misterfine wrote:It'll likely be an add-on service though because of the extra costs we bear as a result. I'd like it, not so much to personally use it, but to convince people that they should look at YNAB as a viable alternative to other solutions -- where they feel direct connect is an absolute must-have feature
I could understand charging for direct connection if YNAB was a free, or relatively inexpensive software package. But YNAB costs just as much, if not more than other personal finance packages that already offer direct connection. It would be ridiculous to charge extra for what most of us consider a basic feature.
Not being one of those who considers it a basic feature, it would add no value to me at all and would slow progress on other features (reporting) that I would much rather have improved first. As well, since I'm in a different country with different banking systems, this feature is likely to not work the same way here making the feature useless to me and possibly causing user support issues which again take time away from improving other features which are to me more important (reporting) and probably even more basic. Finally, since even if it did work I am almost 100% certain that I would NEVER allow any software direct access to any of my bank accounts - one viral attack was enough to convince me that no matter how careful I am I can't ever be certain that no-one can hack me - this feature is again, completely useless to me and takes away from time developing other features which are far more important to me (did I mention reporting? )