YNAB You Need A Budget

microzoa · by **microzoa** » Sat Feb 14, 2009 3:40 am

I'm sitting in the study, looking out at that familiar view..across the treeline. The sky is blue, not too many clouds, no snow. Today is a good day, in fact, today is a beautiful day - for we are now 100% buffered.

We could never have imagined back in September, when we started to use YNAB, that we would be sitting here with a full month's salary sitting in the bank. I have tried all various programs and despite designing the best Excel sheets on the planet (imho!) to track cashflow and expenses, none of which helped us build cash, none of them showed us the importance of budgeting and living by the rules - they just showed us where the money had gone.

It's amazing the positive effect this has had on our marriage, no longer stressed with our financial situation.

If you are sitting here - lurking on the boards, reading the stories, wondering - is this all true?, should I believe this?, should I buy this program? - Do it, just do it. If you're on your way to bufferdom, hang in there - you'll make it. If you are already buffered, thank-you for your inspiring stories and giving us the motivation to achieve.

Finally, to all - irrespective of where you are at on your YNAB path, thank-you for the encouragement and feedback - what a community.

mealmond · by **mealmond** » Sat Feb 14, 2009 3:50 am

Well done and welcome to the world of Buffer.

This is just the start of a very interesting journy.

All the best.

Martin

MALMomma · by **MALMomma** » Sat Feb 14, 2009 4:52 am

HURRAY!!!!!! A big hearty congrats to you, my friend!

Soon... Soon DH and I will be sitting in that same beautiful spot. I can't wait!!!

Mudie · by **Mudie** » Sat Feb 14, 2009 6:00 am

Outstanding!

Lurkers take note, the power of the buffer cannot be overstated in your budget. Strive to get there, you will not regret it. :wink:

Steve

Tanikova · by **Tanikova** » Sat Feb 14, 2009 6:07 am

Mega Gratz... and one day I will join thee in the fully funnded buffer land

MALMomma · by **MALMomma** » Sat Feb 14, 2009 6:22 am

Mudie wrote:the power of the buffer

I can see it now... The next George Lucas film... "Debt Wars" There is no Force in this movie, but a Buffer. No Death Star shall be blown to smithereens, just credit cards & other loans.

YNAB User to CC: Let me see your credit offer.
Obi-Wan: [with a small wave of his hand] You don't need to see his credit offer.
YNAB User: I don't need to see his credit offer.
Obi-Wan: These aren't the debts you're looking for.
YNAB User: These aren't the debts I'm looking for.
Obi-Wan: He can go about his business.
YNAB User to CC: You can go about your business.
Obi-Wan: Move along.
YNAB User to CC: Move along... move along.

Ok, back to the regularly scheduled program...

ladya70 · by **ladya70** » Sun Feb 15, 2009 11:02 am

How do I get my tickerfactory info to show up on post?

microzoa · by **microzoa** » Tue Feb 17, 2009 1:33 am

PM Sent Ladya70

jladyga · by **jladyga** » Fri Aug 20, 2010 6:46 am

Keep our seat warm for us in Buffer-Land. We're coming.

MALMomma wrote:The next George Lucas film... "Debt Wars" There is no Force in this movie, but a Buffer.

So... may the buffer be with us ??????

YNAB You Need A Budget

Add another to the buffered list :-)

Add another to the buffered list :-)

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