v=tT7OVOkNgcM

Charlene
November 23, 2009

I can’t wait to see all the new features of the new YNAB. I’ve really liked what I’ve seen so far.

Mitch
November 23, 2009

Here’s to a great product….and luck ;)

Ken Mullins
November 23, 2009

YNAB is a great S/W program.

Nathan
November 23, 2009

YNAB is a good product, I’m interested to see how YNAB 3 turns out.

Jeremiah
November 23, 2009

I’m really excited. Especially since I use Windows, Mac and Linux. This will be great.

Brenda
November 23, 2009

Thanks for the offer!

Andrew
November 23, 2009

Woohoo exciting exciting times ahead.

I’m eagerly awaiting this release!

Todd
November 23, 2009

Yahtzee! The cash is flowing with all I’m saving. If I win, my already budgeted YNAB 3 money will increase my buffer. Holla!

Dee
November 23, 2009

YNAB has changed our financial life- literally! No more wondering where all the money was spent in a month, no more missed bills, no more feeling like that emergency expense will be a catastrophe! Great system with really great software support- no question is considered too stupid or unworthy of a gracious reply. A really terrific program for someone who has never budgeted before- this is the best investment in your financial future you are ever likely to make- no kidding!!

Christopher
November 23, 2009

Love the program. It got my finances on track. I also got a friend using it now too to get them on a budget and hopefully get their money situation moving back in the right direction. Can hardly wait for the new version!

Karen
November 23, 2009

Jesse
I’ve only been using YNAB for two weeks but love it.
I’ve budgeted for 15 years but never so easily.
Thanks, Hope I win the new software – it sounds so great.
Karen

CommanderT
November 23, 2009

I use YNAB all the time to make sure that what comes out of my bank account doesn’t exceed what comes in.

Barbara
November 23, 2009

I’m hoping this will work on Linux…so I can finally begin using it again!

Blogged at: http://flamingandromeda.wordpress.com/2009/11/24/do-you-need-a-budget/

Facebooked: http://www.facebook.com/flamingandromeda?ref=nf
- am already a fan…or belong to the group….not sure if that’s the same thing!

Betty W
November 23, 2009

YNAB has changed the way I view money. For the first time in my life, I think before I spend and I plan how my money will work for me. Don’t have a buffer yet, but so happy that I have better control over my finances thanks to YNAB.

Bonnie
November 23, 2009

my mac and I are waiting patiently (fidget, fidget)

Bob
November 23, 2009

Can’t wait to see YNAB 3…

Scott
November 23, 2009

Thank you for a wonderful tool that has helped me get my financial “head” on straight! You can also easily apply Dave Ramsey’s philosophy to the progam.

Phil
November 23, 2009

YNAB is the best first step to getting your finances in order. Sart taking control of your financial future and not letting it control you!

Kate
November 23, 2009

I’m really looking forward to the release of this program! I’ve always budgeted myself through excel, but once I tried the trial of this program, I was hooked. It’s amazing. Thank you for bringing this to the world!

Robert Littlepage
November 23, 2009

Yippee! A new version!

Gayle
November 23, 2009

Thanks for your continued focus on upgrading YNAB. I can’t tell you how valuable I find this program. It’s worth every penny.

Jerry Rowell
November 23, 2009

Like Dave Ramsey says, “Every dollar should have a name”. YNAB is the perfect tool for giving every dollar a name. Knowing where you are spending your money has never been easier. Budgeting has never been more fun.

Audrey Shapiro
November 23, 2009

YNAB was the best thing we ave come across in a long time, with my husband deployed, budgeting is difficult with the lack of communication. With YNAB I can easily keep track of the bills he would normally pay. I love it. I cant wait for YNAB 3 to come out. It will be great to get the new program for christmas :D
I definatly favorited it on facebook! But im not real sure how to post a link, I hope this one works :) http://www.facebook.com/profile.php?v=info&ref=profile&id=1411403401

Mindi
November 23, 2009

Love it, cant wait for the release!

Nelson Vasquez
November 23, 2009

I am tempted to buy a PC laptop this blackfriday just so that I am able to use YNAB, but now I am patiently waiting for YNAB 3 so that I am able to use it on my Mac. Please hurry!

Yvette
November 23, 2009

I’ve been using YNAB for 2 years and it made the biggest difference in getting my finances in order and learning to pay attention to my money!

Frank Fenneran
November 23, 2009

Can’t wait for YNAB3

Stacey
November 23, 2009

I <3 this programme, it has given me back control of my finances!

Josh
November 23, 2009

Hey I CAN’T WAIT FOR THIS!!! I already uploaded a youtube video for the contest here is the link!!! http://www.youtube.com/watch?v=PIO8VXTf93M

Zoe
November 23, 2009

YNAB killed my fear of budgeting. I have been extremely excited about using the pro version on my Mac, and cannot wait to try it out!

Todd
November 23, 2009

I have been using YNAB for a year and love it. Can’t wait for YNAB 3!!

Keith
November 23, 2009

I’m ready for YNAB3. Bring it on.

tobias
November 23, 2009

Can barely wait :-)
A long time YNAB user from Excel to Pro and soon YNAB 3.

Great stuff.

Tod Perdelwitz
November 23, 2009

I’m looking forward to YNAB 3. Also looking forward to the day (still a long way off) when I’m fully “with the program” and spending out of last month’s earnings.

Nick VanderKwaak
November 23, 2009

I look forward to the new release…. software is simple to use and powerful.

Amy Pierce
November 23, 2009

So excited to have the new YNAB for 2010!

Susan Ammons
November 23, 2009

YNAB has helped me stay on top of my budget. I like being able to build up funds in each category over time. I mean, who doesn’t have expenses that occur on intervals other than monthly? Before YNAB, I tried every other budget program and several of my own books and spreadsheets. Nothing’s worked like YNAB!

walter fortson
November 23, 2009

This is a great tool to manage your money. It will help you immensely.

Mark
November 23, 2009

Learned about you from http://www.vertex42.com, have been anxiously awaiting using YNAB on my Mac!

coralie
November 23, 2009

Have read so many good comments about this product, decided I have to give it a try.

Mark Evans
November 23, 2009

I cut my teeth on YNAB basic because I am mac user but even the basic form has been superb. Now with YNAB3 for MAC, I will get all the cool new features with same basic common sense approach. Win Win.

David
November 23, 2009

I’m really looking forward to the new version. The sneak peeks look great!

Kendra
November 23, 2009

wow over 500 comments can hardly wait fot the launch!

Julie T
November 23, 2009

So excited for YNAB 3 to come out! :)

John
November 23, 2009

I can’t wait to get this for my MacBook! I need a budget! I was looking around and this is the best budget program I have found. I can’t wait for YNAB 3.

Jerry E.Vinson
November 23, 2009

I have over the years bought several budgets. YNAB is the only one I could feel comfortable with. I am not a computer whiz but the way YNAB built anyone including me can do well with it. Help is really a plus also response is as good as it can get. I am more than satisfied with it.

Jerry E.Vinson
Columbia,mo

JD
November 23, 2009

Can’t wait for YNAB3. I have a Mac and need a budget!

Michael V
November 23, 2009

Just in time for the Holidays. I can’t wait to get started!

Jordan
November 23, 2009

Would like to try it.

Albert Gayle
November 23, 2009

I’m excited about the new program because I really need this. I’m an Army Reservist and I suck at budgeting but improving since I purchased my first YNAB program when I came back from deployment. I’ve tried Quicken and MS Money and almost signed up for the Mint thing. YNAB is the truth and it’s helping veterans like me take hold of my budget. Thanks.

Alexis
November 23, 2009

My friend has been ravng about TNAB…can’t wait to try it out on my Mac

Ryan Fouts
November 23, 2009

I can’t wait to get my hands on YNAB3!!

Steve
November 23, 2009

Hello YNAB3, goodbye Quicken!

Jennie
November 23, 2009

YNAB has revolutionized the way I do budgeting. I was previously living check to check, wondering where my money had gone. I used to open up my credit card statement and be surprised by how much I’d spent. I tried budgeting myself using excel but found it hard because I was having to forcast how much was coming in when I live on a variable income. With YNAB, you only budget money you have, which has made all the difference. It’s also enabled me to live on a zero based budget, and really focus on paying off my debt. I’ve also really been able to trim my budget by seeing what all my monthly costs really are. Thanks so much!

Audie
November 23, 2009

Haven’t found anything easier or more affective then Ynab. Easy to understand and to impliment. Thank you Ynab!!

Nathan
November 23, 2009

I can’t wait to try YNAB 3. You guys Rock!!

Erin
November 23, 2009

I have seen my sister use this program and I am waiting for the new release before I can have the same peace of mind that she has with her finances

Gideon
November 23, 2009

We are waiting! Hurry up!

Marie
November 23, 2009

Can’t wait to get my hands on the new YNAB 3! Been an avid advocate since 2008.

http://www.facebook.com/mariecasas

Frank Sano
November 23, 2009

YNAB has been a blessing. I am very anxious to get my kids going on 3. In fact, I think I know what they are getting for Christmas!

Andrea Logue
November 23, 2009

I am looking forward to the new YNAB!!

Kelly Lahl
November 23, 2009

Pins and needles! I look forward to working the family budget on our home mac.

beatrice quinn
November 23, 2009

Looking forward to the new & improved YNAB!

Paige Chase
November 23, 2009

I have never used YNAB because I have a Mac. I can’t wait to try it out!

Eric
November 23, 2009

I can’t wait for version 3 to come out. Seriously, this has been like a kid waiting for a new bike for Christmas. I don’t know how much longer I can wait. Thank God it sounds like it’s just around the corner. Black Friday, perhaps???

Here’s my Facebook link. http://www.facebook.com/#/profile.php?ref=profile&id=501603952

And here’s my Twitter post. http://twitter.com/WiseGuyEh/status/5999068561

M. Nilsson
November 23, 2009

Well, my facebook page isn’t public, but I did post the status update w/ the YNAB money tree thumbnail. Not sure how to get credit for it exactly…

We’re counting the minutes for YNAB 3 around here! :-D

John F
November 23, 2009

Having paid off most of my personal debt since leaving college and with a decent career as a Solar Engineer (who is very busy) I really could use such an advanced tool to help me make my next 30 years (I turn 30 in a couple months) much more financially rewarding than my first 30! Also would be a nice early B-day present!

Bill
November 23, 2009

Works Great and getting better with it every day!

Leib Moscovitz
November 23, 2009

YNAB 3 promises to be the greatest budgeting tool ever!

Dave
November 23, 2009

I’ve been using YNAB Pro for about 6 months now and am already much less stressed about money. Living a month ahead and spending your money on paper before spending for real has relieved so much stress. I’m super excited for YNAB 3, and I’m not even one to look forward to new software releases.

Brian
November 23, 2009

Hope I win

B.Brown
November 23, 2009

I got tired of Quicken’s “here’s what happened” after-the-fact view of my finances. I tried YNAB and haven’t used Quicken since. If you want to manage your finances in a proactive manner, and actually be able to plan how you use your hard-earned dollars, YNAB is the ticket for you. Download the trial and give it a go. Purchase it with a 30-day money back guarantee. I’m guessing you won’t want your money back…;-)

Hector
November 23, 2009

There are some mysteries in this world that we will never have the answers to. And one of those is how a product as great as YNAB can get even better!

I will post the link to my Facebook post later.

Kristin
November 23, 2009

My hubby and I have been planning on buying a Mac for months, but have held out because we can’t live without our YNAB! Can’t wait for the release of YNAB 3–Bring on the new computer! (And by the way, the only way we can buy a Mac, debt free, is because of YNAB!)

Julia
November 23, 2009

Can’t wait for YNAB on my Mac! I’ve been so lost since leaving YNAB behind with my PC :(

Christy R
November 23, 2009

I can’t wait to get my hands on YNAB 3!

Mark
November 23, 2009

This is a quick and easy way to instantly see your budget process. Longtime user!

Bob
November 23, 2009

The principles are sound. The program looks great. Have you considered an offering a curriculum based on YNAB 3 to college sophomores to encourage good money management habits?

Brian J
November 23, 2009

I love YNAB!! Can’t wait for YNAB 3, either can my mac!

Sunil
November 23, 2009

If someone showed me the way in personal financing, it’s YNAB. Nobody showed that the way to think in personal financing is nothing but budgeting. Actually, that was the only way, but in the hoopla of advertising, many other softwares left us at the wrong door. This led to me to go on digging without results. Thankyou YNAB!

Sara Bradley
November 23, 2009

YNAB has really changed my financial life and I am so excited to have the new version. Because of your program I have been able to put my money worries aside and enjoy life in a whole new way. You bet I will post my joy with YNAB on Facebook.

christa
November 23, 2009

My mac cant wait for it!!! and neither can I!

Brenden
November 23, 2009

I’d love to win!

Jeff
November 23, 2009

I think YNAB3’s new features and refinements should only make a great product even better.

And, beyond the software — I just think it is a great story: Jesse seeks to get his personal finances in control, works on a homemade solution, meets up with a software developer in a mutually beneficial way, helps others to get a better handle on their finances, continues to develop the program with more and more useful features, offers great support, and in the process of all that hard work emerges a true “win-win”. Great job.

John
November 23, 2009

I am really looking forward to the updates in YNAB 3.x. The YNAB system has really helped my family get through the last couple of years. We know where our money is going and every dollar has a job. We have been able to save up for things we never would have been able to do prior to getting on YNAB. I have tried to promote YNAB at work as I am a true beliver of the system. The only debt I have now is my house and one car which I plan to have paid off 3 years early. Thank you for helping me achieve our finacial goals.

Reid
November 23, 2009

Love YNAB, can’t wait for YNAB 3!

Valerie
November 23, 2009

Running YNAB under an emulator on MAC is better than nothing, but YNAB3 looks soooo good I can hardly wait. And I will have a smile on my face when I finally am able to wipe WinXP off my MAC. YNAB3 will be worth waiting for.

dave(id)
November 23, 2009

I’m really looking forward to Mac compatibility.

[blog post] – http://www.theburlingames.com/2009/11/24/ynab-3/

Jonelle Butler
November 23, 2009

Can’t wait to see the new version! Good luck everyone! Of course, just using the program is good luck, lol.

gr
November 23, 2009

YNAB is great. I thought about writing a poem to post, but couldn’t think of anything to rhyme with “budget”.

Ray
November 23, 2009

I have been using YNAB for a couple of years now and I have not looked back. After trying various budget software including the big names, YNAB was the answer my cash flow was looking for. Now with a new baby on the way I am confident that my spendings/savings are all under control. I am really looking forward to theYNAB 3…. I have already budgeted for it in YNAB. Can not praise this software enough.

Kevin
November 23, 2009

Stop living paycheck to paycheck and give every dollar a job – these concepts have been crucial to helping me gain control over my finances – These are the benefits of YNAB. I certainly would not of been able to do this on Quicken

Dave
November 23, 2009

Obligatory comment to receive a free copy

Jon Hepburn
November 23, 2009

I cannot express our gratitude for this fantastic product, it is so much more than just software for budgeting, we have turned our financial situation around completely since using it and our financial stress is now completely manageable! Thanks again!!!!

Aleriel
November 23, 2009

YNAB kicks serious financial butt. This is the first budgeting software that I stuck with and actually saw noticeable results. I’m a lot more aware of my financial state now and I’m looking forward to it getting better.

Twitter: http://twitter.com/obsidianrat/status/5999774528
FB: http://www.facebook.com/aalear

Jenni
November 23, 2009

I am so looking forward to trying YNAB. I have a Mac and have been waiting for over a year for the Mac version to become available.

Ryan Borrowman
November 23, 2009

We bought it a few days ago and love it. . .can’t wait to see YNAB 3

Harry Mikros
November 23, 2009

Jesse, you did say sing some praises…

YNAB…..You are my software…
My only software…
You make me happy…
On rainy days…
You’ll never know…(YNAB)
How much we love you…
you help me save and plan for everyday!

Lisa Hays
November 23, 2009

Can’t wait for the release!!!

elise
November 23, 2009

YNAB keeps me honest!

Eric
November 23, 2009

Wow, lots of people like YNAB! Just became a fan on Facebook. Can’t wait for the 3!!

Sue Thompson
November 23, 2009

YNAB has accomplished the nearly impossible!! I’ve known I needed to develop and use a budget for almost 40 years. I’d dabble at it, give up and guesstimate my way through. I do keep track of balances and such AND I’ve been very lucky. Now YNAB actually has me budgeting!! I can’t sing your praises enough!
Thank you, thank you, thank you!!!
Sue

Shawn Dowler
November 23, 2009

There might be a youtube video link on its way :)

Facebook Post:
http://www.facebook.com/posted.php?id=714123573&share_id=226202437456&comments=1#s226202437456

Tweet:
http://twitter.com/mailman0/status/5994158639

Blog Post:
http://walkingtowel.org/2009/11/23/ynab-3-on-the-verge-of-release/

ozzie
November 23, 2009

It took me a while to get it all figured out, but we are close to our one year YNAB anniversary, and I couldn’t be happier with a piece of software. For the first time ever, we feel like we have control of our financial situation!
Very excited to upgrade to YNAB 3!

Aleriel
November 23, 2009

Here’s a link to a blog post I just wrote about YNAB: http://darkmethod.com/blog/2009/11/24/need-a-budget/

Eve
November 23, 2009

add me! :-) I love the current one, but am exited (and nervous) about the new one too!!

Ron
November 23, 2009

The only budget software that keeps me honest.

Michael Moore
November 23, 2009

I’ve been waiting on YNAB 3 as a Mac user for a couple of months now. I tried every single personal finance package available for the Mac, and not a single one did the things I needed–interface with my credit union, provide bank statement reconciliation, and provide proactive budgeting tools. There were several other software applications that provided 1 or 2 of these things (Budget, Moneywell, Fast Finance(sp?), Quicken, …), but none did all of them; in fact, most of them had fatal programming flaws that caused me to distrust them with my data. In particular, I thought Moneywell was going to be my answer, since it did the basics, and I already had a license for it, but it had problems saving my inputs to my file, so I canned it.

