This just in from Rose, an excited (fairly) new user of YNAB:
Just wanted to add our small success story to your stats.
I bought YNAB back in December 2010. We had a vague idea of what our monthly expenditure was but nowhere near accurate. I run a small online business and my husband is a freelance ecommerce developer so our income is variable.
To get ourselves a buffer we sold a bunch of ‘stuff’ on EBay and Craigslist. Today is March 1st and I was able to use our $3,400 buffer for budgeting. All the income for March will now go into next month. We are no longer living from paycheck to paycheck.
2 1/2 months to turnaround!
I can’t tell you how much relief I felt when we had our budget talk this morning. We actually put some ‘fun money’ into YNAB and we don’t have to feel guilty using it.
AND we have money to go towards future expenditures and our savings account.
Thank you so very much for this software. I think it has saved our sanity!
Thanks for sharing Rose!