Join the 34-Day Reset
Save $1,000+ and recharge your financial health in 2021.
What If It Didn’t Have to Be Like That?
- You could stop overdrafting.
- You could have money saved for a rainy day.
- You could finally get ahead of your bills.
- You could buy that thing you’ve always wanted—without guilt.
- You could go a day without being stressed about money.
What’s Been Holding You Back?
You’ve never been taught? You don’t know what you’re doing? You can’t seem to save?
That’s all old you. You can start fresh. Reset.
You can pay for what you want: in cash.
You can pay off your debt: for good.
You can have financial security: even when life throws you curveballs.
Let’s make that happen.
What Will You Do With $1,000?
On average, people were able to sock away $1,000 or more over the course of 34 days. What do you want your money to do?
Maybe you want your money to help make you feel secure, at peace, delighted, free. Maybe you want to buy that Le Creuset dutch oven you’ve always dreamed of, or save cash for a vacation, or to finally build out that capsule wardrobe. This is a fast-track sprint to line up your money with your priorities.Join the Challenge
How It Works
Sign up for the challenge. Everything is totally free, no credit card required.
- We’ll send you a link for your 34-Day Reset Workbook.
- You’ll receive an invite to join the 34-Day Reset community.
- Decide what you want at the end of 34 days.
- Sprint to make it happen by following three daily rules.
- At the end of the 34 days, use the money saved to accomplish your goal. Zero stress. Zero guilt.
It’s simple. But we’re not going to tell you it’s easy.
1. Track your spending
Every day. Every dollar.
2. Only buy essentials
What’s an essential? You decide.
3. No eating out
After 34 Days, Make Your “Why” Happen!
After 34 days, you’ll have a nice little nest egg. Go pay off that debt, tuck away that emergency fund for safe keeping, or go buy that thing you’ve been saving for.
Bad with money? You can change that.
Can’t save? You can change that.
Are you ready?
Hi, I’m Jesse
Most days, changing your financial future for the better is a marathon, not a sprint. That said, there are times when a sprint is exactly what you need. This is an exercise in moving fast, but most importantly: figuring out what it is you actually want your money to do. In this challenge, we combine them both.Watch
No Eating Out? Aren’t Restaurants Already Struggling?
The goal of this challenge is to prove to yourself that you can be in control of your finances, but we know this is a trying time for some restaurants and small businesses (and we don’t want to live in a world without family-owned restaurants and independent coffee shops!) You can still find powerful ways to offer much-needed support during this challenge. Here are some ideas:
- Maybe you’re not going to your local burger joint, but you can buy a gift card for your parents so they can.
- Many restaurants have been donating food to hospitals and other essential service workers. Support them and you can help both the business and those on the frontlines!
- Leave a review of your favorite spots on Google, Yelp, or Facebook.
- Share your local restaurants and coffee shop recommendations with your friends on Facebook, Instagram, or Nextdoor.
- Repurpose any money you usually spend on random acts of kindness or spontaneous giving to have the explicit purpose of supporting small businesses.
- Give part of your money saved at the end of the challenge to a struggling business.
Remember, this is a short-term sacrifice for long-term gains. Once you realize the discipline you’re capable of, you’ll have a whole new outlook on your financial future, your family’s security, and your ability to support your community.
Join the Community
Support, solidarity, and frozen pizza hacks during day 17 of cooking at home.
How to set up the challenge in your YNAB budget.
Tips & Tricks
Make this challenge a smashing success.
Doing the challenge with a reluctant partner? We can help!
Nope! It’s totally free. If you decide to use YNAB to track your spending (which is completely optional), the first 34 days are free. See what we did there? 34-day challenge, 34-day trial? 😉
You and I both know your mind is immediately pulling out the boxing gloves here to defend your meal subscription service and your monthly vitamin regimen. And guess what, this part is totally up to you. Instead of us giving you a semi-logical list of essentials without knowing a thing about your life, we want you to decide and make that decision for yourself. This is, of course, a challenge—and we want you to sprint hard—but you’ll be able to write those rules for yourself better than we can. Whatever you decide for your spending rules, write them down in the workbook to hold yourself accountable.