I’ve used Quicken on the Mac for over 20 years, but it just doesn’t offer any real budgeting tools, particularly in the budget planning/envelope mode that Dave Ramsey teaches. I read enough about YNAB to conclude that it was the only real solution for me (I’m not interested in online budgeting tools.), so I’ve been allowing my debit card slips, withdrawal slips, and checks to pile up until YNAB is released. Here’s hoping that it’s everything it’s advertised to be.

Michael B. Moore
Owens Cross Roads AL

Aaron
November 23, 2009

YNAB is great! Looking forward to the improvements.

Katie W.
November 23, 2009

Buying YNAB at the beginning of the year changed my life. I paid off three credit cards, started a savings account (and actually put money in it), and have no fear of losing control and not being able to pay my bills. I can’t wait for YNAB 3’s fun new features!

Siva
November 23, 2009

I’ve been using YNAB in Mac with Vmware fusion. Now that it’s going to be Mac native, I’m thrilled. YNAB has helped me tremendously in noticing how much ‘junk’ spending I’m doing. Thans YNAB and eagerly awaiting YNAB 3.

Gerret
November 23, 2009

Ynab rocks! Looking forward to try the YNAB3 app, I’m still using the spreadsheet.

Brian
November 23, 2009

Really looking forward to YNAB3. Hopefully I will not need Quicken any longer.

Josh Spence
November 23, 2009

YNAB originally helped me be able to set aside money FOR my Mac, but I didn’t realize there wasn’t a version of YNAB out for Mac at that point. Fortunately, I have VMWare Fusion and can still use it (though I will agree, it is slightly inconvenient at times).

Either way, I’m sure I’ll be purchasing YNAB 3 if I don’t win (which is highly likely; not to win, that is)! =D

Alexandru Ciovarnache
November 23, 2009

I hope I win a free copy :D

Jeff Carlsen
November 23, 2009

YNAB3 looks hot – hundreds already responding to this on day one?! I haven’t used the prior versions yet, but I like what I see in the sneak peeks here, and I want to get my hands on a copy.

I went through the same accounting program as Jesse, and he was always at the top of a very talented pool of future accountants.

M. Stauffer
November 23, 2009

YNAB helped me understand my cash inflow and outflow, which helped me buy my first house. My thanks to the YNAB team!

Jevgeni
November 24, 2009

YNAB is great. Looking forward to get YNAB3 – can it really beat all the best I am used to?

Korie Shokmalli
November 24, 2009

I love YNAB because it allows me to think outside of the money thinking box I’ve been in for the last 50 years! I love YNAB because it helps me deal directly with my money and incorporates ways to change my thinking/dealing with finances in an accessable way. It gives me hope!

Moshe
November 24, 2009

The planned enhancements in the register and the additional reports will hopefully go a long way in improving the ease and effectiveness of the monthly budgeting process.

Laura
November 24, 2009

It’s looking AWESOME! I’m drooling over here for the release!

Ashley Dawn Crosby
November 24, 2009

I am so excited for YNAB 3!! Can’t wait to get out of debt!!

Paul
November 24, 2009

We have used YNAB for over a year now and love it. It was the first budgeting tool that ’stuck’ for us (we had tried before). I love the fact that it isn’t just a fancy account register or spreadsheet, but is actually built on solid bugeting principles. Thanks YNAB!

Jason C
November 24, 2009

YNAB allowed me to manage money both short and long term then any other method!

mszb
November 24, 2009

YNAB allowed me to clearly view my financial state and goals, without having to think about the budget every moment.

Thanks, and looking forward to YNAB3.

Erica
November 24, 2009

I totally need this! It looks so awesome and I can’t wait to get it. I have always hated trying to format Excel to make a good budget! This is JUST what the doctor has ordered!

Scarlett
November 24, 2009

God has given you an incredible gift to help others! Thanks for sharing it with us!

Erica
November 24, 2009

Forgot my website! (Note to self: read directions all the way thru BEFORE starting)

I totally need this! It looks so awesome and I can’t wait to get it. I have always hated trying to format Excel to make a good budget! This is JUST what the doctor has ordered!

Peggy McClellan
November 24, 2009

I have been desperately looking for a financial software program that I can use with my Mac. I really like the ideas behind YNAB and hope to be able to get this when it comes out.

Steve Dickons
November 24, 2009

Can’t wait for the Mac version

James
November 24, 2009

Best budgeting software, hands down.

Dave Goodman
November 24, 2009

I’ve been a long time YNAB Basic user, and have been waiting for YNAB 3 so I can have a cross-platform solution. Can’t wait!

Antonina Hirsch
November 24, 2009

Very excited about seeing this new version. I am using YNAB 4.1 (Mac version) and it clearly does not ahve all the cool features this one does!!!

Lois
November 24, 2009

I’m impressed not only with the great product, but the values and integrity of the folks behind it!

Zeke
November 24, 2009

After only my second month using YNAB, I realised quickly that I had to make some drastic changes to my financial situation. I jumped right in and fixed the problems and now rather than spending all my money on bills and debts I have money left over from each pay. Helps when you can see where your money is going…..thanks YNAB

Cynthia
November 24, 2009

Can’t wait for the new version! Love YNAB!

Sergio
November 24, 2009

Wow! Thats 500 ppl!! :D Lets get another 1,000 on board, YNAB rocks and keep up the good work!!! * A Ynab 2 Pro User :D

kj
November 24, 2009

I’m not very good with these things but considering my economic and health situation, and the positive effect YNAB has had on me, I am glad for the chance to win a free copy. A free copy would be great, I am on a fixed income.

When I started with YNAB Pro, I had used other very popular programs that never balanced out my accounts, no matter how many times I tried, errors. The first thing I saw was YNAB accurately balanced every account, this took an enormous weight off my shoulders as I could now concentrate on the spending, where it was all going and be confident since at the end of each download, YNAB agreed with my bank.

Second, I was already saving for a rainy day, but putting the tabs next to each other really helped me to see how much I saved in each account and how much I had available to work with.

Third, I noticed that some bills would come twice in a pay period, and that threw my so-called budget off! I say so-called because I had a budget, then the gas bill came twice in a pay period (floating dates) and I had not planned for that. YNAB put me on track by being so far ahead and putting all the info in front of me on one page, I was now ready for those two-bill cycles. Amazing.

My 2 problems were “give every dollar a job” and “rolling with the punches”. I now do both better. I am still working on the first, but the second I am ‘almost’ completely there.

Since the ‘Zero Based Budget’ I no longer am in limbo as to how things are, each dollar has a job. Even if I go over in one area (every month is different) I am able to make adjustments (thank you) and stay on track.

I just recently needed my credit checked for insurance and they say I have A+ credit, this was a pleasant surprise. I had been told before I got YNAB Pro that I was a bit below ideal with my scores. I don’t care for credit cards, but those scores are there and affect you anyway .

My favorite thing about YNAB is I am 1 month ahead on regular monthly spending. I have been trying to get to that point for so long, other programs came close, but YNAB Pro did it for me. Maybe it is just me, others seem to do spreadsheets and the other programs fine, this was the first I was able to negotiate accurately. Taking a risk on paying for yet another finance program (YNAB Pro) was worth it’s weight in gold. I do believe that I am at good ratings and the comfort of being a month ahead because the program helped me to look with that extra month and beware and therefore relax a bit.

I own a mac (and prefer using it) so I would love a version I could put on my Mac to deal with my finances. It would complete the wonderful experience I am having using the Mac.

Last,
Regardless (I DO want to win!) thanks for a wonderful program in YNAB Pro.

Mikkel
November 24, 2009

Looking forward to see the best budgeting software on my Mac.

Marc SMALLEY
November 24, 2009

YNAB has come to europe!
We can testify that YNAB’s unique approach to budgeting your money will be salvation to the enormous english speaking population in a ressession wounded europe!
For once “made in USA” will be Good News for all who embrace this very accessible way to personal financial control.
Vive YNAB, Vive le wallet!

Sarah
November 24, 2009

YNAB has been easy and rewarding to use, thus finally getting us to consistently keep a budget!

Ben Clayton
November 24, 2009

YNAB has taken us from occasional card refusals at the supermarket towards the end of the month when we hit our overdraft limit to never having less than £500 in the bank. What more do I need to say?

Syed H. Haider
November 24, 2009

YNAB has proved to be an answer to all my finance management queries. The main concern was always to track where exactly each single penny is spent, and YNAB’s “Register” is the perfect, yet simplest answer to this.

This is great, and having had a look at the sneak peaks, i just cannot wait for YNAB 3 to be up and running on my machine.

Great work, and great idea!!

Mary-Barbara Williamson
November 24, 2009

I have been watching this, and watching this, soooooooooo looking foreward to having it on my Mac. It will change our lives I am sure.
Mary-Barbara

Martin
November 24, 2009

Someone I know HIGHLY recommended your product and the upcoming upgrade. And would you look at that, you have a Mac version coming for my Macbook Pro. :) I can’t wait to write my review of my free copy.

maredydd
November 24, 2009

I have been using YNAB for 3yrs now. The difference it has made to my financial life and the sometimes unperceived stress that trails after is just phenomenal. I quite happily live within my means and have noticed that as a result my standard of living has actually increased not decreased as many would assume with ’sticking to a budget’. I constantly recommend YNAB to all my friends who query how I have no credit cards and yet seem to able to by whatever I want and need, and why unexpected medical bills or other seemingly unanticipated expenses don’t send me into a panic. I have used other envelope type systems over the years but the layout not to mention support and mindset change that YNAB offers is far superior. Thankyou so much.

James Spence
November 24, 2009

Three months into using YNAB Pro and we both love the liberation it brings about money! Finally my wife and I don’t feel guilty about spending money, since we’ve given every pound (yes pound, Scottish user!) a job!

And what’s even better, just as YNAB 3 is about to be introduced, we have met our buffer! YNAB has helped us be more organised about our money, and it hardly takes any time at all to do. Best software I’ve ever spent money on!

Dee
November 24, 2009

Hey if the Labour Goverment in Britain used this we would be able to pay for the correct equipment for our troops. Brilliant no one need ever get into debt if they use this.

Val
November 24, 2009

I started using YNAB for excel some years ago and recently upgraded to YNAB Pro. It’s changing my life – I now look forward to keeping track of my finances and love the feeling of control and order it gives me.

I recently had a visit from our Company’s Financial Advisor and was able to pass YNAB on to him. He had never heard of it and was so impressed, he left vowing to encourage his other customers to use it!

Well done Jesse – YNAB rocks!

Gabe
November 24, 2009

Can’t wait for Mac compatibility – one more reason to love YNAB!

Robert
November 24, 2009

I absolutely *LOVE* YNAB and can’t wait to be able to run it on my mac!!

Ivor
November 24, 2009

Simply superb program, been using Pro for a few months and wouldn’t be without it – a real lifesaver.

I can’t wait until YNAB 3 is finally released – Adobe Air has been installed on my PC at home for weeks in anticipation! :)

Rob Sheppard
November 24, 2009

If you’re serious about managing your money, and you should be, you need YNAB. Nothing else out there even comes close.

Carol Bird
November 24, 2009

YNAB is helping me to organise my finance and therefore give me peace of mind that I can cope with the unexpected. With a family of 4 to look after and a full time job I need all the help I can get.

Vivian O
November 24, 2009

Can’t wait for YNAB 3!

Susie
November 24, 2009

Another patient Mac user here, I can’t wait to abandon my paper and pencil version. The sneak peeks look great!

Keith
November 24, 2009

YNAB 3 will rock the competition!

David Parry
November 24, 2009

I’m glad I found YNAB. It has helped to simplify doing the finances for my family. I’m also grateful for the personal words of encouragement from Jesse when I first got started. Thank you!

Joe
November 24, 2009

My Mac and I are waiting patiently for YNAB.

Michael
November 24, 2009

Love this tool and cant wait for all the new features

Paula
November 24, 2009

I am so excited about the release of this program! I hadn’t anticipated upgrading ( I resist change) but the sneak peeks have convinced me!

Amy
November 24, 2009

I love how easy YNAB is. It is much easier to have the budget discussion with my hubby because he can see what each catergory has in it.

Samantha
November 24, 2009

Okay, so I’ve posted the link on facebook twice. I’m already a fan of YNAB on facebook. I tweeted the YNAB 3 info on Twitter. I wrote a blurb in my blog that linked to the YNAB 3 page. I made my comment here. I also posted the news and a link to the YNAB 3 page on TheTotalMoneyMakeover.com. It has had 169 views so far with positive, inquiring responses. I guess all I have to do now is make a short YouTube video. I can’t say enough good things about YNAB so I should be able to do a 30 second video. This is very exciting even if I don’t win a copy of YNAB 3. It is fun to let the world know about YNAB 3. Thanks Jesse and Taylor for all your hard work!

Lisa DiVittore
November 24, 2009

YNAB has helped me get my finances under control. I am well on my way to paying off my credit cards and then I can start paying off the house early! What really helped me with the budget is the free training offered by YNAB. I would recommend it to Anyone.

Tim Stewart
November 24, 2009

Can’t wait for this to be released!

Aaron Armstrong
November 24, 2009

i should win.

Jerry
November 24, 2009

The budget is my wife’s domain, but as a programmer, I’m impressed with what your team has done.

Although anything that makes her job easier is an easy sell for me.

Karen
November 24, 2009

YNAB is a great product and the only thing that’s been able to give me the tools to budget successfully!

christina batman
November 24, 2009

There’s a certain breed of people out there callled a “Macuser”, now they need YNAB as much as any one else! The new YNAB promises to be much easier for the “Macuser creature”, long live Mac compatible YNAB. In my case the software should be called YRNAB, R=”REALLY”!
The new YNAB is promising to be a precious tool for someone like me who lives on variable income!
I have obviously already done your public relations for all my PCPEOPLE friends!
Love to love you!
CB

Bruce Kuo
November 24, 2009

YNAB is great. We love it!

Misha
November 24, 2009

I started using YNAB 4 months back and now I am seeing the whole picture of where my money is going and how much I spend on things I never wanted. I wish I got in earlier. For anyone planning to start organizing their finances the first step should be YNAB as it gives lot of insight on how personal financing is done and how it should be done. Thanks Jesse for providing me with one of the greatest budgeting tool.

Ken P
November 24, 2009

My wife and I used YNAB (and an envelope system) to get our finances in order and bank 100% of her salary. We wanted to see if we could afford to have her quit her job and raise our child…it worked. Since then we have bought a new house, have two children and she is a stay at home Mom. The program doesnt create money out of nowhere, but it forces you to be honest with yourself and forces you not to spend more than you have. If you have a bad month, you cant chalk it up as a bad month and move on, you have to make up for it on the subsequent months.

Amber
November 24, 2009

I’m stoked about the new feature for Rule 4! I want to carry over some negative numbers! ;)

Hazel
November 24, 2009

YNAB is a great way to track spending and take control of your finances. I’m still learning how to get the best out of it. Can’t wait for YNAB 3 as it looks great!

megan
November 24, 2009

I’d love a copy of YNAB3, especially if I can get it for free!

Nathan
November 24, 2009

Really looking forward to the new software. The plotting features are exactly what I’ve been waiting for!!

Mark C
November 24, 2009

Can’t wait, it looks great!

Elizabeth Hinds
November 24, 2009

I’m hooked on YNAB! Can’t imagine life without it!

Kate
November 24, 2009

I can’t wait for the Mac version!!!

Michelle M
November 24, 2009

YNAB has already saved my family’s financial health – can’t wait for the new functionality of YNAB 3 to make reporting easier!!

Jerry Hurst
November 24, 2009

I have been singing the praises of YNAB pro since I began using it in August of this year. YNAB has been a catalyst in helping my wife and I get on the same page when working our budget. I am looking forward to YNAB 3 and the possibilities it brings!

James McGriff
November 24, 2009

Finally! A personal financial product that isn’t over complicated and actually does want I want!

Keriann Cwiak
November 24, 2009

Although I do not live by a perfect budget, YNAB is helping me get better! Thanks!

Thom
November 24, 2009

I have spent a great deal of time researching almost every budget program that I could find. They all missed the mark somehow – either too complicated or just tracked money and assets and didn’t really budget, and then I found YNAB. It is absolutely the BEST! it has helped me moved from the world of debt to financial freedom!!

Trent
November 24, 2009

YNAB is a great method with a solution for managing your finances.

Ron Kallies
November 24, 2009

While I don’t know how YNAB can be improved over its excellent present format, I look forward to using YNAB 3.

Michelle
November 24, 2009

I am really looking forward to YNAB 3. I converted from a regular old Excel spreadsheet over to YNAB in August and fell in love with the entire system. I’m a huge Dave Ramsey fan and I was so excited to finally find budget software that could incorporate my different savings accounts and keep a running tally.

In reading about the entire YNAB system, I was convinced to pull part of my emergency fund in to my checking account so that I could begin using the YNAB buffer system. It has been a fantastic change to my budgeting system. I truly feel like we are more proactive than ever when it comes to fluctuations in our income or outgo.

Thanks so much for a wonderful product and I can’t wait to get the new version!!!

Theresa
November 24, 2009

Can’t wait for YNAB 3!!!

Aussie D
November 24, 2009

Looking forward to yet another great version of YNAB!
Keep up the good work guys, you deserve it for the all basic budgeting help that you have provided to people like myself.
A credit to all involved in the creation of YNAB.
Sorry, I’m not a techo person, so no tweets, facebook or utube blobs
But bring on YNAB 3

Kathlene
November 24, 2009

I love YNAB and can’t wait for YNAB3, I can’t wait to be totally comfortable with my budget, my savings goals and know what each dollar is for in our account.

This will be vital for me early next year, when I FINALLY take the plunge and leave the Public Service which has been my security blanket for over 10 years and go into my own business (via a franchise) which coincidently is for helping people save dollars on their home bils (phone, insurance etc) without costing them a cent.

Very excited about this venture and feel a lot more secure knowing that YNAB will help me achieve this dream.

Thank you !

