Please forgive me if this is the wrong area to post this. I didn't see a specific area for "new member introductions".
I'm a 24-year old engineer and I just found YNAB about three weeks ago. So far, I'm using the demo version of YNAB pro, but I will be budgeting in the purchase of the software using YNAB itself!
I first found YNAB in the search for a robust budget-making application. My own Excel spreadsheet budget I made up was very cumbersome, and didn't really help me allocate my money very well, but it was a start.
Since starting using YNAB I have become increasingly interested in personal finances, so I started doing research about how to reduce bad spending habits, increase savings, etc. Somewhere in there, I found out about Dave Ramsey, and started reading everything I could. It was a real eye-opener, and my life has really changed in the last three weeks! I feel very aware of my money now, and what I need to do to get where I want to be. It won't be easy, though.
I'm loosely following Dave's 7-step program while also using the YNAB Rules. In the few weeks since I started I've managed to put a lot more into my buffer than I thought I had available. Pretty soon I should have my buffer in place, and can start knocking down my debt.
I just wanted to say hi, and say that I'm looking forward to learning even more from the YNAB forums.