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	<title>Comments on: Hey Budget Hater &#8211; Admit It. You Already Have a &quot;Budget&quot;</title>
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	<link>http://www.youneedabudget.com/blog/2008/hey-budget-hater-admit-it-you-already-have-a-budget/</link>
	<description>You haven&#039;t budgeted like this.</description>
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		<title>By: Alissa</title>
		<link>http://www.youneedabudget.com/blog/2008/hey-budget-hater-admit-it-you-already-have-a-budget/#comment-600</link>
		<dc:creator>Alissa</dc:creator>
		<pubDate>Thu, 14 Aug 2008 03:22:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=482#comment-600</guid>
		<description>Yes!  My husband and I have been &quot;reactionary budgeters&quot; for about 7 years now.  It. doesn&#039;t. work.  I&#039;ve only had your software installed for about a week now I&#039;m already seeing improvements in this area- For one I don&#039;t have to worry about Husby&#039;s niggling little receipts, because they&#039;re coming out of HIS pocket money, and I can tell he&#039;s liking the freedom of knowing he can spend that on whatever he wants.  It&#039;s become very clear to him now when he needs a receipt- any time he&#039;s using the debit card. And we HAVE had an unexpected expense this month, and because I was able to look at the money we actually have (no emergency fund built up yet) I was able to call back the dentist office and with confidence tell them what I could afford per month on a payment plan, which they set up for me interest free.  Now I&#039;m looking forward to getting reserves built up so I won&#039;t even have to do that :D</description>
		<content:encoded><![CDATA[<p>Yes!  My husband and I have been &#8220;reactionary budgeters&#8221; for about 7 years now.  It. doesn&#8217;t. work.  I&#8217;ve only had your software installed for about a week now I&#8217;m already seeing improvements in this area- For one I don&#8217;t have to worry about Husby&#8217;s niggling little receipts, because they&#8217;re coming out of HIS pocket money, and I can tell he&#8217;s liking the freedom of knowing he can spend that on whatever he wants.  It&#8217;s become very clear to him now when he needs a receipt- any time he&#8217;s using the debit card. And we HAVE had an unexpected expense this month, and because I was able to look at the money we actually have (no emergency fund built up yet) I was able to call back the dentist office and with confidence tell them what I could afford per month on a payment plan, which they set up for me interest free.  Now I&#8217;m looking forward to getting reserves built up so I won&#8217;t even have to do that :D</p>
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		<title>By: Kristen</title>
		<link>http://www.youneedabudget.com/blog/2008/hey-budget-hater-admit-it-you-already-have-a-budget/#comment-599</link>
		<dc:creator>Kristen</dc:creator>
		<pubDate>Mon, 11 Aug 2008 13:33:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=482#comment-599</guid>
		<description>That&#039;s the best.  And so true.  My friends/family act like I&#039;m a total goon when I ask for a receipt for a $1.25 soda or a $0.40 toll.  They roll their eyes and sigh dramatically.  But I&#039;m the one that never has to worry about money, and if I don&#039;t have it (set aside for a specific purpose), then I just say, &quot;Sorry, don&#039;t have money available for that.&quot;</description>
		<content:encoded><![CDATA[<p>That&#8217;s the best.  And so true.  My friends/family act like I&#8217;m a total goon when I ask for a receipt for a $1.25 soda or a $0.40 toll.  They roll their eyes and sigh dramatically.  But I&#8217;m the one that never has to worry about money, and if I don&#8217;t have it (set aside for a specific purpose), then I just say, &#8220;Sorry, don&#8217;t have money available for that.&#8221;</p>
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