Not being the OP I'll just jump in and guess. The option of setting up master categories for check 1 and check 2 are laid out in the Creative Category Organization tutorial (http://www.youneedabudget.com/support/video/creative-category-organization
. It's just one of the many kinds of category structures you can set up for yourself. The one that's best for you is the one that makes sense to you.
I get paid biweekly, and BB (before buffer) I simply budgeted biweekly. In my mind, it was much more straightforward than the paycheck 1 and paycheck 2 approach (again it worked for me
). When I started YNAB, of course, I just budgeted the money on hand that was left from the previous paycheck (which was pretty much nothing
). When my next paycheck came, I budgeted as much money into rainy day funds that was needed to reach the target amount by the target date. I budgeted about half of my rent and other big expenses out of each paycheck. Then I added enough into my daily spending categories to cover my needs until the next paycheck.
Essentially, I just budgeted each paycheck to zero, adding to categories as appropriate to cover me for the next few weeks, and ignored the monthly calendar for budgeting purposes.
"It’s still all about the method. Fancy Cloud Sync algorithm aside...the software is there to help you become more aware (Rule One), anticipatory (Rule Two), flexible (Rule Three), and secure."--Jesse's blog, A Method to Your Madness