Not all of us are the left-brained-accountant type of person. That does not, however, exclude you from responsible money management. Worksheets constructed just for this purpose can make even a right-brained person appear left-brained to their friends – and isn’t this what we’re all shooting for?
However, I’ve seen some tweakings on the YNAB Personal Budget [...]

I’ve written about the value of a form for your home budget several times. I’ve also written about the value that is derived from writing down your home budget. I want to bring these two principles together:
1. Your home budget form need not be complex.
2. You must write your budget down.
I do a lot of [...]

Most of us really do have the desire to manage our finances. Most people really want to see their assets grow and their debts decline. Most people, at one time or another, contemplate using some type of software (Quicken, MS Money, etc.) to help them on their path toward financial peace.
I’ve been there.
I checked out [...]

So you want to know how to manage your money wisely…
In these technological days, the logical option seems to be to seek out the best software to do the job. Unfortunately, this “best” software is sometimes extremely high priced. As money management software becomes more sophisticated, it forgets the important aspect of your original aspiration: [...]

Lately I’ve received a lot of inquiries about the envelope budget system, how the envelope system works, and how Excel could possibly help a person use the envelope budget system. I thought it would be worth writing an article about.
First off, let me just explain the envelope budget system in general, we’ll then get into [...]

One of the most difficult aspects of budgeting is with one thing: Variability in your income.
Try a Budget Planner
Excel isn’t necessary to follow this principle, (neither is the very sleek, YNAB Pro). It might make it slightly easier to get the job done, but it can be done on pencil and paper just as well.
To [...]

When beginning a personal budget, Excel worksheets should be considered a viable option. I’ve spent the last several years developing a system of worksheets that make a personal budget simple, easy, and — most importantly — effective.
Excel Worksheets
Personal budget fiascos happen when we attempt to anticipate what we’re going to make instead of actually knowing [...]

Of course I’m biased towards using Excel as your budgeting solution. I sell a product designed just for that! Aside from the obvious play on words in the title, there are certain tips you should be aware of if you really want to Excel your Household Budget. I’m going to outline the five I think [...]

A few simple household budgeting worksheets will help you immensley. I suppose you could say I’m one of the few who actually enjoy the household budgeting process. I guess that has to do with my accounting education. This is not the case for most people, and we can all count our lucky stars for that. [...]