Kathlene

Gail
November 24, 2009

Would love to win; I challenge myself every month to save even more money. Thank you

Awiss
November 24, 2009

Using Pro since April of 2007. The new product just looks outstanding. The team behind the product is outstanding. The methods behind the product are solid and work. The release is just the beginning, ynab 3 will be a building block for all the other functionality wishes.

LIVE LONG and YNAB.

My wife’s twitter account:
http://twitter.com/wissmom2

My facebook page:
http://www.facebook.com/profile.php?ref=profile&id=1101038991

Nancy
November 24, 2009

I’m so excited I can’t wait. Release it already!

Eric
November 24, 2009

YNAB Pro is sweet! YNAB 3 looks really nice! I can’t wait!!!

Yanid
November 24, 2009

Ynab has changed how I look at my money. Can wait for ynab 3. Even got my stubborn husband on board!

Yanid
November 24, 2009

Ynab has changed how I look at my money. Can’t wait for ynab 3. Even got my stubborn husband on board!

Lynda
November 24, 2009

I am so looking forward to the extra functionality of the new YNAB3! I can hardly wait!

Brian D.
November 24, 2009

My wife and I have saved thousands of dollars using your system. Our only debt left to pay is our mortgage. We no longer argue about money since we started using YNAB.

Thank you for giving my sanity back!

Brian

Brad
November 24, 2009

I’m getting all tingly.

Marla
November 24, 2009

looking forward to it!

Mary Jane
November 24, 2009

Switched from PC to mac but couldn’t bring my YNAB Pro over so am feeling helpless without my YNAB system. Please hurry! I need YNAB 3!

Wynne
November 24, 2009

I cannot wait for YNAB 3 – I am a previous MOney user and your program is far easier and more streamlined to use! Great work!

Anne Marie
November 24, 2009

PLEASE ! My Mac and I will be on holidays from December 18th. Perfect timing for implement YNAB3 !

Jacob Allred
November 24, 2009

I love that YNAB stores its data in a single file that can be shared among multiple computers. (Hopefully this doesn’t change in YNAB3!)

actualday
November 24, 2009

Its pretty straightforward to use the software, took a little time to get used to the register in the first month or two, after that its pretty much straightforward. And QUICK! [which means you are more likely to keep on using it... think practical]

Will use again and agin, very good software, easy download, great price.

Thanks Jesse

Rob Harris
November 24, 2009

Looking forward to using YNAB 3 for 2010 :-)

Ken
November 24, 2009

YNAB is a excellent replace program for Microsoft Money!!!! It’s easier, faster and better than Money ever was. Looking forward to New Ver3!

Keep up the good work!

Mark
November 24, 2009

It works! YNAB has worked for me and my wife for more than a year. What a great tool for getting control of your finances!

Ben
November 24, 2009

I was just turned onto this software a few weeks ago, I’ve been testing out the trial version and love it. Any one out there that are Dave Ramsey fans, this software takes his plan to the next level. I completed FPU last year and YNAB just takes it a whole step further, can’t wait for the release of YNAB 3. Tremendous software! I’ve tried Quicken but it feels like you have to take a class just to learn to use Quicken. Not so with YNAB, it’s so easy!

George Packard
November 24, 2009

YNAB: The oil that smoothes the chaotic waters of my financial life.
The current program is so important to me that if computers didn’t exist I’d have to invent one just so I could run it.
And YNAB 3 will make me rich beyond my wildest dreams, won’t it, Jesse?
OK…OK, I’ll settle happily for the fact that YNAB 3 will probably save my marriage.

Oliver Lopez
November 24, 2009

YNAB 3 will be the sh-t…

Bob
November 24, 2009

really excited to see the new YNAB 3!

Kate
November 24, 2009

my macbook CRAVES ynab3! i have the excel version but have been waiting YEARS for this!

Kate
November 24, 2009

one more for the bonus points…

http://www.facebook.com/pages/You-Need-A-Budget-YNAB/8410298702?v=wall#/profile.php?ref=profile&id=1946011

tess
November 24, 2009

i love your system & have been waiting to fully use it on my mac forever. the tutorials & webinars are fabulous. i just wished i could use it more. the excel version was hard for me. patiently waiting,
tess

Kelly
November 24, 2009

I cannot wait for YNAB 3 – it looks awesome and quite an upgrade. I used YNAB about two years ago and loved it!! Ready for the new version! :)

Alan Johnson
November 24, 2009

YNAB Pro has been great. I can see our financial picture at a glance, and it helps us control spending and increase savings. Looking forward to YNAB 3!

Richard
November 24, 2009

I have been using YNAB for 3 months now and it has brought iincredible calm to my budget cycle. I have my earnings allocated to the next month and both my partner and I have a quick view of accumulated provisions and spending against budget. All this with a couple of minutes time every week.

Winston
November 24, 2009

I’m really looking forward to YNAB 3 for my Mac! The old YNAB has helped me put all my finances in order.

Pam
November 24, 2009

YNAB is the one tool that reflects the way I’ve always budgeted.

Stephanie Hicks
November 24, 2009

YNAB saved my life and my marriage. When debt was overwhelming and I was spiraling into a deep depression because I thought we’d never survive, I found YNAB. Implementing YNAB has helped us stick to a budget and see in vivid detail all the mistakes we’d been making. After beginning YNAB, we were able to get a game plan to conquering our debt. Just a few short years after starting YNAB, we have paid off nearly $47,000 in debt, we have a modest savings, and we no longer fight about money (or lack thereof).

Thank you, Jesse, for your wonderful product! I can not wait for YNAB 3 to be released!

Coleen Warner
November 24, 2009

I am a computer programmer & I think you have done an excellant job with YNAB 3.

Mark
November 24, 2009

YNAB is the most advanced and effective budgeting tool that I’m aware of for the average Joe. Not only is the software incredibly effective, but the coaching and the methodologies behind the YNAB system can transform even the worst money managers into savvy financial planners.

I can’t wait for the upgrade to YNAB 3!

Katrina
November 24, 2009

YNAB has changed my world! Thank you! :)
http://twitter.com/katikidchef
http://www.facebook.com/home.php?#/1wisechef?ref=profile

Ernie Chartier
November 24, 2009

The original YNAB is straightforward and sensible. The new version looks even nicer, and has some great time saving features. Best of all, your budgeting philosophies are right. Looking forward to using it.

megan Kilman
November 24, 2009

I’m ready, I’m ready, I’m ready for YNAB3. I’ve been using YNAB for a couple of years now, i’m only 22 so i’m not perfect but this program helps me see my pitfall and fix them fast. I LOVE IT!!!!

Last month i bought YNAB for my sister, and she’s doing so much better keeping her money together.

EVERYONE should use YNAB!!! It’s absolutly amazing!

amy
November 24, 2009

Have been using YNAB since 2006 and it’s made a tremendous
difference in our finances. Would love to win this copy for my
daughter who uses a Mac.

Nathan
November 24, 2009

I was frustrated with the YNAB spreadsheet so switched to using another application. It works, but it’s definitely missing that YNAB goodness. I’m looking forward to changing back and really getting my budgeting working perfectly!

Mark Bacas
November 24, 2009

Have lots of various money management apps. Looking forward to YNAB 3 so I can use it on my Mac at home and hopefully get my wife on board.

– Mark

Darla
November 24, 2009

by far the easiest and most engaging budgeting program…. still working to get control of finances but YNAB is guiding me every step of the way THANKS Jesse for a user friendly program!!

Kate
November 24, 2009

YNAB has really changed my life and the way I think about my money!

Michael Hedgpeth
November 24, 2009

Looking forward to the release

Paul
November 24, 2009

love YNAB, i’m hooked

dan rick
November 24, 2009

YNAB was not the first budgeting software I purchased, but after trying others they got sent back, as soon as I tried YNAB my copy of quicken got put up on ebay. YNAB is easy to use, easy to learn, and if you are doing the research to purchase a home budgeting program you don’t need to look any farther. Great product.

Jesse
November 24, 2009

Looking forward to the new release!

Aron
November 24, 2009

YNAB has changed my life. Thanks!

Mike
November 24, 2009

Nothing else like it. Improved? How?

Bridget
November 24, 2009

I love YNAB and am so happy I decided to take the plunge and purchase it. My budget may not always be where I want it to be, but I always know where all the money went.

Ruth Ferguson
November 24, 2009

I am waiting for YNAB 3 so I can use it on my Mac. I can hardly wait for the new version.

Lauren Whitcomb
November 24, 2009

YNAB makes budgeting fun! I can’t wait for the new version!

Rebecca
November 24, 2009

Congrats Jesse! You’ve done an amazing job! Thanks for all your hard work! :)

Joe
November 24, 2009

I can’t wait until YNAB 3 comes out! YNAB has changed the way I look at budgeting.

Craig
November 24, 2009

Simplified transactions and setup make ynab a huge hit over other programs I have tried that are stuffed full of junk that you do not need.
KISS

Ryan Lovelace
November 24, 2009

YNAB has been a life saver and from what I can tell YNAB3 looks even better. I can’t wait!!!

Kelly
November 24, 2009

Can’t wait for YNAB 3…I’ve been organizing our paperwork, just anxiously waiting to start inputting our info!

Amy Barkalow
November 24, 2009

Can’t wait for YNAB 3 – an even better way to keep organized and out of debt? What’s not to be excited about! YNAB rocks!

Kristen
November 24, 2009

My receipt pile is beyond just leaning like the tower of pisa, it has completely overtaken my desk space!!! I need to get this information somewhere that will help me everyday, not just the day I get it entered in the computer to print a report of my gluttony!!! PLEASE HELP ME…. I’M BURIED AND I CAN’T GET OUT!

TWD
November 24, 2009

I have been using YNAB for 3 years and love how it helps me control my spending. i would jump at the chance to have an improved MAC version!

Neil
November 24, 2009

Finally I can ditch my spreadsheet and install YNAB on my mac

Mark
November 24, 2009

I love the power YNAB gives me over my money.

Sheri
November 24, 2009

I’ve been using the previous edition of YNAB religiously and love it. However, the upgrades for YNAB look and sound awesome. The little things that needed some tweaking seem to improved way beyond expectations.

Sheri

Christopher Ellyson
November 24, 2009

Since using this wonderful product, I have not overdrawn my checking account! A short two months into this system and I am well on my way to “No Money Stress” living! Bring on YNAB3

Lori
November 24, 2009

I love YNAB… can’t wait for YNAB 3!!!!

Sanket
November 24, 2009

Should be taught in high schools!

Adam
November 24, 2009

I have never been more excited about a new program. Ever since I got my mac in April, I’ve been waiting for this.

I’ve been a fan on Facebook for some time now.
http://www.facebook.com/profile.php?v=info&ref=profile&id=1384691024

Kelly
November 24, 2009

I am so grateful for ynab. 18 months ago we were deeply in debt and barely able to keep our heads above water worrying about the amount of our paychecks coming in and would they be enough to cover the bills. Now we live on last months income so we know exactly how much money we have to work with and budget. And if there is an error in the paycheck it is merely a blip on the radar, not a tragedy. Also, any money left over in the categories, gets added to the debt payments and in another year we’ll be able to yell, ‘We’re debt FREEEEEEEE!!!!!!!’

wvuscats
November 24, 2009

Can’t imagine life now without YNAB!!!

Russell
November 24, 2009

I have tried the other “budgeting” software over the years and have been left lacking the desire to keep it up to date. I found that they are great tools for a lot of information, but they can be bulky and the end result is that it takes too much effort to find out where I stand financially.

I love YNAB because it does everything that I need. It is simple enough that it is not a burden to keep on top of and it is robust enough to report trends that I need to know. Overall, we are very pleased with what we have in YNAB and are looking forward to see how the new release is even better for our financial goals.

Kyle
November 24, 2009

YNAB 3 looks awesome can’t wait!

http://twitter.com/Wonder02

Patti Correa
November 24, 2009

I love YNAB! It has helped me get a handle on my cash flow! I am just starting over and it is amazing to see where the money needs to go!!

Celeste
November 24, 2009

YNAB 3 is long awaited. I look forwad to the new features.

Jon
November 24, 2009

I have been using YNAB for almost a year now and I’m enjoying it very much.

David
November 24, 2009

Mac version, woo hoo! Looking forward to it greatly.

Craig
November 24, 2009

I’ve been using YNAB for a long time; and am very excited about YNAB 3!

Beth
November 24, 2009

I have been wanting to try YNAB for quite some time! I am a Mac person and I think parallels stink, so I can’t wait to try the new software!

Chad
November 24, 2009

Looking forward to the newest version!

Mark Moesch
November 24, 2009

I am so excited to give YNAB to my niece as a Chistmas present. She is just graduating from college and I believe if she starts using YNAB now, she will be able to retire early just by not throwing money away over the first few years of post college life.

George S.
November 24, 2009

My mac is looking forward to having YNAB on it !!!

Charity Johansson
November 24, 2009

YNAB is the budgeting software I spent years looking for! I’ve used it for two years now. In that time, I’ve gone from overdrawing my checking account every few months to paying off my mortgage early!

Frank
November 24, 2009

The new features look fantastic, can’t wait to try.

Joseph Fountain
November 24, 2009

My wife and I have been using YNAB since the beginning, it’s been a breath of fresh air to our finances! Thanks Jesse

Walter Cecchini
November 24, 2009

YNAB has breathed new life into my financial outlook! Before YNAB I had no idea where my money was going… Now I have control and consequently less stress. The small investment in this software will pay you back 1000 times over the years!

Amanda Kern
November 24, 2009

Yeah! YNAB3!!!! Can’t wait!!! Please let me win!!!

Shannon
November 24, 2009

With YNAB I feel like I have a better grasp of my finances and an understanding of what I need to do to get where I want to be. It’s one thing to know a theory, it’s another thing to live it. YNAB helps the living be easier and almost fun to follow!

Norm
November 24, 2009

I’d love to win this excellent tool! Thanks much.

Tricia
November 24, 2009

My family and my mac can’t wait for YNAB 3!

Patricia
November 24, 2009

I have been waiting for this since I moved to MAC. Thank you for your work!

Dustin
November 24, 2009

YNAB rules!

Glen Sabatier
November 24, 2009

I’m looking forward to the new version.

Joey Dawson
November 24, 2009

I can’t imagine my finances without YNAB!

James
November 24, 2009

You guys rock.

James
November 24, 2009

I love your software. I thought it couldn’t get any better.

Charlyn Redford
November 24, 2009

Awesome product, keep up the good work. can’t wait until YNAB3 come out.

Bryan
November 24, 2009

Can’t wait for YNAB 3 on my MAC!!!!

Peter Lofthus
November 24, 2009

YNAB is the only program I have seen personally that makes money management simple enough and common sense enough for it to be worth my time to learn how to use it.

Quilb
November 24, 2009

Twitter: http://twitter.com/Quilb/status/6000380201

YNAB keeps me sane!

Jeff
November 24, 2009

My MacBook Pro can hardly wait to run YNAB 3!

Jeff
November 24, 2009

Best budgeting tool ever. Liked it so much I bought a copy for my best friend because friends don’t let friends budget without YNAB!

Alan Gillies
November 24, 2009

Simple in concept and execution but extremely powerful if put into practice.

Margaret
November 24, 2009

I need a budget! I’ve heard great things about YNAB, and can’t wait for the new version to come out!

Mike
November 24, 2009

I have been trying out YNAB Pro for a couple of days now and I have checked out all of the info, videos reviews on it and YNAB 3 that I can barely wait for it to be released.

Mike

Tristen Lopez
November 24, 2009

I can’t wait to be able to run YNAB natively on my MacBook!

Facebook: http://www.facebook.com/tristenlopez?ref=profile
Twitter: http://twitter.com/tristenlopez
Blog: http://bristolandtristen.com/blog/?p=27

=D

John from CA
November 24, 2009

Hurry up already!!! :)

Karl
November 24, 2009

You certainly have a winner on your hands. I guess you can feel it to.

Renee Samuelson
November 24, 2009

YNAB is a logical approach to financial management. It makes sense, and that helps to use it!

Matt
November 24, 2009

YNAB has been wonderful and a great tool to help us save more. I have always struggled with doing a budget but could not find anything that was this user friendly. Great product. I look forward to the latest and greatest.

Nathan
November 24, 2009

I love YNAB. The strategies for managing money are great.

Joseph
November 24, 2009

Looking forward the Mac version!

Chad Wade
November 24, 2009

When I first shopped around for a budgeting software, I was pleased with YNAB. Since I’ve switched to Mac, I haven’t faithfully kept a budget since! YNAB makes it too easy, I’ve got to have it or I won’t take the time to budget.

LGC
November 24, 2009

Looking forward to trying 3 out! Love this budgeting system….really keeps us in check.

Chad Wade
November 24, 2009

When I first shopped around for a budgeting software, I was pleased with YNAB. Since I’ve switched to Mac, I haven’t faithfully kept a budget since! YNAB makes it too easy, I’ve got to have it or I won’t take the time to budget.

Markus
November 24, 2009

Would have bought version 2 a long time ago, but I need a Mac version. Looking very much forward to version 3!!

Melissa
November 24, 2009

Woo hoo! It’s almost here! We’ve used the PC version, but I’m a Mac girl all the way. I can’t wait!

Chad Wade
November 24, 2009

YNAB works so great, I don’t want to shop around for anything else.

Linda W.
November 24, 2009

I love YNAB! The best bugeting and financial software out there. I used Microsoft Money for years. Once I switched I haven’t looked back! Can’t wait for the new version.

Kathryn Schreiber
November 24, 2009

I need a free copy since my husband won’t let me buy it. It looks so nice on the previews!

Elizabeth McCullough
November 24, 2009

Before YNAB, I didn’t know where my money was going. Love the program and I’m looking forward to the new version!

Chris
November 24, 2009

Woo Hoo! I love shiny new versions of software I use every day!

Danyale
November 24, 2009

Great product, can’t wait for the new upgrade!

