Gain Total Control of Your Money

Stop living paycheck to paycheck, get out of debt, and save money faster with YNAB.

Download Trial 34 Day Full-Featured Demo Buy for $60 Windows & Mac
YNAB Devices

A Proven Method

We show you how to manage your money
with just four basic rules. Learn The Method >

Amazing Software

We do budgeting better than any other
piece of software out there. Feature Tour >

The YNAB Method

Yes, we offer fantastic budgeting software. But the real magic happens when you use the software to implement the Four Rules of the YNAB Method. Explore the Rules below to open your eyes to a whole new way  of managing your money.

Software built to give you laser-focus with your money.

No more spending based on your checking account balance. That doesn’t work.

Our award-winning Budget interface lets you break your account balances into meaningful categories, save for longer-term goals, and quickly determine if that impulse purchase now will affect things adversely later.  It lets you instantly know where you stand by considering past overspending, future goals and what’s happening right now.

For Windows and Mac.

We run on Windows or Mac. And don't forget, you can sync your data between a Windows and Mac using any popular file-sharing service.  Windows PC in the office, Macbook Air upstairs, and an iMac at work? YNAB works with all of them. (Oh, and our licensing fits right into this, because you can use YNAB personally on as many computers as you'd like.)

To help you, we don't do it all for you.

We do not directly connect with your bank, log in with your username and password,  and download transactions for you. That kills awareness and promotes a “set it and forget it” mentality that lets you not revisit your budget for months, leaving you right back where you started. We’ll import downloaded transactions (OFX, QFX, QIF) to make sure you’ve captured every transaction, but bank importation should not be the primary means of entering data into YNAB. (Use your phone and record it as the transaction happens, or make entering receipts a 5-minute daily ritual. Your money will thank you for it. Promise.)

What They’re Saying About YNAB

    • If you need motivation to achieve financial discipline, consider YNAB.

    • There are a lot of YNAB fans...the app is well worth a look.

    • [YNAB] is great stuff—it really is.

    • ...serves as a gateway for a money management methodology

    • Budgeting software of choice for those who seriously want to start.

    • One of the "Personal Finance Tools You Should Use Now"

Real People. Unreal Results.

Read through these customer stories, written by customers, and you'll quickly realize that we are not really about software. We're about changing the way you think about your money. And that will change your finances forever. Read Our Customers' Stories >

YNAB for iPhone and Android
Available on the iPhone App Store Download for Android

Mobile Apps? We’ve Got ‘em

  • Lightning-quick transaction entry. No more stuffing receipts in your pocket!
  • Stay on top of your budget by checking budget balances on-the-go.
  • Quickly and easily sync with YNAB for Desktop over wi-fi!

Mobile App Features >

  1. If you’re a "dive right in" type, just download the software. But we promise, this about a lot more than software.

  2. We’re really about behavior change; our Four Rules help you take small steps toward liberating financial control. And no, that’s not a contradiction

  3. Our award-winning software follows our money management method. Translation: it’s a pleasure to use and it helps you win financially.

  4. These people are all winning financially. Read through their stories, in their words. And keep thinking, “This could be me

  5. To illustrate just how serious we are about how good our method is, we teach it live, almost every day.

  6. Now that you know a bit more about us, why not download our software, or read about our method? You’ll like what you find.