Please forgive me if this is the wrong area to post this. I didn't see a specific area for "new member introductions".
I'm a 24-year old engineer and I just found YNAB about three weeks ago. So far, I'm using the demo version of YNAB pro, but I will be budgeting in the purchase of the software using YNAB itself!
I first found YNAB in the search for a robust budget-making application. My own Excel spreadsheet budget I made up was very cumbersome, and didn't really help me allocate my money very well, but it was a start.
Since starting using YNAB I have become increasingly interested in personal finances, so I started doing research about how to reduce bad spending habits, increase savings, etc. Somewhere in there, I found out about Dave Ramsey, and started reading everything I could. It was a real eye-opener, and my life has really changed in the last three weeks! I feel very aware of my money now, and what I need to do to get where I want to be. It won't be easy, though.
I'm loosely following Dave's 7-step program while also using the YNAB Rules. In the few weeks since I started I've managed to put a lot more into my buffer than I thought I had available. Pretty soon I should have my buffer in place, and can start knocking down my debt.
I just wanted to say hi, and say that I'm looking forward to learning even more from the YNAB forums.
I'm glad someone got the reference! Most people have no idea (which is fair enough - not everyone is into Norse mythology.) 
