I've been using YNAB for 13 months now, and based on the lowest amount I would reasonably be offered for my car at trade in, and the most recent valuation of my home, my net worth crept a few hundred dollars over zero today!
Feels nice. I'm now (financially) worth more than nothing!
On a related note, I mentioned this to someone at work today. She was horrified that I'd ever consider myself as worth less than nothing. It took me a while to convince her I wasn't depressed and I was only speaking tongue-in-cheek about my financial situation. I now know to choose my words a little more carefully...