William J Montgomery
November 24, 2009

Patience is a virtue, no doubt in my mind that this will become the budget program off all time
Thanks jesse & Crew

William J Montgomery

Bob L
November 24, 2009

YNAB is a great grab
When the money is gone
Is not the time to turn it on
Get a jump on all your debt
Get YNAB3 without regret
Budgets save lots of cash
Stop living on beans and hash
YNAB is a great grab

Sunil
November 24, 2009

Probably the best Microsoft Money alternative that I could find for home use is YNAB. Can’t wait to see YNAB3 in action.

Kevin Hodge
November 24, 2009

Can’t wait for YNAB3. The key is having a handle on monthly expenses-month-after-month-after-month-after-month. You get the idea.

Gia
November 24, 2009

I can’t wait to use YNAB3 on my Mac!! Thank you Jesse for creating such a smart product. You rock!

John Dray
November 24, 2009

I have been using YNAB Pro now for 3 months. It is so good that I even installed Windows on my Mac to use it. It has turned around my finances – my partner and I now know where are money is going. We love saving for things and not putting it on credit.

YNAB 3 will work on my Mac. I cannot wait!

Mandy B
November 24, 2009

We love YNAB, It has helped with our budgeting and we couldn’t live without it!

Greg Davis
November 24, 2009

I have been using YNAB for four months and find it is vastly superior to Quicken. I have never had a down load error or have a download with missing data and the totals always agree with me checking balance. This program is great!!! I have a much better look at my monthly expenses vs. my budget.

Will Mangum
November 24, 2009

When my wife and I use the program it really helps us to stay on track.

Thanks for all the help.

Will

Deb
November 24, 2009

…just married this summer and my husband is a new pastor. Thought we’d try YNAB for keeping track of our budget, and we’ve been very happy with it! We’ve recommended it to others in our family!

Ellen
November 24, 2009

At last, I really understand what I spend on what. Now I save more and have more $ for fun things. And it is easy. Can’t wait for it to be easier. 3! 3! 3! 3! 3!

Jo
November 24, 2009

Great news about YNAB3! Can’t wait! It’s the system that makes more sense than any other. YNAB3 will be gifts to my son and daughter, too. It will rock their financial world!

Stephen Lownes
November 24, 2009

Man this could be the thing that helps me get on and stay on budget not to mention getting that last little bit of debt cleared up. Wooo Hoo!

Xier
November 24, 2009

Can’t wait to see all of the great new features in Version 3. I’m extra excited that it will work on multiple platforms.

Keep up the good work!

Brigitte Srock
November 24, 2009

YNAB has changed my life! Jesse I can’t thank you enough for offering not just a SW tool that helps manage budgets but for taking it a step farther and including education that at a grass roots level instills the principles necessary for financial independence!

Rachel
November 24, 2009

I am VERY excited about having a Mac-compatible version of YNAB. Yay!!!

Tim
November 24, 2009

Cannot wait for the new version!

Tim
November 24, 2009

http://twitter.com/mancide/status/6010117878 & http://www.facebook.com/posted.php?id=12922927&share_id=204094658948&comments=1#s204094658948 for bonus entries

Tony bargardo
November 24, 2009

Can’t wait for 3…woooo! Now Imagine if I get it for free!

Bill Hayes
November 24, 2009

Bring it on! Been using YNAB for three months now. Can’t believe what a difference it makes! Finally feel like getting things under control!

Thank you Jesse and crew!! Budgeting
is no longer a curse word!

Victor Ho
November 24, 2009

Free YNAB 3, definitely good for my budget :D

Tommy Ratliff Tommy Ratliff : halloweenpartyfood
November 24, 2009

[...] We’re Giving Away Five Copies of YNAB 3 [...]

Paul
November 24, 2009

I love YNAB. Have been using it for five months already and have been saving money but still been having fun. I’m more conscious of where all my money goes
! Thanks YNAB!

J.P. Casaletto
November 24, 2009

You do not need to dangle a carrot of a free copy of YNAB 3 to get me to sing it’s praises…The software is good enough to speak for itself.

I installed it 18 months ago, and I have been in firm control ever since. I cannot imagine how I used to get by without it now. In fact, it has become a verb in our household… “Have you YNABbed it yet? (referring to whether or not my wife has written down the latest spend in our YNAB diary).

Can’t wait for the new release…

J.P.

Guy
November 24, 2009

Can’t wait for the Mac version.

Betsy
November 24, 2009

If you are not using YNAB, your money is running your life. Wouldn’t you like it to be the other way around? I am excited for YNAB 3!

Debbie
November 24, 2009

Fabulous budgeting tool!! My new iMac is frothing at the mouth while I am just so excited to actually be out of debt for good.

Doug Dale
November 24, 2009

I’ve been using the YNAB spreadsheet for a couple of years now and I’m really looking forward to running YNAB 3 on my Mac!

megan
November 24, 2009

my aunt uses your program and loves it. can’t wait to try it on my mac :)

Ana
November 24, 2009

Can’t wait. YNAB has help me sooo much!! Thanks Jesse

Bobby
November 24, 2009

Thank you YNAB

EHC
November 24, 2009

Hooray for YNAB for Mac!

Chris
November 24, 2009

I started using YNAB about a year ago and I love it. I use it almost everyday, and have a clear picture of my financial situation. I’ve used other programs in the past but nothing compares to YNAB for its simplicity and rich information about your budget. I’ve been able to save money by adjusting my monthly budget and I have been able to achieve the goals I set in YNAB, Great product Highly recommended.

Cate
November 24, 2009

I would sure like to have a copy of YNAB to get my financial life on track!

John
November 24, 2009

By far, the best way to do a budget is ynab.

Kelsey
November 24, 2009

I can’t wait for the new YNAB! It’s so exciting!!

Leslie Mathenia
November 24, 2009

I’ve tried so many budgeting software and none can compare with YNAB. It is the best and easiest to use to keep my finances in order. Can’t wait to see the new version!! The support and information that I receive with YNAB is exceptional and not offered by the others. LOVE IT!!

Gypsy
November 24, 2009

Have been using YNAB for a few months after using others for years. Please DON’T EVER discontinue this program!

Susan Wait
November 24, 2009

Feels like I’m on the ground floor – how exciting!

Santos
November 24, 2009

YNAB made me switch after 12 years with Quicken… and I’ll never go back!

koren
November 24, 2009

love ynab!!

Randi
November 24, 2009

Would love the new YNAB.

George Saylor
November 24, 2009

I’ve been waiting for this Mac version for all of my LIFE!
Ok, for the past year, since I first hear about the impending YNAB3.

Susan J.
November 24, 2009

My Mac is trembling with anticipation!

Mike
November 24, 2009

It’s nice when the fruit feeds the tree. Purchase YNAB3 to make the tree stronger and, in turn, grow more fruit!

ap
November 24, 2009

i NEED a free copy :)

Julie
November 24, 2009

I <3 YNAB

Neal Greenfield
November 24, 2009

I am eagerly awaiting YNAB3 for Mac. I declined to buy The Windows version, and limped along w Basic for a few months, then tired of the time required to keep up with it on top of Quicken which I use to retrieve old records, create reports, and pre-load TurboTax. I’m hoping that 3 will reduce duplication of effort. Thanks, Jesse and Co.

Raquel
November 24, 2009

I saw this recommended by a friend and am hoping to receive it free to try it.

Beth
November 24, 2009

Can’t wait for the Mac version so I can use it and then get my son using it too!

Craig
November 24, 2009

Put me in the hat, please! =)

Antoinette Edwards
November 24, 2009

I love YNAB, I have referred it to several other people, 2 of which tried it. I have found that I am debt free, and know how to make plans for future expenses. I am going on vacation, and know that I will not be going into debt even by accident. I was able to schedule landscaping for my home and paid for it without also going into debt. It is a must have as far as I am concerned.

Margaret
November 24, 2009

YEY! I’m proud to say YNAB has made me a money geek, can’t wait to be even more of one with YNAB 3.

Moises Medina
November 24, 2009

Can’t wait to see the new YNAB!

Nicole Watkins
November 24, 2009

I have used the trial version and I am so impressed with the logic to the budgeting that I cant wait to get the software. Its so simple for the begginer budgeter yet you’ll feel like your a pro.

Tanya Orton
November 24, 2009

We love using YNAB! We are still working on step one – but having such an easy to use and easy to see budget that is linked with our register has helped so much already! Thanks for all your hard work on this!

http://www.facebook.com/home.php?#/profile.php?ref=profile&id=504885288

Mom2tbet
November 24, 2009

4 kids, two dogs, a husband and a single income – screams ‘BUDGET!!’

Tyler
November 24, 2009

Hey guys, looks like a great effort… can’t wait to use it!

jason
November 24, 2009

I’ve been using YNAB for about a year and think it’s a wonderful and intuitive way to manage all my accounts. I just got married and we have an apple computer now, so I’m looking forward to the MAC compatible YNAB 3.

One of the best things about buying the software is that the developer is vested in it and excited about it. It’s not a program that will just get sold off or be compromised for profit. I like that the company is small and personalized and they are constantly updating the program. You don’t just get a budgeting program for your computer, you get complete support and service to go with it.

Good job and thanks for the product!

Randy Luckhardt
November 24, 2009

I’ve used 2 versions of Microsoft money and 2 versions of Quiken. It wasn’t until I found YNAB Pro that I started being successful in managing my money. I have it on my PC now but would love it on my Mac. I have 3 kids in school who do homework on the PC so it would sure make my time more flexible. YNAB is a good product. Sure wish I had thought of it.

malisa
November 24, 2009

Definitely ready to go beyond Basic on my Mac. I think, say December would be a nice new month for a nice new program. :)

Stacy
November 24, 2009

I love YNAB! What a great program!

Keith
November 24, 2009

YNAB 3 will save me more money than it will cost to upgrade……but I’d like the free copy anyway!

Thanks YNAB!

Kathy
November 24, 2009

YNAB makes me motivated to track my expenses! And now I’mlooking forward to improved report formats! More motivation! Yea for YNAB!

Mike Stachowiak
November 24, 2009

YNAB Pro is great but, YANB3 is even greater and will help me beyond
belief.

Dean
November 24, 2009

Loving the keep it simple or go deep options of ynab

Charlie
November 24, 2009

Can’t wait been a great Tool!

Lynn
November 24, 2009

Used MS Money for many years but got frustrated with how complicated it was to run simple reports re spending. YNAB is so much easier and gives me exactly the info I need. So much easier to budget this way!

Ross
November 24, 2009

I’ve been using YNAB for a couple of years and it has revolutionised my finances. So much better than accounting only packages like MS Money. I can’t understand why budgeting is not taught as a life skill in school. YNAB rocks.

Bill
November 24, 2009

If I buy YNAB-2 now, will I be upgraded tp YNAB-3 for free?

suzanne
November 24, 2009

anything to get me on a budget, and keep me on it!

Beverly
November 24, 2009

I struggled for several years to use Quicken to get clarity on my spending, but since it’s not a true budget planner, it was like trying to drive by looking in the rearview mirror! Then I tried Mvelopes, and was completely overwhelmed with how to manage all my cash and credit accounts (I have ADD, so accounting and tracking data is definitely a challenge for me). YNAB is the first system I feel truly comfortable using, and have been able to stick with and use regularly for a year now. Thank you!!

Jesse
November 24, 2009

@Bill – yes. A purchase of YNAB Pro now means you’ll get 3 for free.

ryannosaurus.rexx
November 24, 2009

Man, YNAB 2 has made such a huge difference… can’t wait to see what’s in store for 3!

Rachel
November 24, 2009

I can’t wait to give this software a try!

Kathryn Dixon
November 24, 2009

I can not wait to hear what the new YNAB 3 has to offer. Anything to help make life easier sounds good to me!

Clara Rubalccaba
November 24, 2009

It may have taken us 2 years, but we finally saved up a buffer – an amount of money that 2 years ago (and YNAB-less), we never could have saved. I rave about YNAB to anyone that will listen and try to get my family to see the “light” when it comes to budgeting. My husband and I are no longer living “paycheck to paycheck” and have finally been able to upgrade our TV and to afford to get a gaming system that again, we never would have been able to afford pre-YNAB and learning to budget for the things we want. Purchasing YNAB is one of the best decisions we have ever made!

Philip
November 24, 2009

Good budgeting!

Candice
November 24, 2009

Love this!!

Mary
November 24, 2009

I purchased YNAB at the end of October and here we are a month later and it is making all the difference. For the first time in a very long time, all my bills for the month have already been paid. I can clearly see in which categories I have money and in which categories I do not. I am working toward my buffer, but even unbuffered, it allows me to see how much I can afford to put toward that buffer. It has changed the way I think before I purchase an item.

I am so looking forward to being fully buffered. YNAP ROCKS!

Suzanne Bowie
November 24, 2009

Need all the help I can get!! Would love a copy of this!!

Megan P.
November 24, 2009

Can’t wait for YNAB 3! YNAB has been such a blessing to help us always keep control of our finances in a way that makes sense and is easy to use. Thanks so much for making it!

Stacey
November 24, 2009

I have been anxiously awaiting YNAB 3 for my MAC. This is going to be a really good Christmas and even better New Year for me and my money.

Brenda
November 24, 2009

I have just started using this software and find it very user friendly and is more relevant to what I want it to do – track my spending and budget myself.

Mike
November 24, 2009

Can’t wait to see the new reports. I’ve been using YNAB since it was an Excel spreadsheet.

Carolyn Saenz
November 24, 2009

Updated my facebook status, not sure how to link to it. Also just became a fan! Love love love YNAB and hope I win!

Angela
November 24, 2009

You rock!

Marty Freeman
November 24, 2009

I love the ease of downloading my transactions and keeping up with
a simplified budget. YNAB saves me lots of time.

Marty Freeman
November 24, 2009

I love the simplicity of the the system. It saves me lots of time.

Jenifer
November 24, 2009

I have watched YNAB transform a friend’s life. She no longer lives in the cycle of money stress. I’ve been waiting for the MAC version!! YAY YNAB!!

Tim
November 24, 2009

Great tips!!

Tia B.
November 24, 2009

I can’t wait for an even better YNAB 3. Woo Hoo!!

Shelda
November 24, 2009

Can hardly wait to see YNAB 3 for the Mac. I’ve been watching for this for what seems like ages now! Let me be one of the five, yeah!

Barb Schwendtner
November 24, 2009

If you need a budget, you need YNAB 3!

Coby
November 24, 2009

YNAB had revolutionized how we do our finances and is by far the best budgeting system for us. I love the budgeting on last months income. Since my husbands pay is not consitent from month to month it really lets us know what we have for that month. NO MORE GUESSING!!!

Claudia
November 24, 2009

I’m really excited for the new release. Thanks for the contest.

Dawna
November 24, 2009

I have tried many other financial products before YNAB, but none like it!
A friend and I were talking about the old-fashioned “budget envelopes” that we used long ago. When I suggested that I wanted to go back to that method, she suggested this program. I scrimped the money to buy the software, and it was the best “over-budget” item I’ve bought in a long time. Of course, I am now “on budget” with this great program. It is very easy to use, and makes me accountable for every cent. It makes me really think about my purchases before I make them. THANKS, and I can’t wait to see the new version.

Randy
November 24, 2009

Just started with the trial and absolutely LOVE IT! This makes moving from Microsoft Money (since it ain’t going anywhere) much, much easier!

Megan
November 24, 2009

YNAB is my best friend.

Randi
November 24, 2009

I’ve used quicken and MS money for years, they helped me balance my checkbook but they did not help re-inforce better spending habits. I have only tried the trial of YNAB so far but I would love to have the full version to get a better handle on my finances!

Jessica
November 24, 2009

Another Mac user here. I can’t believe how obsessive I’ve become about YNAB 3. I’m stalking my email and Facebook multiple times per day. I’m fantasizing about about spending an entire weekend setting up my budget. Can’t wait for this fabulous piece of software!

Hannah Carter
November 24, 2009

I love ynab because it’s been an easy tool that my husband and I have been able to use each month to keep each other accountable for what we are spending and where money is going and coming.

It also makes us want to give more when we look at how much we spend on ourselves.

Awesome tool.

I especially love the fact that giving (i.e. tithing) is at the top of the list.

Erin Nuttall
November 24, 2009

YNAB is easy to use and is a great way to budget. I’ve tried Quicken and its ilk and I’ve tried to create my own system on Excel–YNAB beats them hands down! YNAB could beat them with its eyes closed, hands tied behind its back in a power outage. You get the idea. I’m a fan for sure.

Amy
November 24, 2009

I did not realize you were on FB! Love the new icons!! So excited for v3!!!

Christopher P
November 24, 2009

Looking forward to it

stampinashley
November 24, 2009

new user but am loving it so far!

Jennifer
November 24, 2009

Best program ever!

Iain Brown
November 24, 2009

Can’t wait to see the goodness that will be YNAB3.

It’s going to be one of my Christmas presents…

Sarah
November 24, 2009

I’ve used YNAB for 2.5 years. It’s such a great product. Every month I sit down with my husband and we agree our monthly budget. This year we’ve been particularly glad of our discipline, as my husbands company is struggling and he has been paid late 3 times. Always working on last months income has meant we had room to breathe. Knowing where our money goes has also made discussing where we can make savings easier.
Before we used YNAB my husband would make the odd (unjustified in my opinion) sly comment about my spending. Now he agrees the budget with me he can no longer make such comments.

Chad
November 24, 2009

With Microsoft Money being phased out, it’s time for something different (and I don’t mean Quicken). The simplicity of YNAB is very attractive; I just hope they incorporate a cash flow forecasting feature!

Karen
November 24, 2009

It helps so much to know that there is someone out there who knows how to help you with your money (or lack of it at the moment!). Thanks Jesse

Mike
November 24, 2009

Excited to see what the new version has to offer.

Jessica Nicole Mann
November 24, 2009

My apple computer has anxiously been awaiting this for two years! Why? Because finding ways to make staying on top of your household budget easier and more “doable” is really the core of being able to open up and take advantage of opportunities for you and your family.

Jan
November 24, 2009

YNAB is the best thing that ever happened to me – financially that is! Thanks Jesse for making it so much better for Macs.

