YNAB You Need A Budget

[Kristen]

Hi All,

I’m doing a much needed revamping of the Library. I’m getting rid of all information that is either outdated or inaccurate. If you know of any helpful recent threads or info, be sure to post them on this thread and I’ll add them into the main post! Or if you think I removed something that we needed (or left something that we don’t), let me know. Input from the forums is invaluable in keeping this current and valuable.

Kristen
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Starting Out:

The Quick Start Guide
YNAB U: Budgeting Bootcamp in text and audio formats
YNAB Tutorials
Free (7-day) Trial
Contacting Customer Service

Forum Posting Guidelines and Tips:

Posting Guidelines
How to snaz up your posts (aka: The Newbie BBCode guide)

Threads of Wisdom from the YNAB Faithful

The Lightbulb Moment: Sairey Describes the Value of YNAB: Money in two worlds
Rule 3 and Beyond: Patzer explains the value of letting your money sit
MALMomma’s Lessons Learned about Spending Money You Don’t Have
Thread of Saving Suggestions from Forum Members
More Than One Way to Organize Categories: Discussion One / Discussion Two

Your YNAB Buffer:

Great responses to a forum member who questions the need for a Buffer
Domino explains the buffer in 1 million words or less (just kidding) and with handy screen caps, too!: Buffer Confusion?
Savings vs. Buffer?: Why you should use your savings to fund your buffer
Buffer vs. Debt?: Why You Should Fund Your Buffer Before Paying Down Debt
Starting YNAB with a Full Buffer

Budgeting without a Buffer:

Income: Available This Month (Supplemental) vs. Income: Available Next Month (Primary): Classifying Your Income
Budgeting ahead of your money: Budgeting ahead...dangerous territory?
Overdrawn Accounts: How to Start YNAB with Accounts Overdrawn
The Rolling Buffer: An Alternative to the Buffer Category

Downloading Transactions:

Why entering transactions by hand might be a better idea

Should Savings Accumulate Within the Budget?

See Patzer's Reply for Explanation of "paying" your savings out of your budget.

Handling Credit Cards (New Purchases vs. Debt Reduction):

http://www.youneedabudget.com/forum/viewtopic.php?t=1133&highlight=credit+cards
http://www.youneedabudget.com/forum/viewtopic.php?t=1197&highlight=credit+cards
Dealing with Credit Card Use on a Card with a Previous Balance

Balancing YNAB:

Patzer’s Formula for Balancing YNAB 3
Balancing in YNAB 3
Balancing Against My Bank
Balancing Against Your Checkbook Register
Common Things to Look for When Things Don't Balance
Theory and Practice of Account Reconciliation

Tracking Cash:

Tracking Cash (and fun with Origami, too!)

Tracking Reimbursable Expenses

Reimbursements

Why YNABers swear like sailors (!@#$):

Original explanation found midway through this thread!

Updated 2/24/11

[WairereRose]

What a great idea Kirsten. I especially love your sailors thread idea

[Mudie]

Outstanding!

You are a true asset to the forums Kristen. Great idea!

Sticky Jesse?

~Steve

[Kristen]

Aw...thanks.

[Mikel05]

uh...er.....I was gonna do that


Great Job!!

[antroy]

Great idea!

I'd like to add the thread where one of our resident guru's gave a comprehensive formula for balancing YNAB against the bank. Trouble is, I can't find the blasted thing! All the more reason for a thread like this! If anyone comes across the thread in question, I'd be grateful for the link to be posted here.

[antroy]

Great idea!

I'd like to add the thread where one of our resident guru's gave a ...

This was the thread I had in mind - found it at last:
Reconcile with Bank

[Kristen]

Great idea!

I'd like to add the thread where one of our resident guru's gave a ...

This was the thread I had in mind - found it at last:
Reconcile with Bank

All set!

[WairereRose]

Hi Kristen,

can we add http://www.youneedabudget.com/forum/viewtopic.php?t=1407
for people who want to know how to keep track of their cash?

Thanks,

Rose

[Kristen]

Hello Everyone,

I made a few edits to the Library, so I wanted to let people know. Hopefully I'll be adding more stuff soon. Don't forget, if you come across a helpful thread, send me a PM or post the link in a response to the thread and I'll get it moved into the Library Post.

Kristen

[WairereRose]

Hi Kristen.

I think this one would be good to add to the library:

Tracking Reimbursable Expenses: http://www.youneedabudget.com/forum/viewtopic.php?f=1&t=2540

[WairereRose]

viewtopic.php?f=7&t=2812&p=19032#p19032

Patzer just gave a great suggestion how to deal with paying down an old CC that is carrying debt while needing/wanting to continue using it for new purchases.

[Sairey724Gamp]

Patzer's Balance Equation
and
Common Things to Look For When Things Don't Balance
Sairey

[Kristen]

Ok - I finally made some updates! Sorry I've been MIA from the thread for so long. Thanks for all the suggestions, and keep 'em coming!

[jelly24j]

Oh! that information is very helpful. Thank you so much

maison de credit