What is Cloud Sync? Cloud Sync keeps your YNAB budget up to date in real time across multiple devices. Out shopping and need to know your balance to make a spending decision? You can be confident you’re up to date. Have YNAB on two phones and one desktop in your family? You’ll know…
Last Updated: March 2, 2013
Welcome to YNAB! We’ll have you up and running in minutes! YNAB is built around four rules. It’s best if you are familiar with them and how they work in the software. We encourage you to read about the rules before getting started. For now, we'll get you up and running…
Last Updated: April 12, 2013
How do I start with a negative bank balance? Starting in overdraft can seem overwhelming, but YNAB can help make it much more manageable. Your overdraft balance is considered debt because it is money you owe, and your goal should be to get rid of that debt as soon as possible. If you’re frequently…
Last Updated: September 24, 2012
How do I start over? Lots of YNABers start over from time to time either to reorganize, or because they stopped using the program for a while and just want a fresh start. We have a feature just for that called - Fresh Start! Fresh Start: allows you to start your Budget over without losing your categories…
Last Updated: February 11, 2013
When can I start using YNAB? The most important thing is that you can start today. You don't have to wait for the first day of a month and you don't have to go and gather a bunch of historical data. We recommend the following three steps: These steps will work regardless of how often…
Last Updated: February 11, 2013
The steps that you take here will allow you to access your budget on other computers as well as any mobile devices that you may have. The first part of the guide below steps through how to do so using a brand new installation of YNAB. If you already have the desktop software installed and just want to…
Last Updated: May 22, 2013
Do I have to wait until the 1st of the month to start? No! Those new to budgeting are often confused about when to start. The answer is now! If you are feeling motivated to get your Budget started then jump in and seize the moment. There are just a few things to keep in mind: The past is the past! You…
Last Updated: October 25, 2012
YNAB runs completely offline as locally installed software on your computer and doesn't need an Internet connection to run - except to utilize Cloud Sync. If you already have the trial installed you don't have to re-install the software if you just purchased it. By default all copies of…
Last Updated: April 23, 2013
What is Steam? Steam is a digital distribution, digital rights management, multiplayer and communications platform developed by Valve Corporation. It is used to distribute games and related media online, from small independent developers to larger software houses. In October 2012, Valve expanded the…
Last Updated: March 22, 2013
YNAB Online Support – This is the main support page for YNAB. YNAB Training and Education: A variety of live classes and recorded videos you can watch as often as you want! You should definitely start here! YNAB for Mobile - Learn about our iPhone and Android apps! Video Tutorials (Shorter)…
Last Updated: May 14, 2013
Available to Budget This is the amount of money that has been entered as income, but has not yet been assigned to categories (jobs). When you are first starting and do not have a buffer, your goal should be to save some money each month toward your Buffer. Eventually you will have enough of a Buffer…
Last Updated: April 9, 2013
How do I find my way around the program? To move between Accounts, the Budget, and Reports, use the sidebar to the far left of the application: To create an account click the Add Account button. To open a specific account, click on it in the sidebar. The two types of accounts, Budget Accounts and Off-Budget…
Last Updated: September 19, 2012
YNAB 4 requires the following minimum specifications in order to run: Windows (8, 7, Vista®, XP) 1.6Ghz or faster x86-compatible processor 512MB of RAM (1GB recommended) Mac OS X (10.6 or later) Intel Core Duo 1.83Ghz or faster processor 512MB of RAM If your computer doesn't quite meet the needs…
Last Updated: September 26, 2012
During this webinar we demonstrate the new features in YNAB 4 including Cloud Sync, Reconciliation, Autosave and Versions, Improved Reporting and an all new design.
Last Updated: June 28, 2012
In this video we explain the difference between overspending in a budget category, and overbudgeting the amount of money you have.
Last Updated: June 8, 2012
In this video we'll cover how the two different forms of income work in YNAB.
Last Updated: June 8, 2012
How to set up a checking account in YNAB.
Last Updated: June 8, 2012