Wanda Romero
November 24, 2009

My husband and I have used YNAB for the past several years.
Budgeting was new to us and YNAB made it easy and opened our communication lines about money. It has made such a difference in our lives and in our relationship.
Last week, I taught a budgeting class to a group of single adults and shared withe them how we use YNAB.
Thanks for a great product.

Julianne Smith
November 24, 2009

I love YNAB!! I am new to the concept of a budget and I have learned with YNAB. Can’t wait to see the new YNAB3

Wanda Romero
November 24, 2009

My husband and I have used YNAB for the past several years.
Budgeting was new to us and YNAB made it easy and opened our communication lines about money. It has made such a difference in our lives and in our relationship.
Last week, I taught a budgeting class to a group of single adults and shared with them how we use YNAB.
Thanks for a great product.

Justin
November 24, 2009

YNAB is the absolute BEST way to track your money and reach your financial goals. Period.

jinan
November 24, 2009

I already told a stranger about your software, sold it to her so much that she contacted me a month later to ask about the YNAB software!!

ian
November 24, 2009

The rules changed the way I think about money.

Brenda S.
November 24, 2009

I love YNAB, it has been very helpful in getting me organized and on my way to becoming debt free. EVERYONE needs YNAB!!!

Jeffrey Mitchell
November 24, 2009

YNAB has helped us keep track of our finances. We are more in tune with allotting, spending and saving money! Thank you YNAB

Jaime
November 24, 2009

Love It

Kim Walker
November 24, 2009

I love YNAB and I’m really looking forward to the newest version!

Michel Mitchell
November 24, 2009

YNAB is awesome. THis will be perfect when I get my mac. Way to go YNAB, so much better than MSMoney.

Gary
November 24, 2009

I’m ready any time you are!

jinan
November 24, 2009

I picked up a stranger in town the other day because of the marathon of amsterdam and was telling her how great your software was that a few weeks later she contacted for the name!

Julia Hartlieb
November 24, 2009

YNAB has been a life-saver. Like many in this economy, I have lost my job but not lost hope due to YNAB. Hurray!

Mauro Minenna
November 24, 2009

YNAB changed the way I use my money (for the best)!
It never happened before (I used plenty of different softwares trying to achieve this).
The principles are the key to the software… and they simply work.

Can’t wait to get the new version!

Amanda
November 24, 2009

YNAB has helped me build a financial cushion. It’s great to not live from paycheck to paycheck!

Brian
November 24, 2009

Budget = Freedom!

KT
November 24, 2009

Looking forward to running YNAB on my Mac, carrying negative balances, and choosing the order of my categories :-)

Crystal
November 24, 2009

I have been using YNAB since it was in it’s infant Excel days. I love it and can’t imagine my life without it.

Kathryn
November 24, 2009

YNAB has relieved so much stress for me. Using the Pro Version with Parallels/Windows right now, and cannot wait for it to be able to work native on my Mac!

Anders Holmen
November 24, 2009

Jesse,This is just the news we’ll been waiting for – It’s like christmas which it’ll soon be anyway :o)

Dee
November 24, 2009

I’m not a YNAB user yet. I like everything I’ve read about it. I definitely need help budgeting and desperately want to get out of debt. It would be a blessing to win one.

Alisha Johnson
November 24, 2009

I’m a student living off school loans, so I can’t yet use YNAB to it’s full potential, but I think it’s great and it’s really helped me keep on track of my money. Can’t wait for the new one.

Suzanne
November 24, 2009

Looking forward to it!

Bill Decker
November 24, 2009

I can’t find my money. Help me YNAB!!!

Am
November 24, 2009

I have been wanting to buy a budgeting software but have been waiting and waiting for YNAB 3 to launch. For some reason I wanted to start with YNAB3 and not the older version (I know that I could have upgraded,but I didn’t want to get all comfortable with the old system and then have to relearn with the old system. ) I have looked at other budgeting software while waiting for YNAB3 but decided that YNAB3 was worth the wait.

Sarah Anondson
November 24, 2009

YNAB really changed my life — it made it possible for me and my husband to figure out that we could afford to buy a house and continue paying off our other debts.

Guido Alvarez
November 24, 2009

Eager to see how the mac version works. Hurry up people, it could be a nice Christmas gift!!
g.

Dianne Moore
November 24, 2009

YNAB helps me track all of my money…

Mike
November 24, 2009

Really enjoy YNAB and looking forward to version 3.0!

Angela
November 24, 2009

Can’t wait for YNAB 3!

I bought YNAB basic when I switched to a Mac about 6 months ago. Didn’t really expect much to come out of it. But WOW!!

This system is better than anything else I have tried. Unlike Money or Quicken, which only track what you have done in the past, YNAB allows you to actively plan for the future. And it is easy and painless to use. (Unlike those other products.)

So far, I am saving $200-300 dollars a month, which used to go who knows where.

Roland
November 24, 2009

We’re barely breathing, we’re so ready for YNAB 3!

YNAB for Excel on our Mac has worked well for three years… but YNAB 3 is the promised land of budgeting software.

Posted to Facebook: http://lite.facebook.com/p/Roland-Carelse-Borzel/550636510/

Dennis Devlin
November 24, 2009

I’m a web developer working in a marketing group and I think this is a brilliant use of social networks to build awareness of your product. Kudos!

YNAB has changed my financial life, and I am eagerly awaiting V3. So many cool features being added!

mike
November 24, 2009

Thanks for the opportunity for a free copy…..I feel YNAB 3 is on the way….

GenZ
November 24, 2009

Love it!

Graylon
November 24, 2009

YNAB is what I was thinking financial software should be while still using Microsoft Money and before I found YNAB on the web. Vielen dank!!

Roxybear
November 24, 2009

YNAB not only teaches you how to budget, it changes the way you live as well. It’s a lifestyle choice a package that has it all.

Karen
November 24, 2009

Been waiting, literally, for years for the MAC YNAB Pro… to win it, well, that would be sweet. But we’ve budgeted for it, so it won’t be a problem to buy it when it is available!

Jennifer
November 24, 2009

I love YNAB and can’t wait to see the new version! It’s so much easier to use for budgeting than MS Money.

Nickh
November 24, 2009

YNAB – it’s what your wallet’s been waiting for!

Jason
November 24, 2009

While I am still in P2P mode due to continued work furloughs, I am able to really pinpoint where every dollar needs to be spent. Now that I am back at work on a regular basis I can’t wait to see that buffer grow and grow!

Thanks for this software! I have burned through everything from paper to MS Money and this is by far the best I have used. Looking forward to releases in the future!

Keep it coming!

Mark
November 24, 2009

Nothing but GREAT reviews on YNAB!

My Linux lappy can’t wait!

Micheal Akins
November 24, 2009

Hi Jessee,
I’m doing pretty good with YNAB Pro, but I would love to get copies of YNAB Pro 3 for my two daughters who are just starting out in the real world of work. Best wishes for your continued success.

Regards,
Mike Akins
Tucker, GA

Michelle
November 24, 2009

I love that I don’t worry about my budget anymore. We haven’t used our credit card in three months, because we have the money set aside for what we need to spend.

I have tweeted: http://twitter.com/TroppoMum

And I have updated: http://www.facebook.com/shellriley?ref=name

Lisa
November 24, 2009

AWESOME SOFTWARE ! I LOVE IT!
This is so much more than just a way to budget — it’s a way to live! I’ve suggested YNAB to everyone I know, including my mother and my sister. (We girls haven’t been strong in the budgeting arena until YNAB came along!) I can’t wait for YNAB 3!

Doug
November 24, 2009

Can’t wait. Even though I don’t own the software I live the methodology and have simply just been waiting for the Mac release. I just spread the word on Facebook too. How do I let you know about that?

Gene Griffith
November 24, 2009

throw quicken in the trash. ynab is many many times better. I was a quicken user for yrs. but never could use their budget feature..ynab will make you control your finances. if we are good with a little we will get a lot…love it!!!!!!!!!!

Spencer B
November 24, 2009

I have gone through Quicken, Microsoft Money, and now Quickbooks. Each one has many frustrations. I am a CPA and want software that will keep track of my finances in a simplied enough manner for my wife to understand the budget process, and yet has enough muscle to give me tools to really analyze the financial outlook. I have not yet jumped on board, but from what I have seen in the screen shots, the software looks very promising and I plan to give this a try.

Jen Adams
November 24, 2009

What a great gift this would be for anyone. Christmas, Birthday, Wedding, New Years. We have loved YNAB 2. Tried many other financial software programs but it was either too much or not enough. I am so looking for YNAB 3 all the additions will be right on. Thank you.!!

Beth
November 24, 2009

Since the economy tanked, I purchased YNAB to help us budget our money better. Things have only gotten worse for us, but YNAB has helped us be smarter with our money. I can honestly say that if it weren’t for YNAB, we would have lost our house months ago.

Thank you YNAB!

Ann Holsman
November 24, 2009

A Budget system that takes all the pain out of budgeting. Eagerly awaiting YNAB 3. Hope to start 2010 with the new program.

Dave
November 24, 2009

YNAB is the best budgeting tool out there. It will easily show you where your money is going and allow you to plan effectively. What a great program!

Cyndy
November 24, 2009

I’m excited to see what YNAB 3 will be.

Sarah
November 24, 2009

I’m so impatient for YNAB Mac. I’m using the excel ynab and I really don’t want to start another one for 2010!

Robert Blomberg
November 24, 2009

Seeing that almost a thousand people has commented here I guess my chances of getting one of those YNAB 3 copies are slim, haha. ;)

But anyways. It’s worth a shot! =)

YNAB 3 looks like it’s going to be everything I will need to get out of debt, and to stay there ;) …I’ve been using it for only a few months so far, but it’s really helping me and my wife to know where we should spend our money instead of just letting the money run our lives for us. We’re both students so you know how our financial situation is, haha.

The four rules are gold! I did have these kinds of rules or goals (just slightly different names) even before I knew about YNAB and I had an excel file like most of you out there probably have had at one point or another. But it was of course too time consuming and not very easy to have a good overview so when I found out about YNAB it wasn’t very hard to let go of that old excel file and start fresh with YNAB.

And in between there I have tried many other of those popular softwares like Quicken and so on.. But they never had the things I wanted.

when I saw the first sneak peaks from YNAB 3, that’s when I decided that I need to get YNAB Pro now, so we can get going and get the upgrade for free and all that. I’ve never regretted that decision. =)

———————————————————–

Links to my efforts, haha:
- http://www.facebook.com/posted.php?id=522713651&share_id=184281339677&comments=1#s184281339677

- Already a fan on facebook of course. :) My name is Robert Blomberg and i’m from Sweden. So you can track me down, haha.

- http://twitter.com/obetmusic/status/6009346023

- http://blombergfamily.blogspot.com/

- Here’s the link to youtube: http://www.youtube.com/watch?v=kr8Z5Qydvx8 and I’m terribly sorry for the poor video, haha.

m larson
November 24, 2009

Can’t wait to see the new features! I like the current version, so I am sure I will like the new one even more.

Jay Vinden
November 24, 2009

Although I haven’t started using YNAB yet, I have been listening to your audio tutorials on the way to work each morning. You seem to have taken the pain out of budgeting, and I plan to start 1 December. Looking forward to the new features you’re introducing, too. Well done!!!

Todd
November 24, 2009

This is the simplist, most effective, and flexible home budgeting system out there. I tell anyone that will listen to check it out.

WebDojo
November 24, 2009

Budgeting with graphs? I’m in.

Rick
November 24, 2009

Great software! Use it everyday. Thanks

Karen M
November 24, 2009

I had been using my own spreadsheets for checkbook register and was trying to juggle way too many credit card payments. I was getting hit with overdraft fees and late payment fees because my method was not working. Even though I’m a long way from having a buffer, this software is the greatest for budgeting and cash flow. I have not been late or overdrawn in the two months. I purchased YNAB a couple of months ago through Amazon since I had some gift certificates. I’ve already paid for the software just by avoiding fees.

Walter
November 24, 2009

I WANT, I NEED, YNAB has saved my life, my marriage, my sanity!

D. Newman
November 24, 2009

I am excited to try out 3.0!!!!!

Josh
November 24, 2009

REALLY looking forward to the release of YNAB 3 to do our budgeting on our MAC!! woohoo! way to go YNAB!

JQ
November 24, 2009

Will be interested in seeing the latest release.

Rick Thomas
November 24, 2009

I’ve just started with YNAB this weekend… It’s GREAT!!! I cann’t imagine YNAB 3 been better!!! Waiting eagerly for my copy!!!

Les
November 24, 2009

Hands down THE easiest program to help manage finances! Can’t wait to see what YNAB 3 has to offer.

Angelique Gray
November 24, 2009

Waiting so patiently with my MAC and telling everyone I know about YNAB. It just makes good ‘cents’!!

Christina Duncan
November 24, 2009

This year has been one of major financial recovery for me and this is not due to the economy, per se. Rather, I was married for 18 years and allowed my former husband to mismanage our spending and finances. A few short months after putting him through 12 years of medical training, he left our marriage and put me in financial ruin. I inherited debt from the marriage and no alimony because I was the breadwinner all those years. I never thought I would be at such a financial low point at this time in my life and career. YNAB has helped me to learn to save money and spend money wisely, and thus has been a significant part of my recovery process. I have a long way to go to get out of my debt, but I am proud of the changes I have made, the information I have acquired, and the positive habits I intend to use in the years ahead. Thank you YNAB for helping me to be a financial survivor!

Laura Federico
November 24, 2009

Loved the lessons, really helped me “see” the program and how it worked.

Janet
November 24, 2009

I have been using YNAB Pro for 3 years and we love it!

Melissa
November 24, 2009

I hope I win a copy! I can’t wait to see all the new features in YNAB 3.

Artie
November 24, 2009

I Love YNAB! I can’t wait to finally get the great new features that will help us budget our money!

Thanks Again Jessie @ YNAB

~~ Artie ~~

John
November 24, 2009

I can’t wait, the reports have me the most excited, but all the features are awesome

Dora
November 24, 2009

We use and really like your budget. We are going over the budget with our eldest daughter as she leaves for college soon!

Melissa
November 24, 2009

I learned so much with YNAB!
Thanks!

Sylvia Nelson-Campbell
November 24, 2009

I absolutely love ynab. It has helped me so much in really knowing where I am spending my money and getting my finances under control.

Laura
November 24, 2009

looking forward to the new version

Heather
November 24, 2009

YNAB has changed my mother’s life. She has thousands in her savings instead of debt. Pretty amazing. I’m inspired and would love to have a MAC version as I was confused by the Excel version. Perhaps YNAB3 will come more easily to me!

Joyce
November 24, 2009

I haven’t got to use it yet because it didn’t work well on my mac. Looking forward to trying the new one for mac’s.
Joyce

Michael
November 24, 2009

Let’s talk about YNAB 3 to all our friends

Pamela
November 24, 2009

YNAB changed my life. Thanks also for the recommended reading. I read Dave Ramsey’s Total Money Makeover. It gave me the direction I needed. Thank you!

Judie
November 24, 2009

I’ve tried all the big name financial software -YNAB is so much easier and user friendly – love it!

Elizabeth
November 24, 2009

Excited for the new features! I have turned my dad and uncle into fans and recommend ynab to everyone I talk to about finances. I love it!

Melanie
November 24, 2009

Being an accountant, I have looked for software that will actually help you truly budget instead of just telling you where you goofed. This is the first one that I’ve found that has used both management accounting and financial accounting principles in a user friend package. I love it. Thank you.

Le Monk
November 24, 2009

Count me in!

Barb Z
November 24, 2009

Just a novice with YNAB but I finally feel like I have control over what I spend. It has made a tremendous difference in how I deal with my finances.

Jimmy
November 24, 2009

Come on Jesse, it’s almost 2010! What a great way to kick off the new year with my MacBook Pro (paid for in cash, thanks to help from you!)

Shannon
November 24, 2009

YNAB has helped me to see where my spending is out of control.
This is helping get a handle on my finances, save some money, and stop
living from paycheck to paycheck. Thanks

Hesham Mabrouk
November 24, 2009

I started using YNAB in December 08/January 09 and my Mac and I are waiting (impatiently) for our YNAB one year anniversary present :-)

Kim Clark
November 24, 2009

It’s so simple yet so very, very useful. Yay for YNAB! Thanks Jesse!

Robin
November 24, 2009

YNAB 3 looks great! Can’t wait to give it a try.

Lee
November 24, 2009

Looks like it will be the best version yet of an awsome product!

João Teixeira
November 24, 2009

You need a budget to get out of debt? I sure need one …
Need a extra motivation to achieve financial discipline? I sure do …
A Credit card debt free is on your todo list? I have 2 in need …
Budgeting will get your “problem” eliminated? I sure hope to …

To do all of this I am in need of YNAB 3!

Kacey
November 24, 2009

Helps me keep control of my finances!

Sue
November 24, 2009

A former Money user, i just started using this product in the last few months and as you all already know, it’s SOO much better!!! I’m still learning the YNAB way but i can already see how it can help me save. Thanks Jesse for a great product and love the savings tips (even if they are old news for most of these folks).

Robbie
November 24, 2009

I used Quicken for years until I found YNAB and only wish I had found it sooner. It is far more useful. I’m sure that 3 will be even better.

Elizabeth Main
November 24, 2009

Thank you for a great tool in getting out of debt and increasing peace of mind.

Erica Wagoner
November 24, 2009

I’m so excited about the new version that will allow equal opportunity budgeting for both PC and MAC users! Go YNAB!

Miranda
November 24, 2009

YNAB was essential to my being able to quit my job and go back to school – without it, I wouldn’t be able to manage my family’s finances in a way to keep us debt-free and able to meet emergencies and unexpected expenses. Thanks for making it possible!

And please consider doing a version of YNAB for TIME management – possibly harder than money budgeting, but so badly needed!

Kevin
November 24, 2009

YNAB is a great budgeting tool. I am looking forward to YNAB 3 with its improvements.

