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	<title>Comments on: Save Untold Sums with Seven Magical Words</title>
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	<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/</link>
	<description>You haven&#039;t budgeted like this.</description>
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		<title>By: Jesse</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-872</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Wed, 28 Oct 2009 20:25:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-872</guid>
		<description>Alas Brian, it is.  Taylor has been logging at least 16 hours per day for almost 7 days a week...and he&#039;s been doing that for about two months now.  I&#039;m fairly certain he would say it&#039;s the best that he can do.  We aren&#039;t going to push the software out the door until it&#039;s done, and it isn&#039;t done.

Believe me when I say that we&#039;re much more anxious to be done with it than you are to be using it :)</description>
		<content:encoded><![CDATA[<p>Alas Brian, it is.  Taylor has been logging at least 16 hours per day for almost 7 days a week&#8230;and he&#8217;s been doing that for about two months now.  I&#8217;m fairly certain he would say it&#8217;s the best that he can do.  We aren&#8217;t going to push the software out the door until it&#8217;s done, and it isn&#8217;t done.</p>
<p>Believe me when I say that we&#8217;re much more anxious to be done with it than you are to be using it :)</p>
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		<title>By: Brian</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-871</link>
		<dc:creator>Brian</dc:creator>
		<pubDate>Wed, 28 Oct 2009 00:39:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-871</guid>
		<description>It is almost November and still no YNAB 3.  So I ask, Is this the best you can do?

Otherwise the blending of the concepts you illustrate and the software you provide work extremely well together.

Thanks</description>
		<content:encoded><![CDATA[<p>It is almost November and still no YNAB 3.  So I ask, Is this the best you can do?</p>
<p>Otherwise the blending of the concepts you illustrate and the software you provide work extremely well together.</p>
<p>Thanks</p>
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		<title>By: Tony</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-870</link>
		<dc:creator>Tony</dc:creator>
		<pubDate>Tue, 27 Oct 2009 11:19:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-870</guid>
		<description>You have to explain the quote of Glen Beck,,,,,please</description>
		<content:encoded><![CDATA[<p>You have to explain the quote of Glen Beck,,,,,please</p>
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		<title>By: Brenda</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-869</link>
		<dc:creator>Brenda</dc:creator>
		<pubDate>Fri, 23 Oct 2009 17:32:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-869</guid>
		<description>@Dennis Good point.  In my town, you don&#039;t have to bother checking the political position of the cashiers at one local coffee shop.  It&#039;s called The Conservative Cafe and the tag line is Coffee Done Right.

Need I say more?</description>
		<content:encoded><![CDATA[<p>@Dennis Good point.  In my town, you don&#8217;t have to bother checking the political position of the cashiers at one local coffee shop.  It&#8217;s called The Conservative Cafe and the tag line is Coffee Done Right.</p>
<p>Need I say more?</p>
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		<title>By: Dennis</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-868</link>
		<dc:creator>Dennis</dc:creator>
		<pubDate>Tue, 20 Oct 2009 08:37:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-868</guid>
		<description>@Jesse Tedoff: So what you&#039;re saying is:
I am canceling my subscription to a really good source of financial tips because the author *might* have political views that are different than mine, even though those views are not expressed at all in the tips.

Wow, I feel really sorry for you and the people around you. Just wondering: do you check the political position of the cashiers at your coffee shop or fast food restaurants too?</description>
		<content:encoded><![CDATA[<p>@Jesse Tedoff: So what you&#8217;re saying is:<br />
I am canceling my subscription to a really good source of financial tips because the author *might* have political views that are different than mine, even though those views are not expressed at all in the tips.</p>
<p>Wow, I feel really sorry for you and the people around you. Just wondering: do you check the political position of the cashiers at your coffee shop or fast food restaurants too?</p>
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		<title>By: Jack</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-867</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Tue, 13 Oct 2009 12:01:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-867</guid>
		<description>Jessee,

Great tip. I&#039;m a Glen Beck fan too and so is my wife. We attended the 9-12 Project in Washington recently along with at least 1.2 million other people who are unhappy with what the government is doing (can I say spending all OUR money?).

