You know you are a YNABer when....

Share your own story of finding, implementing, and living with YNAB.

Re: You know you are a YNABer when....

Postby LeeBee » Tue Jul 31, 2012 3:44 pm

Ouch ! Hope you and your iphone turn out ok!
I came to add you know you are a ynabber when the morning of the first day of the month u rush to the online bank to read your interest and budget it to your baby buffer (and btw about $4 more in interest this month - 100% up - thanks to ynab method - get that kind of return anywhere else? I don't think so)
Thanks YNAB team and forum friends
A good budget is a way to protect your heartfelt aspirations from your casual desires.
LeeBee
 
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Re: You know you are a YNABer when....

Postby spinningwoman » Wed Aug 01, 2012 6:35 am

You know you are a Ynabber when you have a category for the extra £16.64 that tax changes have made to your salary this month - when before you would neither have noticed nor appreciated it!
spinningwoman
 
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Re: You know you are a YNABer when....

Postby MRKlink » Wed Aug 08, 2012 8:29 am

When you receive a $5 check in the mail for doing a survey over the phone, and you ponder over where those dollars should get allocated!
~Rebecca~
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Location: West Michigan

Re: You know you are a YNABer when....

Postby Darx » Wed Aug 08, 2012 3:56 pm

When someone tells you that they don't even know whether or not they pay any monthly fees or have balance requirements on their bank account, and you are totally shocked that someone would not make it a point to know that information.
Darx
 
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Location: Cleveland Heights, OH

Re: You know you are a YNABer when....

Postby SR41 » Wed Aug 08, 2012 5:39 pm

... you don't have to lift any weights to get buffer.
SR41
 
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Re: You know you are a YNABer when....

Postby LindseyinWa » Wed Aug 08, 2012 6:01 pm

SR41 wrote:... you don't have to lift any weights to get buffer.



Oh THAT is funny!
Start Date: 8/1/2012 Net Worth: -57,397

Goal 1: 50% buffer ($40/$2500)
Goal 2: Full Christmas fund ($21/$500)
Goal 3: 100% buffer ($40/$5000)
Goal 4: Pay off Credit Card ($501.31)
Goal 5: Fully funded Rainy Day Funds (1366.66/$3400)
LindseyinWa
 
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Re: You know you are a YNABer when....

Postby LeeBee » Mon Aug 13, 2012 2:53 pm

LOL Love it SR41 :lol: :lol:
A good budget is a way to protect your heartfelt aspirations from your casual desires.
LeeBee
 
Posts: 120
Joined: Sat Jun 16, 2012 4:36 pm

Re: You know you are a YNABer when....

Postby spinningwoman » Sat Aug 18, 2012 4:16 am

You know you are a ynabber when you are reading the forum on Tapatalk while DH is watching a film and have to explain that you are giggling as people are being gunned down because another ynabber has a problem with his wife's iPhone being set to Japanese Imperial time and all her transactions going to the year 0024.

You know you are talking about it too much and using too many analogies when you open your mouth to talk to your beloved and he says 'you've got that budgeting face on - are you going to say something about little £££ with labels sewn on their jackets?'
spinningwoman
 
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Re: You know you are a YNABer when....

Postby SR41 » Mon Oct 01, 2012 6:32 pm

You can be in the buff but still have all your clothes on
SR41
 
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Re: You know you are a YNABer when....

Postby bartongb » Tue Oct 02, 2012 9:46 am

You know you're a YNABer when instead of cleaning the house during your baby's nap, you obsessively read the YNAB forums! :D
Reloadable Prepaid Cards
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Re: You know you are a YNABer when....

Postby blackdiamond » Fri Oct 12, 2012 4:22 pm

jmccamont wrote:Hi, my name's John, and I'm a recovering account total spender.
Been there. Done that. Got the YNAB T-shirt!
blackdiamond
 
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Re: You know you are a YNABer when....

Postby bbfreethinker » Fri Oct 12, 2012 8:35 pm

...you look at the meals made ahead in your freezer and think "I have a food buffer"
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Re: You know you are a YNABer when....

Postby teburgess » Tue Oct 30, 2012 12:13 pm

The bank teller hands you a balance receipt showing thousands of dollars... and you say you have no available cash. She then looks at you like you are crazy.

Then you tell her every dollar has a job!
teburgess
 
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Joined: Thu Aug 02, 2012 12:11 pm

Re: You know you are a YNABer when....

Postby 3100 » Thu Nov 01, 2012 8:40 am

When you open a new tab in Chrome, and most of the 8 "most visited" slots on the default tab display are taken up by banks, credit cards and the YNAB forum.

And when you realize that paying down debt has become one of your hobbies.
~ Heather

cc debt: $9794 at 0% interest (down from $23k @ 17% in July '12)
Set aside toward remaining cc debt + owed taxes: $2804
2013 interest: paid $79 (excluding property loan) / earned $4.44
2013 cc rewards earned: $225.89
Emergency fund: $300/$2000
3100
 
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Location: Eastern TN, USA

Re: You know you are a YNABer when....

Postby mmccord » Sun Nov 04, 2012 10:31 pm

You're cleaning the house and find 2 pennies in the back of a drawer and stop everything to go budget them.
~Mindy
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