Facebook: http://www.facebook.com/home.php?#/profile.php?ref=profile&id=1116311291

Blog: http://kevin-justthinking.blogspot.com/

Paul Gauntlett
November 24, 2009

YNAB should be compulsory for all (if I ruled the world ………!!). Once experienced I don’t know how anyone could live without it.

Arnold
November 24, 2009

I’ve been looking for a budgeting software that is easy to use for a long time now and I finally found it!

Can’t wait for YNAB 3!!!

Robert Wright
November 24, 2009

No Need to use anything else. YNAB does everything I need. SO Excited for YNAB 3. Thanks guys for this great program and idea, its made all the difference.

Taylor
November 24, 2009

YNAB has really helped my family.

amanda rand
November 24, 2009

Yeeeeaaaaaahh!
Waaaahoooooo!
Who loves YNAB?
I do!
I do!

Tyson
November 24, 2009

Other programs don’t even come close to being able to actually help you really budget your money. YNAB, however, REALLY does, and does it well.

Glenn Hurlow
November 24, 2009

YNAB is a truly revolutionary product. Both the rules and the software combine to form a powerful debt destroying force!

Rae McFarrn
November 24, 2009

Finally, after years of carefully tracking my spending and finding out time after time that, yep, I did indeed go over my budget, I found YNAB. Finally, a software that makes sense and allows me to plan and track, not just plan and miss!

josh rand
November 24, 2009

My wife is going to get me helping out with this.
Can hardly wait.

Julie
November 24, 2009

Oh how I love YNAB! I’ve only been using it for a short time (3 months) but it has turned my checkbook around! YNAB has helped me graduate from the school of financial retardation and launch directly into the zero budgeting lifestyle – thank you!

Mark
November 24, 2009

YNAB 3 on a Unix-based operating system – what a powerful combination!

Sarah Anondson
November 24, 2009

Just saw I need to link to the Twitter and Facebook posts I made:

http://www.facebook.com/sarah.anondson

http://twitter.com/smanet

I don’t think you can see the FB one unless you’re one of my FB friends, though…

Andrew
November 24, 2009

YNAB is very cool. We are finally using it for the actual budgeting aspect, and it gets better as we learn more about how it works, and how it makes us think and work toward our goals without really trying.

Shane
November 24, 2009

Yay, more ynab!

Chris
November 24, 2009

I’ve been using YNAB since March 08 and it has changed the way I think about money. No longer do I download from my bank into Quicken and say “Oh no, where did my money go? Instead I plan my spending in YNAB before the month begins and tell my money “THIS is where you will be going. If you want to go somewhere else, we will discuss it.” It honestly feels like I got a raise. I actually have money at the end of the month! Who knew? If YNAB Pro makes me this happy, I can barely imagine the ecstasy of YNAB 3. Yes—I drank the YNAB kool-aid. Yummm.

MReyes23
November 24, 2009

Looking forward to the new version. I am maximizing my current version and can’t wait to get my hands on some of the new features!

Ann
November 24, 2009

With YNAB (and some careful belt tightening) I erased over $20K of debt in less than 2 years. Great, easy-to-use product!

Jim
November 24, 2009

We need this software package and all the help it provides. Heard many good things about it but looking forward to its release soon.

Pauline Mundt
November 24, 2009

I am still working on how to fully use YNAB but I do like it. I like the concept and I can’t wait for the new version. Thanks Pauline

Steve
November 24, 2009

My friend RAVES about this product. I can’t wait to give it a try!!!

Mike
November 24, 2009

The perfect way to implement that new years resolution of budgeting.

Cara
November 24, 2009

Looking forward to the next version!

Donald Watkins
November 24, 2009

I have really enjoyed this software. It has put me in control of my finances. Thanks

Kurt Katzmar
November 24, 2009

The “buffer” feature has been very helpful. We’re not struggling every month now.

Cheryl
November 24, 2009

So easy to use that keeping a budget every month doesn’t feel like a chore. Thanks Jesse!

janice
November 24, 2009

looking forward to the new edition!

janice
November 24, 2009

and here’s my link for FB mention!

http://www.facebook.com/home.php?#/janice.stenger?ref=name

Firebyrd
November 24, 2009

Please enter me!

Terence Vuong
November 24, 2009

I can’t wait to for the new YNAB 3 !! I’ve been using this product for years and it’s great!!!

Kim
November 24, 2009

YNAB has changed my monthly budgeting experience into something I actually LIKE!

Lauren
November 24, 2009

I can’t believe I almost bought Quicken for Mac! I’m sooo excited for YNAB3! It looks perfect!

Dharma Cole
November 24, 2009

YNAB has been a great help with our family budget. Look forward to Version 3!

Ellen
November 24, 2009

YNAB 3 =great graphics, flexibility and does the steps ahead=fluidity is great!

Bruce McIntosh
November 24, 2009

I’m really looking forward to YNAB 3. Envelope budgeting is so superior to the “look-back” approach offered by Quicken. I’ve been holding my breath so long for YNAB 3!

jon b
November 24, 2009

YNAB was one of the only software I felt worth buying in quite a long time.

Eileen
November 24, 2009

YNAB is the only financial software that takes budgeting seriously. YNAB 3 has amazing reporting capabilities, and in general has the flexibility and features that I need to stay in control of my budget.

Charlie
November 24, 2009

Collect 200 as you pass go!!! For Real!!

Alan Anderson
November 24, 2009

I would love to get the latest version! I have one of the earlier versions from at least a couple years ago. Ready for the newest model now!!

Tasmin
November 24, 2009

I am still very new to YNAB…I am slowly bringing my buried head out of the sand. Even in the month that I have been using YNAB, I see where my shortfalls are. I have a long way to go and I look forward to the new features in YNAB 3. I am definitely recommending this product to others.

Spencer Steele
November 24, 2009

I aspire to have a budget! And this looks like great program to use!

Aaron
November 24, 2009

Brilliant! Easy enough for my 11 year old to learn how to manage money yet comprehensive enough that I use it for business. (as recommend to all my clients)

Shalise
November 24, 2009

Yipee!!!!! We love YNAB and maybe my husband will be into budgeting if we can get it on the mac side of our computer:)

Jeremy
November 24, 2009

The grip Quicken has on me is that of a potent deadly drug to a drug addict who knows the drug is horrible and will one day destroy him. With you understanding that mindset is me please please I’ll do anything (well almost) for you to get me into YNAB 3 rehab. I also like the fact you have Tithing in your screen shots and that it is part of the program. I will enjoy purchasing a product from a fellow believer.
Twitter (http://twitter.com/dreinidaho).

Sarah Lewis
November 24, 2009

I’m on a Mac and Linux, so I haven’t had a chance to try YNAB yet, but I’m really looking forward to 3!

Eric Lyman
November 24, 2009

Love the first version, I’m sure the new one will rock!

Michael Mangus
November 24, 2009

YNAB 2 is already great software, but can’t wait to have version 3. The current version already changed the way my family budgets by being in more control of our money. Getting out of debt is now a reality. The looks of #3 are awesome. Great job Taylor on your hard work. We all appreciate it.

Jonathan W
November 24, 2009

A guilt free buy :)

jacob
November 24, 2009

I really enjoyed the trial version of YNAB Pro :) GREAT program… I hope you didn’t spoil it :)))

Cherie
November 24, 2009

Love YNAB! I can’t wait for YNAB 3!

Eric Murray
November 24, 2009

YNAB 3 is going to be great… Finally be able to use the same data between windows / mac / and Linux… I can’t wait!

Go Go YNAB!

Les S.
November 24, 2009

Need It now !!!!!!!!

Michelle
November 24, 2009

This is a great product – I had my own spreadsheet before which wasn’t too bad, but it is terrible compared to what YNAB was doing for me as the spreadsheet version alone. As a Mac user, I can’t wait for YNAB 3. Thanks!

Jeremy
November 24, 2009

YNAB is quite simply the greatest and most efficient personal finance tool on the market. Anyone serious about proactively managing their finances needs to own this product.

YNAB is the Italian Stallion of the financial software universe.

John
November 24, 2009

Now, more than ever – an economic necessity

Nicole
November 24, 2009

My husband and I have never really thought twice about spending money on specialist products or services that help us with most aspects of our lives, for example, we would seek help from a doctor for our personal health, a mechanic for the health of our vehicles….And it wasn’t until we wanted to manage our finances a bit better that we realised that there was a product that could help with our financial ‘health’. Thank you YNAB!!

Sabrina Carroll
November 24, 2009

Wow…I’m impressed! This is the best, easy, understandable budgeting software I have found. I downloaded the free trial and I’m ready to buy but I would love to wait for YNAB 3. I have been telling my friends & family that they need to check YNAB out. Awesome product can’t wait this will make my life so much better. I will be posting on FB and every else thanks YNAB……

matthew mullen
November 24, 2009

I started using the software and found it easy to setup and get started. I love the idea of being a month ahead. Great Ideas. Matthew.

FM
November 24, 2009

Don’t think of purchasing YNAB as an expense – think of it as an investment!

deb
November 24, 2009

I can’t wait I have been following for some time waiting for the Mac release.
Maybe I’ll get lucky, I could use some thrown this way!

Barton
November 24, 2009

I’m really looking forward to runing YNAB on my Mac. I’m using VirtualBox and the trial of Windows 7 to run YNAB Pro now.

Spencer Steele
November 24, 2009

And here is where I posted my comment on facebook, “YNAB 3 Looks like a great budgeting program” and became a fan of YNAB.

my wall:
http://www.facebook.com/home.php?#/profile.php?ref=profile&id=1561440872

Dawn
November 24, 2009

I agree with Jeff -”me & my Mac” can’t wait either.

Mary
November 24, 2009

I’ve been using YNAB for a few years – it helped me to save enough money to move back near my family, buy a condo within months of landing, and I know how much is left to spend on Christmas. I love what I’ve got, and I’m excited to see the improvments with YNAB 3.

shiv
November 24, 2009

i like to get ynab .

Joel
November 24, 2009

Hey, I love YNAB! Looking forward to YNAB 3. I think Jesse and the team has made a lot of improvements and I’m looking forward to its release. Count me in! Can’t wait.

Blair
November 24, 2009

I don’t care about a free copy. Just please get it done before 2010. I need a decent budget app for my Mac.

Poleguy
November 24, 2009

YNAB got me through my wedding. Now it’s gonna get me through the birth of my first child!

Donna
November 24, 2009

Can’t wait to win!

Poleguy
November 24, 2009

Here’s a blog entry: http://poleguy.blogspot.com/2009/11/ynab-3-will-soon-be-released.html

Wes
November 24, 2009

This is the first financial software I’ve used that gives me the info I need to be in control of my finances.

I’ve used several programs over the years, starting in the ’90s with MoneyCounts by Parsons Technology. After that I moved on to Accounts & Loans in conjunction with QuikBudget on the Palm platform. In all of these programs I always struggled with putting a finger on where I was financially. Am I spending more than I’m earning? Will this new job offer really support my family? Can I take that vacation? After 20 years I really need to replace my pickup truck, but can I afford it?

Finally with YNAB and the YNAB Way the questions are answered! The vacation was a dream come true for my wife. The mortgage is being paid off. The pickup truck will wait until the new master bedroom addition is completed. But it’s all there in YNAB. I’m in control and the new reports in YNAB3 will add so much more to this experience. Bring it on!

Lois Preusser
November 24, 2009

I liked the reviews of YNAB and wanted to run it on my Mac.

Peter
November 24, 2009

Looks awesome so far, cant wait for YNAB3!

Jim and Sallie
November 24, 2009

YNAB has become an essential retirement tool for us.
No more worries about planning our expenses to match
our retirement income. Thank you Jesse!

Kristi
November 24, 2009

I love YNAB, and am waiting for YNAB3 to come out! Can’t wait!!

Eric Gray
November 24, 2009

What will be the system requirements for mac os x users? Also what kind of format can we expect for files(open doc , excel , etc.)?

Katie
November 24, 2009

Can’t wait for YNAB for my Mac!

Roy G
November 24, 2009

It’s such a relief to use YNAB. It’s so sophisticated, it’s simple. That’s quite an achievement! Nice change from some other methods. YNAB has a straightforward philosophy and the software supports it, making it easy to keep on top of finances and goals.

I’m looking forward to YNAB3. Good luck!

John
November 24, 2009

This software has made a big difference in my thinking about budgeting. It is still scary for me, but having it in place is slowly moving me towards greater financial freedom…Thanks

jerry vasile
November 24, 2009

I am using the current version of YNAB and it is the most straightforward software out there for personal budgeting.It is based on solid principles of managing your cash and used properly can contribute to improved financial performance ie staying within your means.The software impovements that I have seen so far related to YNAB 3 will even make it easier to monitor and manage inflow and outflow.Can’t wait to get the new software and use it to help me reach my financial goals!!

Jerry

jason
November 24, 2009

this software teaches lesson’s we shoulda learned at childhood to save

Paul
November 24, 2009

YNAB has been keeping me in the black since 2005. Can’t recommend this program highly enough! Can’t wait to get my hands on YNAB3!

Jennifer
November 25, 2009

YNAB + MAC = A match made in heaven!

Can’t wait to get it!!!!

Nathan
November 25, 2009

YNAB has revolutionized the way we view our spending. Our habits have changed and we are making better financial decisions through using it than any other tool we’ve tried in the past.

The YNAB 3 category is in my budget and ready to be spent, bring it on!

Brad
November 25, 2009

When I started using YNAB Pro, I had to create a companion spread sheet to do what I needed that YNAB did not have. From what I see for YNAB 3.0, I expect to no longer need the spread sheet. Thank you for filling in all of the holes. I can hardly wait for the release.

Jean-Paul
November 25, 2009

In my third year of using the spreadsheets… what I’ve seen of the Mac version of YNAB 3 looks very cool.

Rich Asay
November 25, 2009

The best and only successful solution for implementing and tracking a budget! Jesse and YNAB have revolutionized the way personal money management is done. Thank you, thank you thank you!

Henri from Botswana
November 25, 2009

After looking at a lot of other software on the market and even trying some of those, I discovered YNAB… and what a relief… to find something that works, does the job excellently and makes budgeting thorough and fun. I will never use any thing else!

Eric Prosser
November 25, 2009

I am so excited for YNAB 3! The new program really really looks to be one of the major changing methods of accoutning for the personal market. This could really go big in our economy. Jesse, are you ready for success? I think this will be your golden egg!! Love the program!!

http://www.facebook.com/#/profile.php?ref=profile&id=1442955072

http://cid-aee97032b154b9e6.spaces.live.com/default.aspx

Scott Tower
November 25, 2009

YNAB software has for the first time in my life allowed me to see where my money is going each month. I now choose where and what to spend my money on with a clear and precise plan each month. Thank you YNAB! I would love to use the new upgraded software as it looks really cool.

Eric Prosser
November 25, 2009

The best program that is going to blow Quicken and Money away! Go Jesse!

Youtube video!
http://www.youtube.com/watch?v=Vv1yAH55GoM

Rick
November 25, 2009

I’m not very fond of Quicken for MAC. I’m really impressed with the YNAB software. Besides with other finance software budgeting is a side thing with YNAB it’s the main thing. I like that. Looking forward to the finished product.

Martha
November 25, 2009

Looking forward to YNAB 3

Harlan
November 25, 2009

Very excited for YNAB3. This program has changed my life

Craig
November 25, 2009

YNAB is a great product for “envelope” budgeting.

My blog post: http://notbalanced.wordpress.com/2009/11/25/envelope-budgetingno-really/

Twitter: http://twitter.com/notbalanced/statuses/6047681345

miranda
November 25, 2009

I am wondering how much it has changed. I love my program. Even though it hasent been doing me too much good. Not Ynabs fault though. We have been broke into several times this year and thats a herd financial loss to make up. Hope I get to check out the new program.

Kelly
November 25, 2009

YNAB is the first budgeting software that I have been able to use consistently to manage my accounts. I’ve been using it for a year now, and love it! I love that I know where every dollar is going! The only thing that I’ve missed is the ability to see reports, and totals in each category (which will be helpful when I do taxes), and a place for the check number. But it looks like all that is covered in YNAB 3! I can’t wait to get a copy!

Adam
November 25, 2009

I love YNAB. I can’t wait to really dig in to the new one.

Josh
November 25, 2009

Dang Shoot YNAB yaaaahoooo! (singing praises) :)

beowuff
November 25, 2009

I love YNAB! I’ve been using v2. for about a year now. My wife and I are still working on getting a month ahead, but even without that part, YNAB has helped us talk more about money. That’s even more important with the current economy.

Thanks for the wonderful software! Can’t wait to put the next version on my Mac so I can get rid of Windows!

ML Vincent
November 25, 2009

YNAB got our finances in order. I can’t wait for this new version (been waiting for it for 2 years!) but I think it’ll be worth it… those screen shots rock!

beowuff
November 25, 2009

Bah, here’s to not reading directions! :P

http://www.facebook.com/beowuff

http://twitter.com/beowuff

Charles
November 25, 2009

God bless you and YNAB!!!! You have helped change my life!!!

Diane
November 25, 2009

I have really enjoyed YNAB and am looking forward to the new upgrade!

Chris
November 25, 2009

I cannot hardly believe the excellent progress YNAB as made over these years! What an impressive product! YNAB has helped me with my budget SO much, I am eagerly awaiting the new release!

Thank you YNAB!

jean
November 25, 2009

I like the idea of living on last month’s paycheck, and that the YNAB software focuses on the budget instead of having it be the sideline. I’m looking forward to version 3.

Scott Viney
November 25, 2009

I have been using YNAB for the last year and a half and havent even considered using anything else. This year has been a tough one and I dont know where we would be without it.

Thanks for keeping us afloat.

Susie
November 25, 2009

Looking forward to a MAC version!!!

Tom Dawkins
November 25, 2009

This is A-1 on my personal list for Santa!

Craig Bowden
November 25, 2009

We need YNAB3! Hurry, Hurry, Hurry!

Bradley C Hughes
November 25, 2009

U need, I need, we all need a budget!

