http://www.youneedabudget.com Simple. Effective. Wed, 10 Mar 2010 17:44:15 +0000 http://backend.userland.com/rss092 en Hey everyone! In today's Whiteboard Wednesday we discuss how you can handle paychecks: Net or Gross. I personally prefer the net method because it means there's less work. One caveat: if you want to be able to prepare some type of tax report directly from YNAB, you may want ... http://www.youneedabudget.com/2010/handling-paychecks-in-ynab-whiteboard-wednesday/ When I was growing up, all the kids in my neighborhood used to get together during the summer days to play wiffle ball. I admit I was a bit of a tomboyand LOVED playing backyard ball. I have to say, I was pretty much the star hitter. I batted left-handed ... http://www.youneedabudget.com/2010/batting-left-handed-or-why-budgeting-can-be-difficult-to-learn/ March’s Success Story focuses on Tracy Alt from southeastern Michigan. Tracy’s success demonstrates that YNAB can have an immediate effect on your day to day spending. Tracy just started using YNAB in February of this year. Her first success was at the grocery store. Using YNAB Tracy ... http://www.youneedabudget.com/2010/shopping-for-success/ Today we talk about handling reimbursements gracefully--from both the Register and Budget side of things. Also, I am now using a sweet lavaliere, so audio is much improved! http://www.youneedabudget.com/2010/handling-reimbursements-gracefully-whiteboard-wednesday/ Enroll by filling out the form below. It'll be free. And fun. (If you've already filled the form out, you're enrolled and will be notified on Tuesday of course availability!) Begins Tuesday, March 2nd. All on demand. No scheduling necessary. First Name * Email * If you're brought back to this page, that means ... http://www.youneedabudget.com/2010/preview-of-the-upcoming-tax-insight-course/ I shot this one on the same day that I shot the original Whiteboard Wednesday, so all the progress I made with lighting, markers, and the camera..aren't here. But the message still gets across! I didn't have time to shoot a new one today because of all the stuff I'm doing for ... http://www.youneedabudget.com/2010/the-budget-is-the-great-communicator-no-whiteboard-wednesday/ I've been combing through the survey responses given by attendees to the upcoming tax course (enrollment ends this Friday at midnight -- the course is entirely free). The course begins in exactly one week and it's going to be fantastic! Educational, to say the least. On the survey, one ... http://www.youneedabudget.com/2010/more-on-taxes-upcoming-course-attendees-speak-up-and-i-debate-their-points/ Today's Whiteboard Wednesday is an extension from another we did a few weeks ago on Simplicity. I go over the usefulness of dashboards, and the danger in making them completely useless by providing yourself with information that 1) doesn't change often and 2) isn't relevant to any decision you're currently making. ... http://www.youneedabudget.com/2010/dashboard-usefulness-and-craziness-whiteboard-wednesday/ I've been using it for a little over 2 years now. Before YNAB I never knew how much money I had coming in or going out. I lived paycheck to paycheck and would operate off of whatever my current balance was for that day. I'd go online and check my account, and then ... http://www.youneedabudget.com/2010/a-very-cool-success-story-from-chase-a-24-year-old/ Here's the latest Whiteboard Wednesday. What we discuss: - A "normal" person's cash flow situation. - The "dip" (not Seth Godin's). - A YNABer's cash flow situation operating with a Buffer - How Rainy Day Funds move the YNABer even close to a state of cash flow bliss. As requested, I went with a ... http://www.youneedabudget.com/2010/bliss-vs-stress-ynab-your-cash-flow-whiteboard-wednesday/