I’ve focused in previous Whiteboard Wednesdays on keeping things simple so you can stay on track. While unsustainable effort can affect change, it’s only meant to move the needle–not keep it there indefinitely.
With keeping things simple, I’ve tried to help people use fewer accounts (if you’re using YNAB correctly, a checking account and long(er)-term [...]

We’re honored to be mentioned!
You can read the full write-up here.

Took some time off last week and am back in action this week…taking time off next week as well…
I’m thankful for time off.
And that’s what we’ll be talking about today. Being aware of all the things you have helps you keep your wants in check. It’s not just about building awareness of your [...]

There’s a great scene in the movie “The Patriot” with Mel Gibson. Mel Gibson’s character is giving his young sons some final shooting pointers before they engage the British in a battle to save his oldest son. After he is finished with his instructions, he says, “What did I tell you fellas about shooting?”. [...]

When you’re wanting to change behavior, establish a new habit, etc…sometimes you need to give some unsustainable effort in order to move the effort needle from inaction to sustainable action.

Hey there folks,
It’s been a somewhat challenging couple of days for YNAB Webinars, so I thought I’d post an update so people know what happened.
I had two classes scheduled Wednesday evening. About 15 minutes before the start time, severe thunderstorms rolled through my area of Maine. I was able to warn those [...]

Just in case you missed the change notes (which you can always see by going to Help -> What’s New… in YNAB.

Today we discuss how to maintain balance between your bank account balance, and your budget balance. It’s a monthly thing you should look at!

(Yes, eventually we’ll make the software smart enough to kind of “watch out” for you.)

Quite often in Webinars, I’ll finish explaining a concept and ask for clarifying questions. As the questions roll in, I’m occasionally asked “How can I get my husband to buy in?” or “My wife spends everything in the checking account and never checks the budget. What can I do?”

Each time I get the [...]

Today’s Whiteboard Wednesday set a record for the longest ever in the history of earth. I’ve broken it up into four parts.
Today’s WW is largely the backstory of YNAB. How it came to be… how it has evolved. Mistakes I’ve made in the past. This has been requested for a bit [...]