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Note: Purchase YNAB or YNAB Pro and the “The YNAB Way” eBook is free.

Guarantee

Please do keep in mind that your purchase is backed by our no-questions-asked 60-day moneyback guarantee. You can purchase with confidence!

What’s the difference between YNAB and YNAB Pro?

YNAB is the original spreadsheet-based application–same (effective) methodology, but it doesn’t have near the features of YNAB Pro.

YNAB Pro is a Windows-based standalone application that, among other things, lets you:

  • Import bank transactions
  • Schedule recurring transacitons
  • Split transactions
  • Have master categories
  • Have an infinite number of categories
  • …and more.

Click here if you’re interested in the upcoming Mac version of YNAB Pro.

YNAB Pro - $39.95

YNAB Pro takes YNAB one step further with added functionality that just isn’t possible on a spreadsheet platform. Pro is also digitally distributed. Compatible with all computers running Windows 98 or later. Yes, it runs great on Vista! YNAB Pro is NOT compatible with Macs (yet). You can also buy a hard copy.

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YNAB - $19.95

This is a digital download that you’ll have up and running in one minute — literally. Packaged in spreadsheet format, YNAB is compatible with Excel (Windows or Mac), OpenOffice, and NeoOffice (Mac).

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“The YNAB Way” - $11.95

“The YNAB Way” walks you carefully through the YNAB Methodology, from its conception to the bitter, boring end. It’s jam-packed with the WHYS and HOWS behind YNAB. Even without the software, this book will revolutionize the way you think about your money. Read more about the book.

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You’ll receive Five Bonuses at no extra cost when you purchase either YNAB or YNAB Pro:
BONUS #1: Undoubtedly, you want to get out of debt. I’ve built an add-on to the YNAB Budgeting system that will help you implement the most effective method for digging yourself out of debt: The YNAB Debt Snowball. This spreadsheet will guide you step-by-step in the process of getting yourself out of debt as quickly as possible.
BONUS #2: Don’t be blind-sided by your tax bill again. The YNAB 2007 Income Tax Forecaster will estimate your 2007 taxes, including capital gains (both short and long-term), self-employment tax, exemption/child credit/itemized deduction phaseouts, and much more.
BONUS #3: The YNAB Retirement Planner to guide you in making investment decisions that will help you meet your personal goals. You’ll be able to do “what-if” scenarios from multiple angles, evaluate different investment options, and make an educated decision on how much and where you should be investing for retirement.
BONUS #4: With debt paid off, and retirement savings being added to regularly, you might want to consider becoming completely debt free. The YNAB Mortgage Analyzer will show you how much faster you’ll pay off your house under different scenarios. Be prepared to be shocked when you see how much money you’ll save when you take the Analyzer’s advice.
BONUS #5: The YNAB Car Maintenance Schedule will help you keep your car running long, long into the night. You’ll know when you should do each type of maintenance check, when you did it last, and if you’re overdue on anything pressing. A well-maintained vehicle will save you thousands of dollars.
Bonuses require Microsoft Excel or the free OpenOffice Suite