YNAB You Need A Budget

[KWarner04]

I need help with entering some transactions related to my emergency fund.

1) I have two accounts, one checking and one savings, both on budget.
2) In my savings account, I have $2000 set aside as an emergency fund.
3) I have a main category of savings with 4 subcategories on my budget, one being emergency fund.

Here is what happened:
1) Yesterday, I had to have some dental work done that costs $306. I would like to use funds from my emergency fund to pay for this, since that is what I set that money aside for.
2) I payed with my debit card which brought my checking account balance down $306.
3) I then went and transfered money from my savings account into my checking account for $306.

Questions:
1) I need to enter a transfer transaction in YNAB from savings to checking - DONE
2) I need to enter a transaction in my checking account for the payment. What category do I put this in? Do I categorize this payment as emergency fund so it deducts the money straight from there? Or I do I categorize it as doctor/dentist and then enter a negative budget of 306 on my emergency fund and budget 306 on my doctor/dentist category?

I can see doing it both ways, so I wanted to get some help from the experts.

Thanks!

[Joel]

I need to enter a transaction in my checking account for the payment. What category do I put this in? Do I categorize this payment as emergency fund so it deducts the money straight from there? Or I do I categorize it as doctor/dentist and then enter a negative budget of 306 on my emergency fund and budget 306 on my doctor/dentist category?

I can see doing it both ways, so I wanted to get some help from the experts.

Thanks!

You can do it either way. Whichever makes sense to you. I would enter it as my medical category and then negative budget 306 out of my emergency fund in order to have accurate medical spending totals.

[KWarner04]

Thanks! I'll probably enter it as a medical payment and add negative budget my emergency fund. That way I can see how much I've actually spent on medical stuff like you suggested.