We know a lot of small businesses have gone through the ringer this year and we don’t want to minimize those struggles at all. We encourage you to find creative ways to support your local gems—from buying gift cards to use later, gifting meals to essential workers or loved ones, or even finding non-financial avenues like promoting restaurants or coffee shops on your social channels or writing a review can show powerful support with lingering effects.
No shame there. Saving $1,000 isn’t actually the challenge—it’s simply a fairly common side effect (if only every side effect were so pleasant). The real challenge is those controllable daily habits. Do those three things for 34 days and you’ll have won! At the beginning of the challenge, you’re setting your own finish line—maybe it’s $500, maybe it’s $1500. Again, you decide how high you can jump.
Any way you want to. Are you old school? A pencil and paper work just fine! Or kick it into the digital age with a note on your phone. For more powerful tracking, you can use a budgeting tool like YNAB—it’s an app on your phone that will keep all your transactions neatly organized and give you the ability to see trends. It’s free for 34 days and no credit card is required!
You’ll get an email confirmation with a link to your 34-Day Reset workbook. Fill out this workbook—it includes a progress tracker, a place for your essentials/non-essentials list, a place to lay out what you’re saving for, and how much you want to save.
Nope! You can use anything you want to track your spending. We’re hopelessly biased because of the ease and additional boost and learning that comes with the app, but it’s really up to you!
Well, what do you crave the most? Financial security? Maybe saving money for an emergency fund would give you the warm responsible fuzzies. Maybe you crave financial independence—take a look at any outstanding debt balances and dig in. But you know what, maybe you just want something fun—and you’d never even attempt this challenge otherwise—and we want to give merit to that approach too. There is power in using this challenge to make learning about money management more fun (because oh goodness just typing “money management” makes me realize it needs some more fun). It’s like the spoonful of sugar that makes the medicine go down. Take a good hard look at what your financial soul is craving, and chase after that.
Of course! Sprint away—it’s a reset any way you look at it. Maybe you hit a plateau, your spending has felt extra skittish, or you just want a fresh start for the new year. Take a look at this guide to how to set it up in your current YNAB budget.
Good for you! View this challenge as something “above and beyond” your usual debt attack and see how much progress you can make. Build up your cache of cash and at the end of the month use it for an extra lump sum payment on your debt or as an added cushion for non-monthly expenses.
This challenge is totally a mental challenge and you will be your own toughest critic. Do we want you to succeed? Of course! We’ll usher you along every step of the way. But this challenge is tough! You might make some missteps. More than anything, make a note why it went sideways, and then start the next day fresh and keep going. We recommend tacking those days on the end to get a full 34 days of hitting each of your three daily rules.
Go right ahead, and tell us all your secrets of your otherworldly sprinting capacity.
Oh we FEEL you on this one. The good news is that we’ve actually seen quite a bit of success with the reluctant partner actually getting on board with a challenge like this. It’s fun, it’s not forever, and the best key is to make your end goal something you both want together. Make it enticing. Make it fun. Make it something you actually want to give up takeout for. Plus, we’ve got tons of tips on how to do this challenge with a partner and lots of resources on how to stop those money fights for good.
Um, YES. We would be so honored. Send them this landing page, do the workbook together (virtually?), and get some built-in solidarity as you meal prep and stock up on frozen breakfast burritos together.
If you’re not paying for the meal, yes! The key here is not to spend any money on meals that you don’t prepare yourself. If it’s for some reason completely immovable, list that out in your spending rules before you start the challenge.
Decide for yourself in your essentials list before you start the challenge. We could give a strong argument either way, but at the end of the day: remember, this is a sprint to save cash. Find the balance between making this sprint sustainable for 34 days and paying for the cost of convenience. Sometimes, it’s totally worth it. Sometimes, you can trim the excess. Decide what makes the most sense for you.
No. If you decide to remove subscriptions as part of your no spend, that’s your choice, but it’s not a requirement.
Free money! (That’s our unofficial verdict). But don’t go stocking up on gift cards or reloading your Starbucks balance before the challenge! We see you and your sneaky ways! (But only because we are the sneakers ourselves and have definitely tried this).