Search Results: accounts

Why We Keep Our Accounts Separate

Hi there! I’m Charlene, and I work on the customer support team, here at YNAB. I want to let you in on a little secret about my life: My husband and I have separate accounts, and we never fight about money. I don’t say this to brag—we have our fair share of marital disagreements. Money …
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The Relationship Between Your Budget & Your Accounts

Your budget and your bank accounts have one of those “It’s Complicated” relationships. They’re involved, yet separate—linked to one another by your budget categories. When new funds become available, you give every dollar a job (assigning each to a category). Then, as you record your spending, your category balances decrease so that you always know …
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The How and Why of Tracking Accounts

Under the “Add Account” menu in YNAB, you may have noticed the tracking account options: Asset accounts and Liability accounts. Today, I’m going to walk you through what these account types are for, and talk about why you might do better to just ignore them! You Don’t Need Tracking Accounts to Budget We don’t talk …
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Our Controversial Stance On Joint Accounts

Don’t become a statistic and be one of those couples who fight about money. Because there are plenty of other important things to fight about, like how to load the dishwasher, whether or not you should ask for directions, and why leaving things out on the bathroom counter even if you use them every day …
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From Two Years of Missed Mortgage Payments to Vacation Funds & Investment Accounts

After years of financial chaos, missed mortgage payments (we are talking 31 consecutive missed mortgage payments) and thousands of dollars in overdraft fees, Sarah and Kevin Estling found You Need A Budget (YNAB). Life didn’t change overnight but it did change—dramatically. Today, the Estling’s have a $2,000 emergency fund, a fully-funded vacation category, and a …
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And fat checking accounts for all.

I bet you know your checking account balance. I bet you check it daily, maybe multiple times daily. I bet it’s the first number you look at when you or your significant other ask that not so useful question, “Can I afford it?” I’m sorry you have to look at your checking account all the …
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YNAB Podcast Episode 81: Handling Accounts Receivable in YNAB

Editor’s Note: Jesse recorded this podcast episode a while back, but the transcript coincides nicely with a blog post he wrote recently. Hello YNABers. My name is Jesse Mecham and this is podcast number 81 for You Need A Budget, where we teach you four rules to help you stop living pay check to pay …
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Goodbye Quickbooks: Use YNAB to Track Accounts Receivable REALLY Easily

You can track anything in YNAB, really. Taylor, our lead developer, uses YNAB to track household chores: @Spankachu My fiancé and I have a “chore” file in @ynab. Each chore is a cat. Do chore, enter inflow trans with amount = suggested points — Taylor Brown (@thetaytay) January 11, 2014 If you’re a small business …
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