Glen Beck is responsible for that. Here is a list of his 9-12 Principles. I&#039;m having a little problem figuring out why anyone would be disappointed in Glen Beck.

Jack
PS: you&#039;ll notice that thrift is one of the 12 values.
---------------

9 Principles, 12 Values

The 9 Principles
1. 	America Is Good.

2. 	I believe in God and He is the Center of my Life.
	God “The propitious smiles of Heaven can never be expected on a nation that disregards the eternal rules of order and right which Heaven itself has ordained.” from George Washington’s first Inaugural address.

3. 	I must always try to be a more honest person than I was yesterday.
	Honesty “I hope that I shall always possess firmness and virtue enough to maintain what I consider to be the most enviable of all titles, the character of an honest man.” George Washington

4. 	The family is sacred. My spouse and I are the ultimate authority, not the government.
	Marriage/Family “It is in the love of one’s family only that heartfelt happiness is known. By a law of our nature, we cannot be happy without the endearing connections of a family.” Thomas Jefferson

5. 	If you break the law you pay the penalty. Justice is blind and no one is above it.
	Justice “I deem one of the essential principles of our government… equal and exact justice to all men of whatever state or persuasion, religious or political.” Thomas Jefferson

6. 	I have a right to life, liberty and pursuit of happiness, but there is no guarantee of equal results.
	Life, Liberty, &amp; The Pursuit of Happiness “Everyone has a natural right to choose that vocation in life which he thinks most likely to give him comfortable subsistence.” Thomas Jefferson

7. 	I work hard for what I have and I will share it with who I want to. Government cannot force me to be charitable.
	Charity “It is not everyone who asketh that deserveth charity; all however, are worth of the inquiry or the deserving may suffer.” George Washington

8. 	It is not un-American for me to disagree with authority or to share my personal opinion.
	On your right to disagree “In a free and republican government, you cannot restrain the voice of the multitude; every man will speak as he thinks, or more properly without thinking.” George Washington

9. 	The government works for me. I do not answer to them, they answer to me.
	Who works for whom? “I consider the people who constitute a society or a nation as the source of all authority in that nation.” Thomas Jefferson

