2009 is officially the Year of the Garden (2010 is the Year of the Laying Hen, but that’s for another day).
Of all the plants we set to nurture and grow, the ones I looked forward to the most were the tomato plants.
Had I known that I would start the Tomato Journey the weekend after Mother’s [...]

Today is Porter’s 4th Birthday. For two years he’s asked me why I have to go to work. For two years I’ve told him the same thing:
To earn money, so we can buy food and have a place to live.
When he was really little he actually started to leave money out of the picture. [...]

My father is also a financial advisor. About 12 years ago he had a couple in their early thirties come into his office. They owned a business and were now at the point where they wanted to start saving and planning for their future. They were in the process of finding a financial advisor that [...]

Now I’m not setting out here to write this little bit and make anyone feel dumb. Well, not really. This is really more of a confession because man did I do a bunch of dumb things during this past week. In order to save at least a little bit of face, I’ll [...]

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We’ll be in the market for our first home in the next year or so. For that reason, my mind has been on credit scores quite a bit lately. I don’t want to pay more than I have to for our mortgage (planning on a 15-year fixed, if you [...]

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Please no.
Wayne is asking whether he and his wife should put their 7-year old son on their credit card account as an authorized user…
No…
Dr. Don (who has a slew of letters after his name) does get to the right answer, but does it in a very roundabout way.
The take-away from the [...]

Read the entire article here (may require a WSJ membership)
The title of this article in the Wall Street Journal is extremely misleading. You have to love hearing from the creditors’ perspective though. Apparently, in the past when “interest rates crept up…fewer cardholders could afford to pay down balances.” Richard Srednicki, who runs [...]

There was a man who was looking for a stagecoach driver that could transfer his belongings quite a distance. The man had three drivers approach him for the job. He asked only one question of each of the drivers:
“How close can you drive your stagecoach to the edge of a ravine without going over?”
The first [...]

There’s been lots of debate about the best way to pay off your debt. You want to reduce your debt, so you embark on a journey to find the best way to do it. What you find is a bunch of people talking about all of these different approaches to lining up your [...]

In the investing world there is a number known as “beta”. Investopedia defines beta as follows:
A measure of a security’s or portfolio’s volatility, or systematic risk, in comparison to the market as a whole. Also known as “beta coefficient.”
Beta is calculated using regression analysis, and you can think of beta as the tendency of [...]