Comments on: Winning at the Game of Risk (Adaptation) http://www.youneedabudget.com/blog/2010/winning-at-the-game-of-risk-adaptation/ You haven't budgeted like this. Tue, 22 May 2012 13:15:23 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Michael Jones http://www.youneedabudget.com/blog/2010/winning-at-the-game-of-risk-adaptation/#comment-3044 Michael Jones Sat, 16 Jan 2010 14:12:00 +0000 http://www.youneedabudget.com/?p=2862#comment-3044 Great philosophy, and true. Also,it can be accomplished using YNAB. My wife and I tried budgeting packages before, and gave it up because they were too inflexible. They made it seem if you went over budget in a category you would suffer. YNAB allows you to see what funds you have left over from the budget to shift to other areas when that unknown visit to the MD or that forgotten Birthday occurs. We also have an area called "Slush" (instead of Misc.) in which we stash a few dollars for some of the unexpecteds. Just startng with YNAB but, really enjoying it. Great philosophy, and true. Also,it can be accomplished using YNAB. My wife and I tried budgeting packages before, and gave it up because they were too inflexible. They made it seem if you went over budget in a category you would suffer. YNAB allows you to see what funds you have left over from the budget to shift to other areas when that unknown visit to the MD or that forgotten Birthday occurs. We also have an area called “Slush” (instead of Misc.) in which we stash a few dollars for some of the unexpecteds.

Just startng with YNAB but, really enjoying it.

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