What?! There’s a new version of YNAB coming? Yes. It’s YNAB 4, and it’s awesome. If you missed the announcement, you can catch it here. We talk about pricing, availability, etc.
We’ve made some huge improvements to the Spending report in YNAB 4. For starters, you can now view your spending by Payees. That right there is a cause for celebration.
However, we made a lot of great visual changes as well. For starters, with the same size app window between YNAB 4 and YNAB 3, look how much bigger our charts are:
YNAB 4
YNAB 3
Yeah, so that’s a lot nicer.
The view begins at the master category level, but you can drill down to the category level pie clicking on a pie segment. You get a nice breadcrumb to find your way home:
All of the standard filters are still available for both reports (timeframe, categories, payees, and accounts).
And once again, the sidebar on the right provides some nice tabular/total data when needed. It also doubles as a legend:
You can also click on one of the legend items and see the transactions making up that amount. I can agonize over Walmart spending with the click of a button!
If you want to do further number crunching, the Export option is extremely useful.
In YNAB 4, Spending by Category is dramatically improved, a Spending by Payee debuts. You’ll be enjoying it shortly!
Can’t wait to have the spending by payee capability!!! SO helpful – what I missed most by switching to YNAB from Quicken.
What is a stronger word than love?
I have loved YNAB 3 since its debut in Dec. ’09. Now, with the new reports it looks like I need a stronger word than love. I can’t wait to see the reports in action. I’m a chart and graph kinda guy and what you are showing looks great.
How about a botton so that you can view ALL categories in the pie chart together, not just the master categories? If you use the monthly/yearly variable/fixed scheme, you’d have a much harder time gaining insight from the pie charts.
Jessie,
It all looks GREAT. Everything you’ve mentioned will enhance my daily use of YNAB. I’ve said before that YNAB 3 is one of the most pleasing pieces of software I’ve ever used (and I’ve been using apps of various flavors — certainly from well before they were ever call “apps” — for 45+ years). With YNAB 4, it appears you’ve raised the bar once again — can’t wait to give it a whirl.
Never thought I’d be excited about updates to budgeting / accounting software! Can’t wait to download and install!
Great work!
Beautiful! A real gift to see data on a category… The architecture of the data displays are quite elegant!
Had to laugh that the kid activities are $8,300 bucks….yah, that feels about right, LOL.
Love all the changes.
I have several payees that span multiple categories (e.g. a big box store like Wal-Mart or Costco might be Groceries, Electronics, Clothing, etc.). The description above seems to tie the payee to the category – could we view all transactions per payee for all categories?
Absolutely. It’s basically a report ON categories, OR on payees, where you can filter on either as needed. Much more flexible than the title made it sound :)
Wow! I really liked YNAB3, but this will be so much nicer. It will be great having better reports, especially the ability to see payees.
Love the additional functions in the new version. Will take a little getting used to though, as there is quite a lot of new stuff. Not sure why my income is showing up in the ‘Spending by Payee’ report though, as it is an inflow, not an outflow. Looks like I have to manually remove these payees from the report.
I don’t see the payee report loading inflows… what were you anticipating?
I was anticipating seeing only outflows to payees – expenditure. Seeing a report that shows I ‘paid’ my employer over 35% of my ‘total expenditure’ was a bit of a shock!
I see at the top of the report there are menus that allow you to remove those ‘payees’ that give you money rather than take it. I assume that is how it works.
I think what is showing is deductions made from my pay, not the income itself. For example, my pay is ‘split (Multiple categories)’, so a mix of income and expenditure. Expenditure is such items as contributions to superannuation, deductions for income tax, transfers to other secondary savings accounts, etc. I think these are what is showing. While these monies are not actually going back to my employer, they are showing in the report that way (I think).
Why did you get rid of the trending view in reports?
Hi, I miss trending graphic also yearly graphics to see the evolution of income and expense in each category, in each item and total.
We are working on bringing the trend graph back.
Hi again, think that on Budget I should be able insert also the preview of the Income.