The Best Family Finance Software Changes Lives

Real People, Unreal Results. (Really.)

The police officer, school teacher, engineer, firefighter, attorney, doctor, professor, designer, manager and rocket scientist all have one thing in common: they’re killing it financially with YNAB.

Dan, Cologne, MN

I sell walk-in tubs to the elderly and those with physical challenges. I am a single father of one son. I moved into a cheaper apartment that actually offered more amenities and was closer to school. A penny saved ...

I could never keep accurate track of my money coming and going--mostly going, going, gone! I can only approximate my numbers, however, I would say that I easily wasted about 35% - 40% of my income on junk like fast food, movies, et al. My epiphany happened after I started to keep track of every penny I owned and how I spent those pennies. I was able to see just how wasteful I'd been and could immediately see what unbudgeted money I was spending.

My brother told me about YNAB and the great success he was having with finally seeing his own budget become managable. I am so grateful that he shared this with me. It allowed me to admit that I needed help with my own budgeting problems.

The YNAB philosophy came to me almost effortlessly. It just made sense. I am amazed at how quickly I was able to create the habit of asking for receipts and not discarding them until I had entered them into YNAB. I used to live in fear of not knowing what to do or where to put my money. Can I afford to buy this or not? I am no longer afraid of my money! That is huge for me. Wonderful--how do you put a price on peace of mind? I am slowly stepping toward being debt free. It will take me quite some time to get there, but I am not incurring more debt and slowly paying off my accounts. That is a first in many, many years.

I am now able to see that there are always solutions to other areas of my weakness or ignorance and that looking for help is a huge step. I have to admit that I need help and that I don't know as much as I think I do. This program is a huge answer to prayer for me. I can honestly say that whenever I am around anyone talking about finances or budgeting, I tell them about YNAB and how I now track all my spending. Almost everyone has written down YNAB's website!

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I am no longer afraid of my money! That is huge for me.

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