
We show you how to manage your money with just four basic rules. Learn The Method.

We do budgeting better than anyone. Check out our apps for Desktop, iPhone & Android.

We run classes daily that are designed to help you hit the ground running. Pick a Class.
Following our Four Rules, on average you’ll have a $200 turnaround in one month. Learn the Four Rules now or meet some customers who've changed their lives using YNAB.
Our award-winning budget interface helps you get off the financial roller coaster. Break account balances into meaningful categories, save for longer-term goals, and quickly determine if that impulse purchase will affect your finances adversely now and down the road.
Check balances and record transaction on the go with your phone. Install YNAB on as many computers as needed (work, laptop, or desktop on Windows or Mac). They all stay up to date, all the time with Cloud Sync.
Budgeting has never looked this good. Work with a fresh new interface that benefits from hundreds of design touches that create a more consistent, readable, intuitive and efficient experience.
Complete Feature List Upgrading from YNAB 3? See what’s new >