YNAB You Need A Budget

[jjsouth]

You know you're a YNABer when instead of cleaning the house during your baby's nap, you obsessively read the YNAB forums!

[sbdivemaster]

You know you are a YNABer when you are a straight guy but still strangely love a guy named Jesse that you have met on the Internet

Now that is funny!

That really is funny!!

Hmmmm... are there YNAB t-shirts available ??? Maybe something with Jesse's picture on it ?? 'You don't know budgeting until you know Jesse'

[dorothyc]

You are considering refinancing your car note from Bank of America to your local credit union, because the pay on line feature offers instant transfer from your CU checking and it will make it easier to snowball your loan. Any you know you are *really* a YNABer when said car loan is already being tracked in YNAB 3 as a loan account so you can see your principal paydown rate, and you are on target to pay off the 36 month loan in 18 months.

[macduncan]

You know you are a YNABer when you tell complete strangers about YNAB while standing in the ATM line at the bank.

You know you are a YNABer when the end of the month brings excitement as you know you will be working on a new budget!

Bill

[Trevor]

Hmmmm... are there YNAB t-shirts available ??? Maybe something with Jesse's picture on it ?? 'You don't know budgeting until you know Jesse'

Maybe Jessie should open up a cafepress shop and start selling YNAB merch.

[WairereRose]

You know you are a YNABer when . . .

. . . you see a new user struggling with a concept, and it hurts that you don't have time to write an explanation on the forum.

Patzer

Isn't that the truth!

For sure and certain!

[rs197290]

You know your a YNABer when you go to Wal-Mart and catergorize your purchases as your go through line so your receipts are easier to read.

[Patzer]

You know your a YNABer when you go to Wal-Mart and catergorize your purchases as your go through line so your receipts are easier to read.

Slacker! I categorize them with a 3-memory calculator before I ever get to checkout. Gotta know how much I'm spending by category before I commit to shelling out the money.

Patzer

[macduncan]

Slacker! I categorize them with a 3-memory calculator before I ever get to checkout. Gotta know how much I'm spending by category before I commit to shelling out the money.

Patzer

Heh now that is funny! Jesse and Taylor would be happy!

You know you are a YNABer when your eight year old sees the movie trailer for Lightning Thief and asks if we have budgeted for that yet?!

[macduncan]

You know you are a YNABer when you go two days without entering transactions and you feel like you can't go to bed until all caught up!

You know you are a YNABer when you can't help but tell anyone who remotely mentions the topic
of money about this incredible tool called YNAB and the coolest people on the Forums!

Bill

[thefish30]

...when you see bills in your mailbox and you catch yourself saying "Yay!" because now you have things to enter.

(Seriously, self, "Yay, bills!"?)

[malisab]

"Yay, [i]bills!"?

That's me. My landline and cell bills hit at an inconvenient time of the month...I can't pay them on the first with the rest. I have to schedule something close and change the amounts sometime the first week. Very annoying. I'm going to call and try to get them changed. And DH has an account that the online end of it doesn't work. Not being able to see an account online every minute of everyday is very annoying. I VERY much wait for that bill. Yes, yay bills!

[macduncan]

You know you are a YNABer when you decide to buy your wife flowers on a whim and say yourself "she will really like this but what category do I put this against? Should I wait a little longer to budget it or find it out of another category"?

I wisely just bought them and didn't wait!

Bill

[Patzer]

I wisely just bought them and didn't wait!

You know you are a YNABer when you read this story and your first thought isn't, "how sweet," or "gotta keep the wife happy," but rather, "I wonder what category he ended up using?"

Patzer

[malisab]

I wisely just bought them and didn't wait!

You know you are a YNABer when you read this story and your first thought isn't, "how sweet," or "gotta keep the wife happy," but rather, "I wonder what category he ended up using?"

Patzer