Greetings, Jesse, there will always be naysayers. Here's a big XOXOXO from a
YAYsayer - I am not only grateful for being able to buy YNAB3 at what I consider to be a bargain price (yes, I will be among those paying in full) but really for your wonderful upfront and public thought process about it. I especially love that you have had your user's best interests in mind while needing to insure that the venture turns a profit, and as I have said before, I feel like any of us who are presently on board are watching the creation of a world-beating enterprise from the ground up. You truly model what you espouse and you have my deep admiration. Thank you for including us in your musings and letting us see how the wheels turn.
But even more, thank you for this totally AWESOME software which continues to lead me to and keep me in solvency. YNAB is my financial GPS and you have definitely lit a candle in the darkness that was where I found myself before YNAB. (Maybe not exactly, because I did undertake some wise financial behaviors in paying off the credit cards before finding YNAB, but it would be no exaggeration to say that I have a roadmap in YNAB unlike any other, except for what YNAB3 will bring

. )
Blessings to you and yours, Jesse, and a hearty THANK YOU for all you are doing. I will be a promoter in any way I can.
xraymd