YNAB You Need A Budget

[floridachameleon]

Hey, I just realized today that I almost have my buffer. I budget in the red (entering in all my expected monthly expenses at the beginning of the month even though that takes me into the negative on paper) and I was looking at it today and I'll be out of the red tomorrow when this week's direct deposit hits. Woohoo! Not sure if it'll last, cause no doubt Murphy will come a'knockin' now, but it feels good for the moment.

[WairereRose]

WooHOOO - I always get excited when it looks like that might happen, and even if it lasts for only as long as it takes for me to start paying the next set of bills I still relish the fact that it happens at all.

[crystal]

YAY! Sounds WONDERFUL!