How do I reconcile my accounts in YNAB with my bank? Reconciliation is the process of making sure your YNAB account registers match your bank accounts, and resolving any differences between the two. You can only reconcile one account at a time. In this article, we used a checking account as an example,…
Last Updated: March 29, 2013
How do I handle cash in YNAB? There are two ways you can deal with cash: You can be set up as a separate account; or you can create a Category specifically for cash. Cash as an Account A cash account is similar to a checking account. You enter a starting balance (the amount of cash you have on…
Last Updated: January 22, 2013
Should I set up all my accounts in YNAB? That’s entirely up to you. You can budget quite successfully with just your checking account - but here are basic guidelines to help you decide which accounts to track in YNAB. If you spend from an account, you should set it up in YNAB - otherwise your budget…
Last Updated: February 18, 2013
There are two types of income that you can use in YNAB: Use Income for (the current month) when you want to put money to use right now. Use Income for (the next month) whenever you don't need that money in the current month for any purpose. The income options in the Budget Category…
Last Updated: September 20, 2012
Error Checking is now enabled by default on all budgets you create or open in YNAB 4. Error Checking ensures that your Budget is in perfect harmony with your accounts by flagging transactions that need your attention. The 3 types of alerts are: Reminders - These appear whenever you have one…
Last Updated: September 19, 2012
How does a savings account fit into my budget plan? A savings account is another physical location for your money. While it's great to have a special account for it, make sure you know what the savings are for. Apply Rule One: Give Every Dollar a Job. Yes, that rule applies to your savings…
Last Updated: February 20, 2013
What’s the difference between the working balance and the cleared balance? At the bottom of your account register, you’ll see the Totals Window: Here you’ll see three numbers: Cleared Balance - This represents all the transactions you’ve entered in YNAB that have also cleared…
Last Updated: October 16, 2012
YNAB’s Payee Settings allows you to: rename payees. manage duplicate payees. create payee importing rules. decide which payees show in the dropdown list. To access Payee Settings go to View > Go to payee settings. Alternatively you can access this with a keyboard shortcut. Command - Y Control…
Last Updated: March 3, 2013
How do I organize my accounts? Reordering Account Tabs To move an account up or down in the list of accounts, click and hold the account tab and drag it to a new location. Viewing Accounts To activate an account and see the register for that account, click on the corresponding account name in the sidebar.…
Last Updated: February 26, 2013
How do I set up a Budget Account? To demonstrate how to set up a Budget Account, we’ll use a checking account as an example. These steps can be applied to any Budget Account. Step 1: Set up your checking account. Click on the Add Account button at the bottom of the sidebar to add your checking…
Last Updated: October 21, 2012
What types of files can YNAB import? YNAB can import any of the file formats listed below. For a more details on each of the formats listed please check out our Importing Overview page. QFX - Quicken® File Exchange OFX - Open File Exchange QIF - Quicken® Interchange Format CSV - Comma-separated…
Last Updated: April 16, 2013
How does money flow from accounts through the budget? Many people are under the impression that their account number is supposed to match the Available to Budget number, but those numbers are not supposed to match. They may sometimes, but most of the time they will not. Here's the formula for…
Last Updated: March 3, 2013
Why isn’t my YNAB account reconciling with my bank? The goal in reconciling accounts is to make sure that the bank and YNAB have the exact same information. If they are not reconciling, it’s because there is either missing information or inaccurate information. Learn about how…
Last Updated: October 10, 2012
How do I handle Flexible Spending Accounts or Health Savings Accounts? Step 1: Enter your net paycheck after the FSA or HSA deduction. Example: Your paycheck is typically $2000. You have designated $100 to go toward your FSA for medical expenses, so your paycheck is $1900. Enter an inflow of $1900, and…
Last Updated: March 18, 2013
How do I search accounts? Searching One Account YNAB has a fully functional search feature that helps you find transactions within your accounts. To start a search, first select the account you'd like to search, then click in the search box. (You can also search all accounts at the same time - see…
Last Updated: May 15, 2013
If you think that things aren't balancing correctly between your budget and accounts, you can check it by using these steps. Before working through these steps, make sure your account balances are correct, and your transactions categorized correctly. Step 1: Make sure there are no warnings,…
Last Updated: February 26, 2013
During this video, we'll walk through YNAB's new Reconciliation feature and show you how to reconcile your YNAB account registers with your bank balances.
Last Updated: June 12, 2012
During this tutorial we demonstrate how to enter future scheduled transactions.
Last Updated: June 18, 2012
Sometimes a single purchase at one store can affect more than on category. In this video you'll learn how to use YNAB's Split Transaction feature to deal with this situation.
Last Updated: June 8, 2012
This video explains how to record spending in YNAB.
Last Updated: June 8, 2012
This video explains how to record your income in YNAB.
Last Updated: June 8, 2012