This Couple Paid off $52,000 in Student Loans in Just 21 Months

"Even though it’s uncomfortable, you can choose to have joy along the way."

Written by Ben Barlowe  |  on


Jonathan and Miranda were college sweethearts with $52k in student loans. This is the story of how they paid it all off in just 21 months … and started their family.

They thought hard about the difference between needs and wants, worked overtime, and found creative ways to make more money. And their sacrifice paid off. Now, they have a brighter future and can give to others the way they always wanted to.

Miranda said, “Being able to contribute to the people that we love and causes that we believe in has been really wonderful because that feels so far away when you have a debt payment.”

Find out more about how they crushed their debt by tuning in to this episode of Debt Stories:

Get this episode’s transcript here.

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Do You Have a Debt Story?

Wanna know what’s better than an amazing debt makeover story? Several debt makeover stories! If you’re a YNABer and you’d be willing to let Jesse interview you for a future episode, write to us at [email protected]. In your email, include a short paragraph or a few bullets about your financial hurdles and how you overcame them.


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Your Next Step

Budgeting is not restrictive. You won’t be spending less, you’ll be spending right. So what do you have to lose? Except all that debt and stress?