YNAB You Need A Budget

[spu]

I'm on my second month, and still have lots to learn. one question that I'm curious about is on the reports.

I have a question about the 'savings' category. i want to keep track of our income, so when checks are deposited into our checking account, it's in the inflow column, and has a category of "savings : work". when I view in the report it shows up as a negative. is this because the reports track expenses, so a deposit is the opposite, or negative, of an expense? so at the bottom, the totals is another negative number. is that how it should be if income or savings/checking balance is greater than expenses? is there a way to flip it so you can see how much you have, rather than how much you 'didn't spend' (does that make sense?) also, is there a way to print (PDF) out all the pie chart sub categories at once?

also, when I view the PDF, it lumps everything line by line, and has every other line shaded in light blue. in the actual program is the main categories are bold and the sub categories are regular, making it much easier to see. is there a way to capture / print or save as a PDF the beautiful chart that's in the actual program?

one last q i have is when you actually input things. all of our statements / accounts have different closing dates, so it's confusing to balance the bank account against credit cards (paid in full) and keep track of other checks. If I write checks along the way for things other than credit cards (insurance, prop taxes, etc.), should i log them in or wait for the next statement date and download everything in the file to make sure it's complete from month to month? i'm afraid something will fall through the cracks if i'm not careful. should i try and align all my statement closing dates to be the same?

thanks!
susan