YNAB is one of the keys to an enriched experience of life, as it unlocks the doors to financial freedom through discipline, structure and tracking of financial goals.

Maybe the US Treasury Department should get a copy and start using it too.

Grow the fruits of your dreams with YNAB 3 for Mac.

My G5 can’t wait to run this new software! Its twin CPUs are quietly buzzing in eager anticipation.

Onwards and upwards with zero balance budgeting using YNAB 3!

I plan to use YNAB3 to go from over $60K in debt to zero debt in the next three years.

Already own YNAB2 on Windows, but haven’t been too enthused about getting stuck into the software on Windows. Been waiting for a Mac version since I bought it.

Hallelujah it’s almost here!

Thanks so much Jesse, rockin’ the budgeting world!

Rick T.
November 25, 2009

I have recently purchased YNAB Basic (I use a Mac) and I am awaiting 3.0 with enthusiasm. I have set up my budget and it was easy and empowering.

I have several friends with variable incomes to whom I have demonstrated the program. They are excited beyond belief! To get control of their budget with this system is possible and exciting to them.

I have already purchased the program and I am happy (and will get the free upgrade). If I win the free program, I am giving it to a friend with variable income who has been hit hard by the economy. But to be honest, if I don’t win I will buy it for her anyway. :)

Great program and an important tool to keep your financial life in balance and lower your stress and “hassle” level.

RT

Steve
November 25, 2009

I am a big fan of YNAB, but have unfortunately not been able to use it on my current system, which is running a Linux OS. I am so excited to be able to use it once again! Woot!

Tweeted it
Updated my Facebook Status
Bloggedabout it: (this link is not active yet, but will be before midnight tonight)
and finally, I created a video

Wade Reed
November 25, 2009

I love the YNAB philosophy…so practical and motivating. I am better with money thanks to applying the basic money principles outilined by Jesse.
Thanks for creating this great product!

Matthew
November 25, 2009

YNAB has been a life changing experience for us when it comes to finances. Living on a fixed income, it is great to know that there is life on a budget! Thank you Jesse!

Cindy
November 25, 2009

I finally have my $$ under control and can plan for the next month! Thank you YNAB and can’t wait for the new release — even if I have to pay for it.

Brendda Hogue
November 25, 2009

Thanks for such a great budget program!

Sarah
November 25, 2009

I’m SO ready for this program to come out. I’ve been waiting for a Mac version of YNAB for quite some time. The end of this year would be great timing…. just in time for a fresh start in January!

MC Breakfield
November 25, 2009

I want so much to win a copy for my new MAC. I am currently deployed and my mom is taking care of my finances. She used YNAB and loves it. I am newly married and when I redeploy I want to start my family on the right “financial” foot and keep within a budget.

I would love to win a copy.
MC Breakfield

MD Burrus
November 25, 2009

I would love to win the upgrade. I am currently using YNAB and am working toward being one month ahead. It is slow but worth it. It really is a painless way to keep a budget. Thank you for writing the program.

MD Burrus

MC Breakfield
November 25, 2009

I can’t wait for YNAB 3 for my new MAC. I am currently deployed and my mom is keeping my budget. I am newly married and want to start my family off on the right “financial” foot. My mom uses YNAB and loves it.

MC

Kimberly P Nolte
November 25, 2009

I have started usng YNAB at home and am excited about getting a handle on our finances. I would like to have a copy of the new software to use in my business. Please pick me! :-)

Joe Sands
November 25, 2009

Awesome product. The only method I’ve found that makes budgeting fun and eay to do!

Kevin Cowling
November 25, 2009

I looking forward to YNAB. Need to budget

Jessica Bybee
November 25, 2009

Incredible, Easy, and Worth it!

Charley T.
November 25, 2009

Can hardly wait for the Mac version!

Kevin Heddy
November 25, 2009

I’m new to YNAB but absolutely love its user friendly interface.

Rachel
November 25, 2009

So excited!! Looks like it will be great.

Susan Ledoux
November 25, 2009

As a single kindergarten teacher, I couldn’t manage my finances without YNAB. I don’t have time or patience with bells and whistles, I just want something that works, period. Thanks for giving me just that!

Megan
November 25, 2009

I cannot say enough good things about You Need a Budget. I discovered the program while searching for financial advice after my new husband and I got a joint account.

Before I discovered YNAB and it’s unique way of looking at budgeting and money management, I had never met a budgeting/management program that I actually liked. And now I can’t imagine trying to do my finances without YNAB.

I’ve saved hundreds of dollars, rebuilt my emergency fund and paid of several credit cards, thanks to the program and the methodology put forth by Jesse. I cannot wait for the third version to come out. I’m so very excited to see all of the wonderful changes and improvements.

Heather Marquette
November 25, 2009

YNAB completely changed the way I see our finances (and my marriage, interestingly enough!). I’ve since bought a mac though, and fell out of the YNAB habit… Thank you, thank you, thank you…waiting impatiently for YNAB3!

Peggy
November 25, 2009

I’ve tweeted about YNAB http://twitter.com/pleutim and posted about it on facebook but I’m not sure how to link to those specific things. http://www.facebook.com/people/Peggy-Rodgers/575593022

Working on the blog post now. Will link it when it’s done.

Louis
November 25, 2009

For anyone wondering if this will work for you, I can tell you that in the two years since my wife and I have become dedicated YNAB’ers, we have decreased our debt (credit card, auto loans, student loans) by over $35k. However, the biggest gain that we have experienced since implementing YNAB is that we don’t argue about money anymore, and when someone asks for an unplanned for expense, we just let the budget answer so there’s no bad guy. It’s been a great decision.

Daniel Mann
November 25, 2009

Can’t wait to give YNAB 3 a run on my Mac, Linux, and Windows machines. Cross-platform budgeting: a dream come true!

Sean Bossinger
November 25, 2009

I can’t wait for YNAB 3 to come out… I’m looking forward to being able to run this app natively on my Mac!

Put simply: it blows the competition out of the water, encouraging me to save money rather than spend it on bill pay, online storage, online backup, printed checks, and everything else intuit sells.

Let’s see:

1) The tweet is done
2) I mentioned it on Facebook and became a fan
3) I blogged about it at http://www.seanbossinger.com
and, coming soon to a small screen near you – yes even those on the iPhone can watch this one – You Tube…

Scott L
November 25, 2009

Been waiting for this version for awhile, maybe I’ll get lucky and win a free copy! I love the concept, and hope to be able to use this once it is released.

V. Trautman
November 25, 2009

YNAB makes it easy for us to decide how our money should be used. Can’t wait for YNAB 3!

Andrea
November 25, 2009

YNAB is a revelation, leading to a REVOLUTION in how you will become the confident manager of your own money, day-to-day – even if your parents didn’t teach you how. Be prepared to LOVE this software ever better with every next paycheck!

Josh Baker
November 25, 2009

i love easy YNAB is and how it helps me save money for real things i want and not on impulse buys!

Jamie
November 25, 2009

Can’t live without YNAB . . . and it just keeps gettin’ better! Looking forward to YNAB 3!

con
November 25, 2009

Always willing to learn something new ! At 86 years of age I need a budget teaching me to spend my pension money wisely.

Tim Eirich
November 25, 2009

I’m gonna be the big winner! Yeah, YNAB!

elaine
November 25, 2009

I love your product and you – the company. I have told many people about YNAB. I still have so much to learn. #3 will begin my third year with you! Go for it!

3

Sheridan
November 25, 2009

I LOVE YNAB! I have been saving more every month.

Sarah & Geoff
November 25, 2009

Gotta love YNAB. I tried (kind of) budgeting for 10 years and never really did it until I started using YNAB…nuf said! Can’t wait for YNAB3 :)

Melvin
November 25, 2009

I want YNAB 3 -it is the best and easy software ever.!! i love you ..

Richard
November 25, 2009

The anticipation of YNAB 3 is driving me CRAZY!!!!! I surely hope the release will be soon.

Sandy
November 25, 2009

LOVE my Ynab – my finances and checking account balance was always in the red until Ynab helped me buget and I have actually been able to eliminate 1,000’s of dollars in credit card debt. I am so excited about the new release, can hardly wait till it is available. Have I said I LOVE Ynab?
Thanks Jessie!

Marc-Andrew
November 25, 2009

Looking forward to the NEW 2010 Money Forward movement.

Jared Tomlinson
November 25, 2009

I love YNAB! Bring on 3!

Glen
November 25, 2009

YNAB has really helped me take better control of my finances. Looking forward to version 3!

Caroline
November 25, 2009

I am anxiously awaiting this release – I moved to a Mac and do NOT want to have to load Windows on my computer!!

John
November 25, 2009

Can’t wait for YNAB 3 !!

YNAB Pro has helped me so much already, that it has more than payed for itself already.

Sylvia Norton
November 25, 2009

Of course I became a fan. Don’t know why I had not looked on Facebook and done it before! I was faced with significantly different finances when my husband died two years ago and I needed software that made sense for me during a time of dramatic change. YNAB allows me to monitor what I do, plan for the future and make modifications as needed. With YNAB I’ve been able to stay in my home and wait to sell during better economic times.

Mandy Mounteer
November 25, 2009

I’ve have used YNAB for the last 2 years, and I have never felt more in control of how my money is spent! I will NEVER use another money management software. The YNAB rules for managing your money are so simple to live by but life altering. Thanks Jesse!

Angie Mathews
November 25, 2009

Gee Whiz!! I need a budget….. I use a MAC and I’ve been waiting for a great program to help me. God knows I NEED all the help I can get. Bring it on!!! I can’t wait.

Val
November 25, 2009

It has stopped my kids from arguing about money! Yea!

Josephine Kuever
November 25, 2009

Yay! YNAB 3 is looking fabulous and I can’t wait to try it out. I tweeted too! http://www.twitter.com/jkuever

Ramsey Stoneburner
November 25, 2009

I can’t believe how wonderful YNAB is to use! I can’t wait until YNAB3 is out. I plan to purchase but seeing how money is so tight I’d love to win a copy! Please consider this my entry! Thanks!

Tweeted at: http://twitter.com/rodeoramsey/status/6065370291
Posted to facebook at: http://www.facebook.com/posted.php?id=1246936380
I also became a FB fan!

THANKS YNAB TEAM!

LoriAnne MacKenzie
November 25, 2009

YNAB has not only helped me to keep on top of my bills but it’s given me the money I need for new furniture, a trip to Germany, and countless other things that I couldn’t have afforded before. I’m looking forward to all the new changes and plan to get it as a gift for my daughter who will be graduating from college in the spring.

Shawn Dowler
November 25, 2009

This is my final post here. For completeness, I will post all links in this post, too:

Facebook Post:
http://www.facebook.com/posted.php?id=714123573&share_id=226202437456&comments=1#s226202437456

Tweet:
http://twitter.com/mailman0/status/5994158639

Blog Post:
http://walkingtowel.org/2009/11/23/ynab-3-on-the-verge-of-release/

YouTube Video:
http://www.youtube.com/watch?v=pVfmC5AZzqY

Nancy
November 25, 2009

I can’t wait to check out the new version

Abigail
November 25, 2009

YNAB, I don’t know you… but I think I love you.

Katie Aeschliman
November 25, 2009

can’t wait to check it out…hope it’s better than Quicken!

patrick
November 25, 2009

Almost one year with YNAB, you can be sure that I won’t go back to Quicken, never ever.

Peggy
November 25, 2009

I’ve finished my blog post on budgeting and YNAB/YNAB3. http://rainberryblue.blogsome.com/2009/11/25/build-a-better-budget/

Mark
November 25, 2009

This version is looking amazing. I can’t wait for the release. I’ll be first in line :)

Joe P
November 25, 2009

Hello. I would like to enter the contest! Thanks!

Cindy
November 25, 2009

I’ve been using YNAB ever since I won a copy of it at Free Money Finance in December 2007. LOVE it! Thanks so much for making my budget easier to keep track of. It would be so cool to win a new version. Maybe I’ll just have to pay for it this time, huh?

dale
November 25, 2009

anxiously waiting for release so we to can gain control.

Kiana
November 25, 2009

My Mac and I can’t wait!!!!!

Andrew Berrigan
November 25, 2009

Great methodology and a great program all rolled into one — I can’t wait to run YNAB natively on our iMac!

Greg
November 26, 2009

Ooh, ooh, pick me!

kim
November 26, 2009

i can’t wait to start using YNAB3 on my MAC!!! i have been using the basic version for 3 months and am excited to upgrade!! hurry hurry i want to put it on my christmas list!

Frank Preston
November 26, 2009

YNAB 3 looks like the ideal answer to the home budgeter. You don’t ned any special skills, it’s easy to use and it’s cheap!

Karen
November 26, 2009

The improvements in YNAB3 will be really useful and I look forward to using the new version.

scott
November 26, 2009

We’ve struggled for years, trying to track our spending and create a budget with Quicken by looking at where we’ve spent our money. YNAB gets it right and puts the planning BEFORE the spending.

Andrew
November 26, 2009

I can’t wait to see it – I’ve saved $55,000 in the last few months using the old MAC spreadsheets, don’t think I can squeeze more out of the salary, so need some lateral thinking.

Joe Hansen
November 26, 2009

I prefer to use this over quicken as I find it much more simpler and to easy to use. It gives you exactly what you need to setup and maintain a budget and build a savings.

Claudia Kent
November 26, 2009

Dude!!!!!! YNAB has done wonders for my bottom line.

James
November 26, 2009

YNAB3 for MAC!!!

carrie
November 26, 2009

YNAB has brought a lot of peace to our household. Now when I say “we can’t afford that right now” or, “yes, there’s money in the budget for that” I have irrefutable proof!!! I not only know where the money is, I know how to use it.

PegBecksvoort
November 26, 2009

Just found YNAB yesterday. I am so hopeful that this will get me on track with finances! Have been using Quicken – It is so frustrating. Thanks for doing this.

Samuel Dasilva
November 26, 2009

Great software. Just simply love it. Thanks

Samuel Dasilva
November 26, 2009

Thanks YNAB,

Jules
November 26, 2009

Cant wait for YNAB 3, its been great to watch it progress since the original excel app… Great job guys!

Christina Wassell
November 26, 2009

We have been waiting eagerly for YNAB 3. Can’t wait!!

Bob Baar
November 26, 2009

We have been using YNAB now since September. I can tell already it will help us tremendously. I like having the extra time so we aren’t making last minute major emergency decisions, we can plan better by moving money from other catagories for those emergencies.

Joe McMillan
November 26, 2009

Before YNAB, I hda no idea where my money was really going. Since developing a budget using YNAB, I know where it all goes and have even begun to save regularly. YNAB has really helped me organize my finances.
Joe

margaret
November 26, 2009

I’m like so ready for YNAB3 to be here!!! Please, please, please Santa can I have it for Christmas (or sooner)?????

Wayne Evans
November 26, 2009

YNAB is the best of all I have tried.

Steve
November 26, 2009

YNAB is the biz!

I know where every penny is going and why it’s going there and I even have cash over at the end of the month.

F Parmenter
November 26, 2009

I moved to a Mac in 2009 – and I really missed YNAB. Soon to be reunited – feels so good

Catherine
November 26, 2009

I can’t wait! I moved to a Mac earlier in the year, and have had to ‘borrow’ my husband’s laptop to keep an eye on the finances, so it’ll be good to be able to do it on my own Mac!

HR
November 26, 2009

YNAB is simply life changing. It gives you hope for the future and acts as a life preserver to hang on to while you get there.

Chris Gallager
November 26, 2009

Really looking forward to getting back to YNAB. I have been very slack and waiting for YNAB on my mac to get me back on track!

Ted
November 26, 2009

YNAB 2 has been great for me for a year so I can’t wait to kick it up a notch with v3

Luke
November 26, 2009

I switched from years of using my own spreadsheet and started using YNAB Pro in September … and it has made a huge difference in efficiency, not to mention enjoyment (don’t have to worry about formulas and organization, it’s already taken care of). Thanks for building a great product, Jesse! Looking forward to getting the update.

Mike Keal
November 26, 2009

So much easier to use than Microsoft Money – feels good to be on top of our monthly budget at last.

Mike Keal
November 26, 2009

Tweeted at: http://twitter.com/mikekeal/statuses/6094235201
Facebook: http://www.facebook.com/mikekeal

Eric
November 26, 2009

YNAB 3 is going to rock!

Lauren S
November 26, 2009

I <3 YNAB!!! It is TEH AWESOMEST! (srly fantastic product – keep up the great work!)

Byron Hartzler
November 26, 2009

This seems like a program that is built around my current spreadsheet system that I created and have passed on to many others. I’d love to use something professionally like this. There is nothing else out there like it. Looking forward to YNAB 3, my first opportunity to check it out as a Mac User.

Kendra
November 26, 2009

Jesse,

YNAB is GREAT and I really thank you for sharing what helped you and your wife. With its help (and yours) I finally bought my first home and had no issues doing it. The money was there…waiting to do its job!! HA HA, rules are awesome and I now live by them. I am so excited for YNAB 3!!

Thanks again.

By the way, I’ve been singing your praises on FB for a while now…

Laura
November 26, 2009

User friendly. Much more intuitive than MS Money!

Blake Witherington
November 26, 2009

YNAB has allowed me to scrutinize my expenses in a way that other software has not. This software is simply amazing over time.

Peter Brauers
November 26, 2009

Just discovered this software a few days ago, and already KNOW it’s going to change things for the better for my family. SO ready to get away from living from paycheck to paycheck/hand to mouth…and this will help guide us on the journey.

Kendra
November 27, 2009

Here you go…

http://twitter.com/MrsSpinn

http://www.facebook.com/home.php?#/profile.php?ref=profile&id=1388522139

James
November 27, 2009

YNAB v.2 is already soooo great! But then again, with the new features perhaps the latest release should be called YNv3 for any existing users!!

Mary
November 27, 2009

Will be excited to see the updates!!!

Dwayne S
November 27, 2009

I am really looking forward to the new version with the hope that it will improve my ability to track my finances better and provide me with better reports.

