A Review and Comparison of Mint.com and YNAB

Proactive Money Management
Mint’s technology to have your transactions automatically downloaded and categorized is impressive, but therein also lies a weakness. With YNAB, you’re proactively planning where you will spend your money, not just reacting to what’s already happened.

Your Data Stays With You
YNAB will never ask you for your bank login information, and your data stays with you on your machine, not tied up in some server. Mint.com is secure, no doubt, but would you still have your data if you decided to switch to another provider?

No Embedded Advertising
With YNAB, you purchase once and you’re done. Mint examines your transactions and shows you embedded ads for credit card offers, new bank accounts, etc.

Community and Support
YNAB offers free weekly small-class coaching via webinars, a robust online community of helpful users, and a real person responds to your emails in less than 24 hours.

What Makes YNAB So Different From Mint?

In the end, it’s all about the Four Rules of the YNAB Methodology. The software is built to help you implement and follow these Four Rules of Money Management. Your results will amaze you!