The 12 Values
* Honesty
* Reverence
* Hope
* Thrift
* Humility
* Charity
* Sincerity
* Moderation
* Hard Work
* Courage
* Personal Responsibility
* Gratitude</description>
		<content:encoded><![CDATA[<p>Jessee,</p>
<p>Great tip. I&#8217;m a Glen Beck fan too and so is my wife. We attended the 9-12 Project in Washington recently along with at least 1.2 million other people who are unhappy with what the government is doing (can I say spending all OUR money?).</p>
<p>Glen Beck is responsible for that. Here is a list of his 9-12 Principles. I&#8217;m having a little problem figuring out why anyone would be disappointed in Glen Beck.</p>
<p>Jack<br />
PS: you&#8217;ll notice that thrift is one of the 12 values.<br />
&#8212;&#8212;&#8212;&#8212;&#8212;</p>
<p>9 Principles, 12 Values</p>
<p>The 9 Principles<br />
1. 	America Is Good.</p>
<p>2. 	I believe in God and He is the Center of my Life.<br />
	God “The propitious smiles of Heaven can never be expected on a nation that disregards the eternal rules of order and right which Heaven itself has ordained.” from George Washington’s first Inaugural address.</p>
<p>3. 	I must always try to be a more honest person than I was yesterday.<br />
	Honesty “I hope that I shall always possess firmness and virtue enough to maintain what I consider to be the most enviable of all titles, the character of an honest man.” George Washington</p>
<p>4. 	The family is sacred. My spouse and I are the ultimate authority, not the government.<br />
	Marriage/Family “It is in the love of one’s family only that heartfelt happiness is known. By a law of our nature, we cannot be happy without the endearing connections of a family.” Thomas Jefferson</p>
<p>5. 	If you break the law you pay the penalty. Justice is blind and no one is above it.<br />
	Justice “I deem one of the essential principles of our government… equal and exact justice to all men of whatever state or persuasion, religious or political.” Thomas Jefferson</p>
<p>6. 	I have a right to life, liberty and pursuit of happiness, but there is no guarantee of equal results.<br />
	Life, Liberty, &#038; The Pursuit of Happiness “Everyone has a natural right to choose that vocation in life which he thinks most likely to give him comfortable subsistence.” Thomas Jefferson</p>
<p>7. 	I work hard for what I have and I will share it with who I want to. Government cannot force me to be charitable.<br />
	Charity “It is not everyone who asketh that deserveth charity; all however, are worth of the inquiry or the deserving may suffer.” George Washington</p>
<p>8. 	It is not un-American for me to disagree with authority or to share my personal opinion.<br />
	On your right to disagree “In a free and republican government, you cannot restrain the voice of the multitude; every man will speak as he thinks, or more properly without thinking.” George Washington</p>
<p>9. 	The government works for me. I do not answer to them, they answer to me.<br />
	Who works for whom? “I consider the people who constitute a society or a nation as the source of all authority in that nation.” Thomas Jefferson</p>
<p>The 12 Values<br />
* Honesty<br />
* Reverence<br />
* Hope<br />
* Thrift<br />
* Humility<br />
* Charity<br />
* Sincerity<br />
* Moderation<br />
* Hard Work<br />
* Courage<br />
* Personal Responsibility<br />
* Gratitude</p>
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		<title>By: Fred</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-866</link>
		<dc:creator>Fred</dc:creator>
		<pubDate>Sat, 10 Oct 2009 22:08:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-866</guid>
		<description>Great tip. I could have used it on my recent purchase of a new van when dealing on what they were giving me for my trade-in. I am a Glenn Beck fan so you win some and lose some but it all evens out.</description>
		<content:encoded><![CDATA[<p>Great tip. I could have used it on my recent purchase of a new van when dealing on what they were giving me for my trade-in. I am a Glenn Beck fan so you win some and lose some but it all evens out.</p>
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		<title>By: Zachary</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-865</link>
		<dc:creator>Zachary</dc:creator>
		<pubDate>Tue, 06 Oct 2009 13:05:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-865</guid>
		<description>I am the GM of a Hotel and if you want to save money on your stay you should ask this question especially if the hotel isn&#039;t full.  We want to fill rooms!  I teach my staff to either lower the rate or upgrade to a better room.</description>
		<content:encoded><![CDATA[<p>I am the GM of a Hotel and if you want to save money on your stay you should ask this question especially if the hotel isn&#8217;t full.  We want to fill rooms!  I teach my staff to either lower the rate or upgrade to a better room.</p>
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		<title>By: Dalyn</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-864</link>
		<dc:creator>Dalyn</dc:creator>
		<pubDate>Tue, 29 Sep 2009 06:38:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-864</guid>
		<description>Speaking as a cashier/manager, that NEVER works with me.  And I work at a used book store.  But I stay firm on the price.  That money we make is money that goes to my pocket.  So if you try to haggle me for fifty cents on a one dollar book, go to the library.  Hagglers are my second least favorite customers.  Re-sale dealers being my least favorites.

But like I said, I work at a second hand bookstore so we don&#039;t have any big ticket items.  Good luck on that!</description>
		<content:encoded><![CDATA[<p>Speaking as a cashier/manager, that NEVER works with me.  And I work at a used book store.  But I stay firm on the price.  That money we make is money that goes to my pocket.  So if you try to haggle me for fifty cents on a one dollar book, go to the library.  Hagglers are my second least favorite customers.  Re-sale dealers being my least favorites.</p>
<p>But like I said, I work at a second hand bookstore so we don&#8217;t have any big ticket items.  Good luck on that!</p>
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		<title>By: Jesse</title>
		<link>http://www.youneedabudget.com/blog/2009/save-untold-sums-with-seven-magical-words/#comment-863</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Fri, 25 Sep 2009 19:49:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.youneedabudget.com/?p=1834#comment-863</guid>
		<description>I have to laugh at the reaction re: Beck considering I so very rarely listen to any talk radio, and that the idea comes from the person Beck was interviewing...

Polarizing figure apparently though!</description>
		<content:encoded><![CDATA[<p>I have to laugh at the reaction re: Beck considering I so very rarely listen to any talk radio, and that the idea comes from the person Beck was interviewing&#8230;</p>
<p>Polarizing figure apparently though!</p>
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