Welcome to YNAB University! This course is free. Simply get started by clicking on Day One on the left. While YNAB University is set up to show you how to budget on a day-by-day basis, you can move through the material as quickly or slowly as you’d like.
There are audio versions of each day if you want to listen to the course on your iPhone, iPod, or iSomethingElse.
| 1 | Why most personal finance gurus are doing you a huge disservice, just how absolutely boring budgeting truly is, why it’s so important, and how to budget and stick to it. |
| 2 | What the budget is just dying to do for you, the vicious lies that surround budgeting, the real truth behind the lies, and how you’re missing out on chocolate chip cookies. |
| 3 | Rule One of Cash Flow Management, a bit about Albert Einstein, some ideas to get out of the rat race, and the advantages of people giving you money when you get married. |
| 4 | The ins and outs of a budget, the power in writing stuff down, and the value of a gumball. |
| 5 | Rule Two, exactly how to budget, a blurb about Tony Danza, cross-functional team theory, and the huge advantages inherent in “fun” money. |
| 6 | The power of budgeting in marriage, how to budget in a marriage, some stuff about consesus ad idem, and a bit of ‘He Said, She Heard’ |
| 7 | Rule Three, planning for tough times, avoiding the roller coasters of life, broken car door handles, and the magic of cumulative balances. |
| 8 | Rule Four, a tactic to use when boxing, the origin of the term ‘throw in the towel’ – how you can avoid doing just that with your budget, and the most powerful Rule of Cash Flow known to man (besides making tons and tons of money; that rule trumps them all). |
| 9 | Some cautions regarding borrowing against yourself, how I personally got in a jam and back out (it’s not as bad as it seems), and why you’re not infallible, but may feel like it. |
| 10 | Wrapping up what you’ve learned, a personal story from yours truly regarding the origins of the YNAB Budgeting System, how it has helped me, and how it can certainly help you. |
P.S. This is about a completely new way of managing your money that will even out the ups and downs, eliminate the stress, decrease no-value spending, and bring harmony to the now defunct relationship you have with your money. I promise you a life-changing experience for the next 10 days. It’s free, so you have absolutely NO MORE EXCUSES.
