Bliss vs. Stress. YNAB & Your Cash Flow (Whiteboard Wednesday)

Here’s the latest Whiteboard Wednesday. What we discuss:

  • A “normal” person’s cash flow situation.
  • The “dip” (not Seth Godin’s).
  • A YNABer’s cash flow situation operating with a Buffer
  • How Rainy Day Funds move the YNABer even close to a state of cash flow bliss.

As requested, I went with a YNAB t-shirt. If you’d like to purchase one so you can be the center of virtually any social scene, you can do that here.