Took some time off last week and am back in action this week…taking time off next week as well…
I’m thankful for time off.
And that’s what we’ll be talking about today. Being aware of all the things you have helps you keep your wants in check. It’s not just about building awareness of your spending, but also building awareness of your Haves. My guess is that you have a lot to be grateful for.
When you’re wanting to change behavior, establish a new habit, etc…sometimes you need to give some unsustainable effort in order to move the effort needle from inaction to sustainable action.
Today we discuss how to maintain balance between your bank account balance, and your budget balance. It’s a monthly thing you should look at!
(Yes, eventually we’ll make the software smart enough to kind of “watch out” for you.)
Today’s Whiteboard Wednesday set a record for the longest ever in the history of earth. I’ve broken it up into four parts.
Today’s WW is largely the backstory of YNAB. How it came to be… how it has evolved. Mistakes I’ve made in the past. This has been requested for a bit and I thought I’d give the brief version. It turned into a 30-minute endeavor :)
After relating the YNAB story I focus on a few key principles for small business owners (and esp. for those aspiring to get something started! Key word there being ‘started’).
Enjoy. I promise brevity going forward. Right.
Today we discuss a new initiative I’ll be working on over the next 4-6 weeks. YNAB for Your Small Business.
Please watch the Whiteboard Wednesday and then, if you’re a small business owner (even the smallest of small businesses, full- or part-time! Consultant, freelancer, designer, programmer, realtor, loan officer, etc.), fill out the survey below.
You may be selected as one of six participants. I’ll work with you individually to help you implement YNAB into your small business. This is completely free. I’m doing it for very selfish reasons — I want to learn how I can help people implement YNAB’s principles into a small business setting. The best way to learn how to help is to start helping!
YNAB transforms personal finances.
It can transform business finances.
UPDATE: Thanks to those who have already applied. Just from reading through the applications I’m getting very excited! We will be able to do some great things for your respective ventures! To those who haven’t yet applied, go ahead! It shouldn’t take more than a few minutes :)
Hey everyone! Today I wanted to discuss why we focus less on reports and more on the workflow that’s built around the present and planning for the near future.
Today we talk about the balance between guilty spending and stuff you want. The Budget helps you navigate those tricky waters!
Hey everyone! This is just a different way of conceptually explaining the buffer concept. If you “get it” already, you may use this to explain it to your neighbor (who thinks you’re weird, by the way). If you don’t quite get it yet, perhaps this will help clear the waters a bit!
Here’s a still shot of the whiteboard for reference:
(Sorry for the background-noise audio — I didn’t have my mic with me — will next time!)
This isn’t really a Whiteboard Wednesday today, but I thought I’d show the iPhone promo video we put together for our pending, eventual, sometime-in-the-near-future (Apple, can you hear us?) iPhone app that will be available in the App Store.
There won’t be a Whiteboard Wednesday next week because I’ll be out of the office for the week. But two weeks from today? Oh you just wait!
Hey everyone!
We’re fairly busy with the pending iPhone app launch, but not busy enough to skip a Whiteboard Wednesday :) Today we cover the Scheduler (darn useful, often overlooked).