Radu
November 27, 2009

Budgeting with ease – YNAB 3 for Mac, the best YNAB ever!

Lance
November 27, 2009

I’m hoping YNAB3 finally gives me the push to do it. I’ve had YNAB for over a year now and just haven’t moved over to it from M$ Money.

Heather
November 27, 2009

Looking forward to the new version!

Todd
November 27, 2009

YNAB changed my life!! I’m on my way to being debt-free!!

Holly
November 27, 2009

Please. Pleeeease? I really need a budget!!!

Dennis
November 27, 2009

I have been using YNAB Pro for about a year using Windows and am so looking forward to being able to do so in Linux. Plus all the updates look great, can’t wait for version 3

Michael
November 27, 2009

YNAB is the best stand-alone software I have found for budgeting! Great work!

Sally Testa
November 27, 2009

YNAB has gotten me on track to a budget….first time ever in my 40 year marriage that I am on a budget….always before it was …Budget, budget, we don’t need no stinkin budget! But with YNAB, I actually look forward to working with bills and updating my monthly account. Bet most people can’t say that!

Torri
November 27, 2009

Cannot wait for the Apple / Mac version of this software. We are so excited.

Luke
November 27, 2009

Have been waiting for awhile for the Apple / Mac version of this software. We lost our soft windows capability and now cannot wait till we can get back on track again. WE LOVE THIS SOFTWARE!

Jennifer
November 27, 2009

I’ve been using YNAB for 2.5 months now. The program is brilliant. It not only enabled me to track spending and build savings, but it also made me re-examine my priorities and adjust my financial habits to reflect them.

Jon
November 27, 2009

finally an aswer to all the problems people have with budgets! Way to go YNAB, good luck with #3

Bob Bagwill
November 27, 2009

Who needs a budget? Me.

Richard Friese
November 27, 2009

Looks like this could really be the ticket

Troy
November 27, 2009

YNAB

This is the budgeting software I have been hoping someone would put together. Perfect timing for starting 2010 with some personal financial stability and framework. I hope it comes out soon! next up? YNAB iphone app?

Matt Baucum
November 27, 2009

My wife and I are really looking forward to YNAB 3 when it comes out. YNAB changed our lives! We have not had to stress about money for two years now!

Here are links to my other mentions, for the free YNAB 3 contest:

http://www.facebook.com/profile.php?ref=name&id=511348449

http://twitter.com/mbaucum75

Jeff
November 27, 2009

I’m looking forward to YNAB 3 release!

Erick Puentes
November 27, 2009

Finally! A serious budgeting software for the Mac. This will truly be a wonderful holiday season.

Jonathan Ryan
November 27, 2009

I love ynab, I have been using it for 6 months now and it has elminated the stress from money mangement. Way better than MS Money or Quicken.

Deborah Myers
November 27, 2009

Cool just what I needed to help me!!!

Jhinuk Chowdhury
November 27, 2009

I have procrastinated long enough. It’s time to get organized.

Terry B.
November 27, 2009

I am a believer in YNAB and the 4 rules for budgeting! The last two years have been one fantastic ride with YNAB. I have retired almost $30,000 in debt, saved another $12,000 that I used to take the family on a 3-week dream trip to Australia, and just today spent $2,300 on a new 50-in plasma TV and a side-by-side front-loading washer and dryer! And the best part of all of this: every cent was budgeted and saved using YNAB … no debt! Not now … never again! Thanks, YNAB for changing my life!!!

Brian
November 27, 2009

http://cornerstonenh.posterous.com/you-need-a-budget-ynab-3
http://www.facebook.com/brian.foreman.sr (at least two times)
http://www.facebook.com/CornerstoneNH (two times)
http://cornerstonenh.blogspot.com/2009/11/you-need-budget-ynab-3.html
http://twitter.com/brianforeman/status/6013934552
http://twitter.com/CornerstoneNH/status/6012635808

Mark
November 27, 2009

the new reports make my mouth water….almost as much as a chili cheese dog!

mary b
November 27, 2009

YNAB was a great find for me!
I’ve already written a blog post where I mention my anticipation of the release of YNAB 3.0!!
http://www.frugalgab.com/2009/10/financial-software-followup-on-ynab/

Crystal
November 27, 2009

Can’t wait to get YNAB 3 on our Mac! I have YNAB on my PC laptop, but it has since bit the dust, so it would be great to have it on the Mac instead. Keep up the great work!

Adam
November 27, 2009

Love this product…been using it and love that it focuses on what matters and what I can contol.

Adam

Qunyi
November 27, 2009

I love YNAB. I have been using it and it is just absolutely awesome. I can’t wait for the latest version of YNAB!!!

Cynthia Leek
November 28, 2009

I’m one of those people who doesn’t go mainstream just because everyone else does. I’ve got a Palm, not an iPhone~ have a Sansa, not an iPod~ was the first person in my crowd to get on Facebook/Gmail/Google/Firefox; you get the picture. I love choosing the things I do because I research it and my choices WORK!

YNAB is no different. It can be as much or as little as you want it to be, but it’s very functional and it’s just a great piece of software. I can’t wait to use the new version; the screenshots are positively GLAM!

Tim B.
November 28, 2009

Lived on YNAB Basic for a few months and it made more of a difference than anything my wife and I have ever done to actually make and keep a budget. Now I just need it for my Mac. Bring it on!

Jean
November 28, 2009

2009 is almost over, so my Mac and I waiting eagerly to get my spending (and saving!) under control!

simone
November 28, 2009

Well, I have heard good things, from folk that should know……

abcwick
November 28, 2009

Like golf – makes budgeting fun but you’re constantly wanting to go back and try more in the hope of getting better!

Clare
November 28, 2009

I’m looking forward to YNAB3 & giving MS-Money the big flick!!

Microsoft & many other ‘budget’ software packages have hopeless budgeting capacity & could really take some lessons from YNAB in how to budget!

Jeff
November 28, 2009

Finally…an easy-to-understand program that works…and works well. Pays for itself the first month. Adapts to any financial style or income. Strong support staff and friendly forums to keep the “budgeteers” on track. Keep up the good work!!!

John
November 28, 2009

The sneak peeks look great! Looking forward to getting my hands on the new version.

Jeff
November 28, 2009

…not to mention a new vehicle and a basement remodel that was paid for (in advance) thanks to YNAB’s rules. Simple, yet amazingly effective.

Cindy
November 28, 2009

YNAB has given me back the 10 years I lost stressing about my finances! Having budgeted for my son’s visits from college have made my holidays brighter than ever before – there’s enough here for presents, cookies AND having him home to enjoy them! THANK YOU JESSE and the YNAB team!

Michael
November 28, 2009

Just got turned on to your product. Looking forward to trying it on my Mac.

Dizan
November 28, 2009

Never tried it before. I’ve always been a Quicken kind of guy. Hopfully this software can overcome my doubts.

Cainan
November 28, 2009

YNAB is a great product. Every version is better than the last.

Kirk Messinger
November 28, 2009

Without YNAB, my wife and I went from a credit card balance of $0 in 2002 (refi-ed to buy a motorhome and pay off previous credit card debt) to a MasterCard balance of almost $14,000, just because we didn’t keep track, and when we wanted it, we bought it. Our savings account had $6.11 in it, having grown from $5.00 in 1978.
Today, after 14 months of doing things the YNAB way, I made the last payment on that card. Now we have only a mortgage and two cards which we use as cash and pay off every month. They are NEVER allowed to grow beyond the budget for the month. We also have a full buffer, and a new savings account with $6000 in it. And it didn’t hurt at all!

Kevin Verschelden
November 28, 2009

YNAB Pro is great! Can’t imagine how good YNAB 3 will be. Sounds cool!

Larry
November 28, 2009

Looking forward to the next version! Keep going – only 30 days left till the new year!

Randall Gibson
November 28, 2009

I love version 2, and look forward to pushing version 3 on all my friends!!

Alex
November 28, 2009

I’m in…

http://blog.polarweasel.org/post/261044873/ynab-3
http://twitter.com/polarweasel/status/6149105636

(and a fan on FB, for a total of 6 entries)

Elizabeth
November 28, 2009

As a Mac user, I have only been able to admire YNAB from afar, s far. I look forward to the new version!

Joshua Woodward
November 28, 2009

Hey I love YNAB I have never had it before and if it is good I will definitely suggest it to my family (who are also looking for a new financial software)

Cheryl
November 28, 2009

I think I’m budgeting, but there’s only one way to know for sure….it’s called YNAB3!!!

Thanks, Jesse, for hanging in there with the production of what will be THE budgeting software of all time!!

Cheryl
November 28, 2009

Thanksgiving 2009 I had a ball
With lots to eat, being thankful and all
When the next day after, Black Friday, arrived
No shopping for me; I felt so deprived!

My checking account, sadly, you see
Was almost overdrawn, oh what misery!
I remember reading about a program called YNAB3
And realized surely this would be the key

No more budgeting problems for me
Yep, Jesse’s created the program…yippee!
Next year I look forward to being out of debt
With YNAB3, my future’s going to be the brightest yet!

Jeannine Delemare
November 28, 2009

YNAB saved us A$1000 a month straight off by identifying a cost for a service we no longer needed. The clothing budget has also been very useful with the teens wants/needs.

Mary
November 28, 2009

I tried SO many other budgetng programs trying to find one that really meant my needs for handling our finances but nothing was quite right. I kept coming back to this website as I liked what I read there, and finally I bought YNAB Pro. I have NEVER been sorry! I love this program…it has made handling our finances so much easily plus because of the way it works, it has helped us to actually stick to our budget, which has enabled us to get out of debt, stopped our living month to month and now we are increasing our emergency fund. I am very thankful I found YNAB and can’t wait for the newest version to come out!

Marlea
November 28, 2009

I’ve never used YNAB, but I’m anxious to try it.

Megan
November 28, 2009

Please enter me! I can’t wait!

Robert
November 28, 2009

YNAB lets you tell your money what to do, so that it will work for you instead of against you. YNAB frees you of the tyranny of having enough money, but letting it slip through your fingers. Truly life changing software.

Hershy
November 28, 2009

Love it and waiting impatiently for lll

Jessica
November 29, 2009

This Linux user has been watching and waiting…very excited about the YNAB3 release!

Kelly
November 29, 2009

I can not wait for YNAB3. Since starting on YNAB my husband and I have gotten our spending under control, learned to stay on budget and has stopped a number of fights. Before if my husband wanted something he’d buy it, if I said no we can’t afford it, it caused a fight, “cuz the money should be there”. Now if he wants something and I say it is not in the budget right now, that is the end of the story he doesn’t fight with me about it and tries to help me fit it into the budget. I am so thankful for YNAB!!

Marilyn Muckerman
November 29, 2009

I have never had a budget and my finances are indicative of this!
After making several exhaustive searches and trying out a couple different ones
YNAB is the only one I can find seems to really user-friendly, and actually covers all the bases.
Thanks for allowing us an opportunity to win the software, it is much appreciated.

Michael Wingfield
November 29, 2009

By far the best budget/financial programme available,would recommended it to anyone i use it on a regular basic and it has changed my life for the better and the way i budget myself,looking forward to nthe release of YNAB 3

Bobbi
November 29, 2009

I just got back from vacation but if the contest is still going on, count me in! :) Thank you.

Patti
November 29, 2009

Looking forward to the Mac interface! The upgrades on YNAB3 look awesome!

Brooks
November 29, 2009

Please save me from relying on VMWare… my Mac cant wait for ynab 3!

Reuven
November 29, 2009

I love your product and need to get back to using it!!
I am currently in the Israel Defense Forces and my income is not so significant – would love to get a copy of YNAB3!

Jeri
November 29, 2009

I *heart* YNAB!!

Jolita Evans
November 29, 2009

After 30 years of playing “catch-up” with finances and trying various different budgets that did NOT work, we are finally ahead of the game with YNAB after only 8 months. This budget made us really aware of what we were spending and helped us prioritize our needs from our wants. Now we are able to start having some of our “wants” without having to go into debt to get them. YNAB is the first, maybe ONLY, budget that works! I tell everyone I know about it. My kids, just starting out, are using YNAB. If only YNAB had been available when we were just married…

Lorena Cámara
November 29, 2009

YNAB is so good that works even for Argentina !!! :)

hoje
November 29, 2009

let me use asap

Paul Freeman
November 29, 2009

YNAB is the best budget application I’ve ever used (Money, Quicken, I’m looking at you!)
So looking forward to YNAB 3

Martin
November 29, 2009

YNAB has made me much more financially aware, good and bad.

I now have the kind of control of my finances I would never have thought possible.

In fact, YNAB is so important to me that upgrading to YNAB 3, worries me about change, as I now know what I am doing without any problems, even though YNAB 3 is something I have been waiting for, for most of the year!

However, I realise I may become complacent by sticking to what I already know, this has caused me to fail in life so many times, so I am now looking forward to YNAB 3 and any challanges it may bring.

If I win a free copy, great and thank you very much, but I will then purchase another copy for my family, so win or lose, I am a winner, thanks to Jesse and YNAB!!

Laura
November 29, 2009

I use linux and I am really looking forward to being able to use YNAB! I said it on facebook too and became a fan!

Alex
November 29, 2009

Currently use YNAB and cannot wait for the new one. It looks almost perfect!

Stephen Cassola
November 29, 2009

Since I began using YNAB I have reduced my debt by over $20,000!

Neal
November 29, 2009

Can’t wait for the new release!

Gloria
November 29, 2009

I’m so glad I found YNAB to get my budgeting in order – having YNAB 3 will be even better!

bryan e
November 29, 2009

YNAB is a good piece of software, and the support (YNAB U) makes it wonderful. It took me a while to get going, but I am very pleased with it.

Jennifer
November 29, 2009

Looking forward to seeing all the changes in v3.

Chris Lenaghen
November 29, 2009

Version 3 is looking to be a well polished product. Will rock now that I can run it on my mac!

Jenny
November 29, 2009

Love YNAB! We tell everyone we know about and give it as gifts. We have used it for a 1.5 years and it is still fun. Along with Dave Ramsey, YNAB has brought us financial peace and security.

Shannon
November 29, 2009

As a recent Mac convert, I can’t wait to see the new version!

Lisa Hillborn
November 29, 2009

YNAB is AWESOME! I get paid once a month and, at first, I was horrible tracking how much money I had and often wound up with $50 or less with a week or more to go until pay day. Now that I use YNAB Pro I know exactly how much I’ve spent, where it’s going and how much I have left for the rest of the month.

I always thought I had a retty good grasp on how much I spent on things during the month. When I started using YNAB to actually track what I was spending I relized just how far off the mark I was and how much money was “falling through the cracks”. Now I am able to reasonably limit my spending on “extras” such as eating out/delivery food and “fun” money.

It is wonderful to finally have control!

Jack
November 29, 2009

Can’t wait to get started on the YNAB way!

Stephen S
November 29, 2009

This is Stephen S again.

YNAB is awesome!

I added my thumbs up at:
Twitter: http://twitter.com/sgstarling/status/5995454038
Youtube: http://www.youtube.com/watch?v=Lb7KSFjgCwg (My first video ever!)
My Blog: http://stephenstrail.blogspot.com/2009/11/you-need-budget.html
And I became a fan at Facebook!

Teresa
November 29, 2009

Hurry Hurry Hurry – this would make the BEST Xmas gift for the graduating college seniors in our family!!!

Elizabeth
November 29, 2009

A very well thought out, easy to use budget plan!

Natalie
November 29, 2009

I have YNAB on my PC, but recently got a Mac. I can’t wait for YNAB3!!!!

Gabriel Garcia
November 29, 2009

I’m a switcher from pc to mac, since that day the only program I miss is YNAB, I hope I get one of this 5 licenses of this great program.

Jelina
November 29, 2009

Yeah! Enter me to win.

Donna
November 29, 2009

I am smiling BIG=:)) It may sound silly, but I am so excited!!! I can’t wait to start managing, saving and organizing my dollars with this program. It seems to good to be true! I am new to the whole budget thing and have been searching and praying for a helper and this IS the ticket. I can feel it. While watching the demos, it seemed incredible that it has all the things on my want list and more. I feel like somebody was listening to what I needed and made the program just for me. YNAB heard me….amazing since I never said a word to them. It also comes with a bonus….. available for Mac too! My daughter uses a Mac and we can learn together, another answer to prayer! Finally, the timing could not be better, YNAB will help resolutions for 2010 be more successful! Can’t wait to start!!

Sonya-Rose
November 29, 2009

Here’s another Mac-user, just waiting (semi-patiently) for the day that I, too, can use YNAB and put to use all of the tricks I’ve gleaned from YNAB-U and the forums!! :)

Brooke
November 29, 2009

I love YNAB! About a year ago I was searching for budgeting software that used the “envelope system” and allowed me to roll over surpluses into the next month, and YNAB was the perfect fit.

Kyle
November 29, 2009

I’m really looking forward to YNAB3. It appears to address the (very) few things about YNAB that bug me. Can’t wait.

Nikki W
November 30, 2009

I’m getting ready to start my trial version, and looking forward to version 3. Amazing that I do cash flow projections for friends, but can’t get my husband and I on the same page financially! He actually asked me if we couldn’t just put our money into envelopes (cash) because he can’t look at the bank balance and figure out how much to leave in there. Your software looks like the perfect solution and a potential marriage saver….

Aaron
November 30, 2009

Finances are a complete disaster and the stress is terrible. The upcoming release of YNAB appears to be my ticket out of this mess!

Kimberly Etzold
November 30, 2009

My current version of YNAB rocks so I can only imagine how the new version will be! Since using YNAB, I have almost reached my debt free goals and it has allowed me to consider other job opportunities verses being stuck where I am just I can make enough money to live pay check to pay check! Love me some YNAB!

Steve
November 30, 2009

Looking forward to get on top of all my finances!

Ryan
November 30, 2009

I love YNAB, can’t wait for YNAB 3!!

Jim
November 30, 2009

Here’s another Mac user looking forward to YNAB 3!

Dave Finley
November 30, 2009

If YNAB 3 is as simpl